Tambanudza Mubato Wako Basa Rokurasikirwa Nezvibereko uye Mupfumi Pfuma Gore rino
Zuva roga roga, vamwe vana 10 000 Baby Boomers vanosvika makore ekurasikirwa kwemakore 65, maererano nePew Research Center. Kunyange zvazvo izvi zvisingarevi kuti vose vachasarudza kurega kushanda panguva iyi inokosha, zvinoreva kuti vazhinji vachazotanga kusarudza zvakasimba kutamira kune imwe nyika yakanaka kana yakadzikama yekushandisa makore akanaka ehupenyu hwavo. Vamwe vanosarudza kuita izvi chete nokuda kwezvikonzero zvemari uye zvehutano, asi vamwe vanosarudza kurarama pedyo nemhuri neshamwari.
Chero zvazvingave zviripo, vanhu vari pedyo nekurasikirwa vanofanira kufungisisa kuti vangatambanudza sei kubhadhara mari yavo yekurasikirwa nokuti vanogona kunge vari pamari yakagadzirirwa kubva kuno nekunze.
Zvokufunga nezvazvo Usati waenda muRussia kana kuchinja
Zvimwe zvezvikonzero zvekutarisa kana ukasarudza kutamira kune imwe nyika nekuda kwekurega basa zvinosanganisira:
- Kuwanika kwemashumiro ekutsigira upenyu hurefu - kusanganisira kutarisira utano, kufanana, uye mukuru-kutarisira
- Mari yehupenyu nhamba yeharaunda - kuchengetedza zvigaro zvepa mwedzi unopera mwedzi mumwe nomumwe
- Mitero nemitero yevanhu vakatora mutoro - kuti vaite mari yemwedzi mumwe chete kwenguva refu
- Mhosva dzehurumende yehurumende neguta - saka vanhu vakwegura vanogona kurara usiku
- Unhu uye kuwanika kwekugara muimba yakasununguka misha uye condos - kuitira nyore kuchinja
- Kupisa uye mamiriro ekunze - zvakakosha kune avo vanotambura nemamiriro ekunze akaroorana aches nemarwadzo
- Mikana yekuva chikamu chemusha - chinokosha pakuwana chiitiko chakanaka chekurega basa
- Kuvharana nekufamba, kutengesa, varaidzo uye nzvimbo dzakanaka-kubatsira vanhu vakapinda mutiroro vachiri kushanda
- Kuswedera pedyo nhengo dzemhuri - kuparadza vatorwa uye kuwana rubatsiro nezvinodiwa zvezuva nezuva
- Kutsigirwa kwehupfumi hwakabatana nehutano uye zvehondo VA nzvimbo kune avo vane zvinodiwa izvi
Izvi zvinongova zvishomanana zvezvinhu zvakawanda zvinofanira kuonekwa kana ukasarudza mamiriro akanaka ekurega basa.
Kana vanhu vakapedza basa vachigamuchira mari yekubhadhara mari yavo vachadawo kutarisa kuti vaone kana vatapi vehutano vachigamuchira rubatsiro rwavo. Izvi zvinoshandawo kune vetani vemauto nevatambi vese vanozoda kurarama pedyo neA VA centre yekuchengetedza kwakasimba. Vazhinji vachada kutanga kutengesa kunzvimbo dzekubatsira nekuchengetwa kwekuchengetedza vanobvuma Social Security kubatsirwa, uye kwenguva yakareba kuchengetedza zvikomborero nokuti ichi ndicho chinhu chinowanikwa nevanhu sezvo vari pedyo nekuguma kwehupenyu hwavo.
