Pasinei nhamba idzi dzinoshungurudza, gig economic inotsanangura mashoko akanaka kune vakwegura.
Chidzidzo chekunyengera chakawana kuti vakwegura veAmerica vari kubvuma mararamiro ekuzvipira, uye nhamba idzi dzinokurudzira:
- 31 muzana yegig-chete vashandi ndivo Baby Boomers
- 34 muzana vanotaura sevakasiya basa
- 86 muzana vanoti vanowana mufaro mukuru uye mufaro kubva mubasa ravo
- Pasinei nekuda basa rekugadzirira kuita zvikwereti muhupfumi (46 muzana), 32% chete vanoti vanotambura mune zvemari.
Kana wakaneta nehupenyu hwepfumbamwe kusvika ku5, asi uchiri kudikanwa kuti uwedzere mari yako, tevera matanho aya kuti utore nzvimbo yako kune rumwe rutivi rwekukanda misika.
Kuratirana Nehutano Hwezvokuchengetedza Mazano
Kana iwe uri kutora Social Security zvinyorwa, zvakakosha kuongorora kuti rumwe rutivi rwunopinda huchakanganisa sei mari yako. Kana iwe ukazadza nguva yakazara yekusununguka makore 66 muna 2018, muganhu wezvaunowana pamwedzi yakatarwa uri $ 45,360. Kana ukatanga kutora Social Security, haugoni kuwana mari inodarika $ 17,040 pagore usingabatsiri mari yako yegore negore.
Kunyange zvazvo nhamba iyi inogona kuoneka yakaderera, iyo inoshandura ku $ 1,417 pamwedzi, iyo inogona kukubatsira kubhadhara madhokeri akasara uye kuvimba zvishoma pane yako 401 (k) uye mamwe marenda epamberi ekugara kwezuva nezuva. Unogona kushandisa kunyange mari yako kufamba kana kutora chido chekuita. Ziva nzvimbo dzisina simba mumari yako uye funga kuti rumwe rutivi runogona sei kuwedzera mararamiro ako.
Gadzira Kuvapo KwepaIndaneti
Indaneti ndiyo iyo iwe uchanowana rutivi rwunokurudzira mikana, uye kana iwe usati watoziva, ikozvino ndiyo nguva yekuumba purofisi yepaIndaneti. Bhizinesi rebhizimusi rinokubvumira kunyora unyanzvi hwako nekuwanika, kuungana nevatengi vatsva uye varipo, kuratidza zvipupuriro zvevatengi, nekusimbisa kutendeseka kwako kwepamusoro. Tarisa mutungamiri wedu kuti tidzidze zvakawanda, uye usazvidya mwoyo, haungasviki ruzivo muwebhu web design kuti utange.
Shandisa Unyanzvi Hwako
Iwe wakavaka ruzivo rwezivo nemakore iwayo ose mubasa rekushanda, saka sei usina kuishandisa zvakanaka? Nzvimbo dzakasununguka dzinowanika kune inenge imwe yese yehurumende nehutano hwepamusoro.
Professional
Kana iwe unofarira mubasa rekuzvipira riri kushandiswa rinoshandisa zvigadzirwa zvako zvezvesa, masayiti aya anogona kukubatanidza nemasimba ane mbiri:
- Kunatswa : Kana iwe uri mudzidzisi wakanaka, funga kupa zvikoro zvekudzidzisa kuburikidza neClarity.fm. Rimwe-on-one system rinokubatanidza iwe nevadzidzi vanoda kudzidza kubva pane zvakaitika kwauri, uye iwe uchawana purogiramu yeminiti.
