Iwe une kodzero yekupomera mune imwe mamiriro ezvinhu
Mutemo Wekukwereta Kwekodzero Dzakanaka
Mutemo weChito Chikwereti Chekuunganidza Chikwereti, chinowanzozivikanwa seDFCPA, chave chiripo kubva muna 1978.
Inogadza mamwe mitemo iyo vateresi vatengesi uye masangano ekuunganidza anofanira kutevera pavanenge vachiedza kuwana kubhadhara. Iyo FDCPA inoshanda chete kune zvikwereti zvemunhu oga, kwete zvikwereti iwe ungave wakaita kuti uite bhizinesi.
Inotarisa kuti chikwereti vatengesi vanogona kukushevedzai, izvo zvisingambovipo kare kupfuura 8 am uye kwete mushure mema 9 masikati zvichibva pane imwe nguva yenguva yavatengi. Havagoni kukutyisidzira kana kukushevedza kakawanda mukuedza kukutambudza, uye havagoni kushandisa zvinyararire kana mutauro unonyadzisa. Havagoni kutaura zvinyengeri, zvakadai sekuti vanogona kukutora iwe kana iwe usingabhadhari, kana kukurukura chikwereti chako kune ani zvake kunze kwekupa gweta rako, kunyange zvazvo vanogona kutaurirana nhengo dzemhuri neshamwari kuti vakukumbirei mazano ekubatanidza iwe .
Verenga pamusoro paDFCPA kana iwe uchidavira kuti muteresi anokwereta akabuda kunze kwemitemo. Kana zvakadaro, mutemo unokupa iwe kushanda, kusanganisira kutumira mhosva pamusoro pake.
Mitemo Yekudzikisa Mutemo
Mutemo weBurumende unobvumira vanhu nemapoka evanhu kuti vasungire masangano ekuunganidza, asi iwe unofanirwa kupomera mukati megore rimwechete rekupomerwa kwekodzero dzako. Kana iwe ukakunda, unogona kudzorera chero dambudziko rawakatambura pamwe nehuwandu hwehuwandu hwe $ 1 000 hunoti "mutemo" kukuvara.
Mupiro wako unogonawo kusanganisira kuwana mari yekambani uye chero mari yehutori yaunofanira kubhadhara kuti uise mhosva yacho.
Mukirasi chiito chiitiko chinopiwa neboka revanhu, boka racho rinogona kupora kusvika 1 kubva muzana yebazi rekuunganidza rinokosha kana $ 500,000, chero zvishoma.
Zvinogona kuva zvakaoma kuratidza kuti kodzero dzako dzakaputsika, uye mutoro weuchapupu uchave uri kwauri. Chengeta zvinyorwa zvakajeka zvemazuva uye nguva apo mutengi akakudana iwe. Nyora pasi zita rake uye nyora nhamba yefoni kana une Caller ID. Ramba uine zvinyorwa pane zvakataurwa. Idzi ruzivo rwakanyatsotsanangurira kuratidza nyaya yekushungurudzwa mumatare.
Zvaunotarisira Kubva Mudokwereta Kuunganidza
Vateresi vateresi havawanzovhundukiwo kutya kupomerwa nekuda kwemari yemari inowanikwa pane zvaunogona kuwana mukudzoka. Sangano rekuunganidza rinogona kutototora dambudziko racho zvakakomba, kuziva kuti iwe watova mune chikwereti uye uchivimba kuti haugone kutenga gweta kuti akumirire mudare.
Nguva dzose iri pfungwa yakanaka yekurega chikwereti mutora kuziva kuti iwe unoziva kodzero dzako dzose, zvisinei, kusanganisira kodzero yekupomera. Kana iwe wakatsvakurudza mutemo, unogona kurondedzera kukanganisa kwake uye zvichida wakazarura mukova wekukurukurirana kunobudirira kwekugadzirisa.
Zvimwe Zvingasarudzwa
Taura kune gweta kana iwe usingagoni kugadzirisa matambudziko ako nekwereta chikwereti uye anoramba achikushungurudza, kana kana mabasa ake atokutambudza. Anogona kunge achida kukumiririra pamutengo wemari, zvinoreva kuti anongobhadharwa chete kana iwe uchikunda - iwe ungamupa chikamu chekuregererwa kwako.
Kana zvisina kudaro, funga kuisa nyaya yako mumatare madzimai panzvimbo yedare redzimhosva, apo mitemo inowanzova yakasununguka kuitira kuti urege kudikanwa gweta. Pane mitsara yemari yakawanda yaunogona kukumbira mumatare maduku, zvisinei. Iwe ungangodaro wakatambura $ 5,000 mukukuvadza asi kana hupfumi hwako huchikwereta mari yaunogona kumhan'arira pa $ 4,000, iwe unongoperera kukumbira mari iyi.
Iwe unogona zvakare kugadzira chikwereti chekuunganidza kune Federal Federal Commission.
FTC ichashanda newe uye chikwereti chikwereti kuedza kugadzirisa dambudziko rako. Mukuwedzera, iwe unogona kurondedzera chikwereti chikwereti kumutongi wenyika yako.