Yakavandudzwa runyora rwepamusoro 10 US inotaura kuti inotora pfuma
Kuti uwane zvakanyanya kubva kune vashandi uye kubhadhara mari yekubhadhara mari, heino nhamba yakarongedzwa yepamusoro yeUnited States inosarudza kubhadhara mari muna 2016, zvichienderana nekuongorora kwezvino uye mazano kubva kuAARP, Forbes, uye BankRate. ( Cherechedza: Izwi riri pasi apa harisi mune imwe nzira. )
Texas
Texas ndiyo imwe yenzvimbo dzinopisa zvikuru dzekupfigira mupfumi muna 2016. Pane zvakawanda zvokuita kuTexas, kusanganisira kutora mumutambo webhomba, kutengesa, kurima, kushanyira Gulf Coast nezvimwe. Zvechokwadi, Abilene akatumidzwa nzvimbo yakanakisisa yekusimuka mu 2016 neForbes. Mari yehupenyu yehutano ye 83 iri pasi pevhareji yenyika yose yezana uye kune zvakawanda zvekuwana hutano hwehutano mukati meguta re 120,000 vagari.
San Marcos imwe nzvimbo yakakura yekugara muTexas. Mutengo wekurarama mazita muguta rino 92 uye vanhu vanouya ma 55,000. Mitengo yemisha yemedheni iri pasi pe $ 200,000.
Pennsylvania
Pennsylvania ndiyo inoshamisa pane izvi, kunyanya guta rePittsburgh. Mutengo wekurarama unouya pa 84, uri pasi pevhareji yenyika yose yezana remakore zana nemakumi mashanu. Mutengo wemusha uri pakati pe $ 140,000, asi mhosva yakakomba inetso, ne 798 mhosva dzakakomba dzakataurwa gore rapera. Izvo zvaunofamba uchibva kubva muguta racho nzvimbo yakachengeteka iyo inova yevakabhadhara.
Florida
Sezvakangoita, nyika yeFlorida inoita kuti ionekwe muForbes yakarongwa nzvimbo dzakanakisisa dzekurega basa muna 2016, uyewo nenhamba imwe chete paAARP's list of top retirement destinations. Key Largo iguta revanhu 80 000 vane mari yekurarama index ye 87.
Daytona Beach imwe nzvimbo yakakurumbira yekurega basa nehuwandu hwekutengesa imba pa $ 104,000. Iwe uchava pedyo nemabhishi, mvura, mhuka dzesango uye zvakawanda zvegorofu iwe zvaunofanira kuita. Chikamu chakanaka? Florida haiti mutero Social Security inobatsira.
Arkansas
Kurarama pedyo nedzimwe shanduro yakanakisisa munyika ino chinangwa kune vashomanana vasara. Izvozvo zvinogona kuitwa nekudzokera kumaodzanyemba kumaodzanyemba mu Arkansas. Bella Vista ine vanhu 28 000, vane 136 vanachiremba per capita index. Kuvhura kwehutano huri nyore kwazvo nehuwandu hwehuwandu hwevanhu. Mutengo wemusha wemadhora ndeye $ 127,000, saka kuwana nzvimbo yekugara hakufaniri kuoma.
Nebraska
Nekubhadhara kwekugara pane 90, Lincoln ndeimwe yemaguta akakurumbira waunogona kubhadhara kusvika muna 2016. Guta rine nhamba yevanhu 270 000 uye yepamhenderekedzo yemitengo yepamusha yakawana $ 158,000. Kuipa kwehupfumi chinhu chiduku chematambudziko 338 gore rakapera kune 100 000 vagari vemo. Yakachengeteka inotarisana nemaguta anotevera seanochengeteka pakugara muNebraska: Wahoo, Cozad, uye O'Neill.
Tennessee
Akambodikanwa kushanyira Tennessee? Vakawanda vakaita saizvozvo, asi havana kumbobvira vasiya. Vashanyi vakawanda kune hurumende vanofambisa kuenda ikoko nekuda kwemaonero ayo akanaka uye kumba kumimhanzi yenyika. Smyrna ine mari yekurarama index ye 91 uye 43 000 vagari vemo.