- FlexJobs : Senzvimbo inonyatsozivikanwa, FlexJobs inokwezva vashandi vanodikanwa nevashandi vari kure uye vane mafashoni mukati memabasa ose, kubva kujinijeni kuenda kuzvinyorwa zvakanyorwa. Iwe uchabhadhara $ 49.95 kuitira kuwana gore roga roga basa razvo, asi nzvimbo yacho inokutendera iwe kutarisa dhesikisi usati waita chisarudzo. Kana iwe usingadi kubhadhara, tungamira kune nzvimbo yavo yehanzvadzi yekusununguka, Remote.co, iyo inongorongedza mabasa ega ega anogona kuitwa kubva kumba.
- Kubudirira : Iyi nzvimbo yekunyoresa nzvimbo inokubvumira kugovera zvikamu zvinokufadza iwe, iyo ndiyo nzira yakanakisisa yokuvaka sampuli yemapuritorendi ako ari paIndaneti.
- LinkedIn : LinkedIn ine basa rebhodhi, asi pane nzira iri nani yekuwana freelancing gigs uye kuungana zvakananga nevatungamiriri. Shandisa bhokisi rokutsvaga kuti unyore mubasa raunoda, semuenzaniso, "munyori wekuzvipira," uye sarudza mhinduro kuti ugobatane neChinyorwa chete. Iyi sarudzo icharatidza mumwe munhu vashandisi vari kutsvaga vatsvaki vakadai sawe. Vatumire mharidzo yakananga nehubatanidza kumapatoti ako. Kuita somumwe munhu kunogona kukubatsira iwe kumira pakati pezera rako.
Basa / Microjobs
Kana iwe uchida kushanda pane zvishoma, tarisa mitsva iyi ye-gigs imwe chete, inozivikanwa se microjobs:
- Fiverr : Nzvimbo iyi inzvimbo yekupa hupi hupi rubatsiro rwetengo yakatarwa, kubva pakugadzira mawebsite kuita mabasa ekutungamirira.
- TaskRabbit : Kana uine unyanzvi hwepamusoro peimba, TaskRabbit inogona kukubatanidza nevanhu vemo vanodikanwa nebasa rejare, kuvandudza kwemusha, kufamba, sangano refenicha, nezvimwewo.
- Amazon Delivery : Amazon isimba reimba, uye maawa maviri ekutanga kuendeswa kwebasa iri kuitika mumaguta munyika yose. Kana kubata-uye-kuenda ndiyo nzira yako, chengetedza mabasa avo munzvimbo yako.
Shandisa Iri Guta
Kuwana kwako mano hakugoneki sev freelancer, asi sezvatakadzidza, mitemo yakasiyana zvakanyanya kana uri kuunganidza federal retirement benefits. The Social Security Administration inodarika $ 3 pamadhora ega ega iwe unowana mari ye $ 17,040 yemiganhu yegore, iyo inodzivisa kukwanisa kwako kuvhara musiyano pakati pehuwandu hwawakachengetedza uye kuti unoda zvakadini mumakore ako endarama. Kana izvi zvinonzwika, pane chimwe chinhu chisingafaniri kuregererwa: mari yekubvisa mari. Mari inowanikwa kuburikidza nemari yako-kusanganisira pfuma-inodzingwa pamitemo yeSSA, iyo inoreva kuti iwe unogona kuwana zvakawanda zvingabvira pasina kuchinja mararamiro ako ekurega mari.
Kana uine imba yekuchengetedza kana imba yechipiri, kuitora neAirbnb kunogona kuwedzera zvikuru mari yako. Maererano nekuongorora kweAllonomics, muvhareji weAirbnb anowana mari inokwana $ 924 pamwedzi, uye mari inoshandiswa maawa makumi mana mushure mekunge vaparidzi vako vatarisa. Kana kuregererwa kwemari yako kushandisa kukurudzira, sarudzo iyi inopa mhinduro pakarepo.
Iko gig economy haisi kuenda, uye kune gungwa remikana (uye mari!) Inowanikwa kune avo vanotsvaga. Shandisa mikana yekugadzirisa mukutora uye kubvisa mukati. Rimwe rutivi rune simba rinogona kuderedza mitoro yemari yekukwegura.