Pros, Cons uye Mitemo yeChikoro Chekubhadhara Chikwereti
Pasi peCLRP, mauto achadzorera chikamu chekodzero yekukweretesa yekoroji yevasiri ivo vasati vatungamirirwa nhengo dzehondo. Iyi purogiramu ndeyevanhu vakanyorerwa chete; mapurisa haafaniri kukodzera.
Uye havasi humwe humwe hutano hwemabasa ehondo (MOS) hunokodzera CLRP.
Congress yakagadzirisa chikamu chikuru chekubhadhara kusvika ku $ 65,000. Zvisinei, mukati memiganhu iyi, imwe neimwe yemasangano yakashandisa mavoga awo. Parizvino, neHondo neNavy ichadzorera huwandu hunobvumidzwa nemutemo nekuda kwekusati kwave kushanda kushanda kushanda basa. Hondo ichabhadhara kusvika madhora makumi maviri nemazana makumi maviri (20,000) ezvinyorwa zveNhare (kusanganisira Army National Guard ).
Air Force ichadzorera kusvika ku $ 10 000 pamusana pebasa risati rasvika, kushanda basa kushanda. Uyezve, iyo Navy Reserves ichadzorera kusvika ku $ 10 000 yeNavy Reserve inlistments.
Marine Corps, Coast Guard, uye Air Force Reserves havatauri Chirongwa Chekubhadhara Chikoro. Zvisinei, Air National Guard inopa CLRP kusvika ku $ 20,000, nokuda kwekushaikwa kweAAFSCs (mabasa).
Mvumo Inokodzera yeCLR
Kuti zvikwanise kupiwa CLRP, chikwereti chinofanira kupinda mukati musati wasvika muchiuto.
Izvo zvikwereti zvinotevera zvinokodzera kuChirongwa Chekubhadhara Chikwereti:
- Rubatsiro Rwokubatsira Rwokutsigira Vadzidzi (ALAS).
- Stafford Student Loan, yaichimbozivikanwa seChivimbiso Chekudzidziswa Kwevadzidzi (GSL).
- Vabereki Vanotora Chikwereti Chine Vadzidzi Vachikoro (PLUS). Inofanira kunge yakashandiswa pakushandiswa kwevanhu vanogadziriswa purogiramu (kwete vamwe vakaita sehama).
- Consolidated Loan Program. Inongovhara mari yemari yemuteveri.
- Federally Insured Student Loans (FISL).
- Perkins Loan, yaimbozivikanwa seNational Direct Student Loan (NDSL).
- Supplemental Loans for Students (SLS).
Kukodzera kweCLRP
Aya maitiro achasiyana maererano nebazi rimwe rehondo. Asi kune vashandi vanoita basa, havafaniri kunge vaine ruzivo rwemauto rwekutanga rwehondo kuti vakwanise. Mune Air Force uye Navy inoshingaira basa, vashandi vanofanira kunyoreswa kwemakore mashoma; muHondo yekushanda, basa rekunyanya kusvitsa makore matatu.
Izvo zvinodiwa zvinogamuchirwa kugamuchira CLRP ndezvenguva yakareba yeChikwata che Reserve. Nokuda kweHondo neNavy Reserves , uye Army neMweya National Guard, kushandiswa kwemadiki kwemakore matanhatu kunotarisirwa.
Nokuda kweHondo, masoja anofanira kunge ane diploma yechikoro chesekondari uye chikamu chakazara chemakumi mashanu kana kupfuura pamusoro peHondo Dzemauto Maitiro Aptitude Battery (ASVAB). Neuto rekuita basa, Army Reserves, Army National Guard, uye Air National Guard vanofanira kunyora mune imwe MOS inokodzera purogiramu. Izvi zvinoshandiswa kuchinja zvichienderana nekushaiwa, saka zvakanakisisa kutarisa nemunhu anenge ari muchengeti wemunharaunda kuti aone mabasa api akakodzera CLRP.
Nokuda kweHondo Dzemauto, Hondo National Guard, uye Air National Guard, mari yakawanda inobhadharwa (kusvika ku $ 20,000) yakasiyana neMOS.
Mukati meHondo neNavy Reserves, avo vane basa rehondo rekutanga vanokodzera.
Uye zvichida zvinonyanya kukosha: ICLRP inofanira kuiswa mubvumirano rekunyorwa kwevashandi kuitira kuti riite.
CLRP uye GI Bill
Chinhu chakakosha chevhaveat kuti chizive kana uchifunga kana uchikumbira CLRP. Chero chero vashandi vanoita basa vachitsvaka CLRP havakodzeri kuMontgomery GI Bill panguva imwecheteyo yekunyora.
Kuve pachena: nhengo dzinoshingaira dzinoshanda dzinogona kutora chikamu muGI Bill munguva inotevera yakanyorera, kunyange kana vakashandisa CLRP panguva yavo yekutanga.
Mumwe haazokwanisi kushandisa GI Bill, zvisinei, kusvikira mushure memwedzi makumi matatu kusvika kune yechipiri kunyorwa.
Izvi zvisingashandisi kune nhengo dzeRiserve uye National Guard, avo vanogona kushandisa Reserve Reserve Montgomery GI Bill, uye CLRP panguva imwe chete yekunyora.
Nhengo dzeMutungamiri weCCLRP
Kuti zvikwanise kuitirwa CLRP, nhengo dzehondo dzinofanira kuramba dzichida basa rakanyora pazvinyoresa purogiramu. Mitero inofanirwa kuva yakamira zvakanaka, kureva kuti haisi kutadza, uye iyo nhengo inosungirwa kubhadhara chero mari uye kuwedzera kufarira. CLRP zvikwereti zvinowanikwa zvakananga kumunhu anenge ari chikwereti, kwete mutariri weuto, uye anotorwa semari inotengesa.
Payments
CLRP zvikwereti zvinowanikwa zvakananga kumunhu anokweretesa. Mubhadharo wekutanga hauna kuitwa kusvikira mushure mutevedzeri apedza gore rimwe rekushumira.
Kune vashandi vekushanda, mauto anotsiva 33 1/3 muzana yemari inoshandiswa inonyanya kushandiswa kwechikwereti gore negore, kana $ 1,500, chero ipi zvayo yakakura, yegore rega rekushumira.
Hondo neNavy Reserves ichadzorera 15 kubva muzana yemari inoshandiswa inonyanya kukosha yemari yacho gore negore, kana $ 1,500, chero ipi zvayo yakakura, gore rega rega rekushumira. Air Air Guard inobhadhara 15 kubva muzana kana $ 5,000 (chero ipi zvayo yakakura) gore negore rinopesana nehuwandu huripo huripo.