North Carolina
North Carolina ine zvakawanda zvokupa vatorwa. Iyo nzvimbo kuGeorgia, Virginia uye kunyange Pennsylvania inoita hurumende iyi kuenda kune kune avo vanotarisa kuti vabve pamba. Gomo re Airy rine mari yekurarama index ye 92 uye chete 10 000 vagari vemo. Kunetseka nezvekuwana kuhutano hwehutano? Usanetseka zvakare sekune vanachiremba 103 munharaunda yacho.
Idaho
Kuonekwa mune nhamba mbiri panzvimbo yeAARP's list of best replacement retirement is the state of Idaho. Haisi nzvimbo iyi chete izere nekunakidza kunakidza uye mhepo yakachena yemakomo, asi mari yekurarama yakaderera uye mitero yemitengo iri pasi pevhareji. Kunewo zvinhu zvakawanda zvekushandisa, zvakadai sehurumende dzepamusoro, nekuda kweIdaho's hydroelectricity, uye makoroji emunharaunda nemayunivhesiti anopa zvikoro zvisingabhadhari zvevanhu vakasiya basa. Panewo mutero weHuman Social Security, saka vakasiya mari vanogona kuita kuti mari yavo iwedzere mberi.
Arizona
Wakamboda kurarama murenje here? Kana zvakadaro, Arizona ikozvino pane urongwa hwehutano hwakanaka hwekubata pfuma muhupfumi muna 2016. Hurumende inopa zvinhu zvakawanda, kunyanya zviitiko zvemitambo, kune avo vasingangoda kugara pasi munguva yavo yegoridhe. Apache Junction akaita kuti Forbes isarudze nzvimbo dzakanakisisa dzekurega basa muna 2016. Guta rine vanhu vanokwana 37 000 uye mutengo wemusha wepakati uri $ 129,000 chete.
Missouri
Missouri, chinzvimbo cheMiddlewest states, chinogonawo kuva nzvimbo yakanaka yekurega pfuma muna 2016. Columbia iguta revanhu 115 000 vanoda baseball, mabhora, uye hockey. Mitengo yemisha yemedhiyamu inouya mu $ 171,000, asi kuparwa kwemhosva chinhu chiduku. Zviito zvakakomba zvakataurwa gore rapera tarenda 351 pa100 000 vagari vemo. uye hockey. Mitengo yemisha yemedhiyamu inouya mu $ 171,000, asi kuparwa kwemhosva chinhu chiduku. Zviito zvakakomba zvakataurwa gore rapera tarenda 351 pa100 000 vagari vemo.
Hazvina Chokwadi Kana Wakagadzirira Kurega?
Nenzira yakanaka, une nguva yakawanda uye zvigadziro zvekuita chisarudzo ichi chikuru. Kana iwe uine hutano, zvinorudzirwa kuti urambe uchishanda kusvikira iwe wava nemakore makumi manomwe nematanhatu, kuti uwedzere mararamiro ako eZimbabwe Security uye mwedzi wekuongorora. Inogona kuva nguva yakanaka yekuisa pfungwa yako yakawanda mukambani 401k urongwa zvakare, kunyanya kana kambani inofanana nemadhora. Pakupedzisira, isa mari yakawanda sezvinobvira mubhuku rako rekuchengetedza utano usati wasvika pazera remakore makumi matanhatu nemashanu uye uwane chikwereti kune Medicare. Iyi inzvimbo yakanaka yematero iwe uchakwanisa kupinda mukati moutano hwemangwana nekugadzirwa kwemishonga kwenguva refu kana iwe uchichenjerera.
Zvimwe Zvinyorwa Zvokugadzirira Kurasikirwa
Tarisa uongorori uhwu hwekugadzirira kubhadhara. IAARP inopa mamwe mirayiridzo uye muchengeti wokurasikirwa unogona kuita kuti chisarudzo chisanyanya nyore zvakare. Iwe uchanakidzwawo nemutungamiri uyu wekufara semunhu wakatsauka.