Maererano naVaMugabe Partners, nhamba yevashandi vekambani vehurumende uye vashandi vehurumende vakakura kubva ku15,9 mamiriyoni muna 2011 kusvika kusvika mamiriyoni 17.9 kusvika pakupera kwa2014. (Chinyorwa: HR Magazine, July / Aug 2015)
Pane imwe nguva mubasa rako, unogona kusangana nechisarudzo chekubvuma basa nemabatsiro kana chekuchengetedza makambani basa risina kupa boka rekubatsira. Iwe uchasarudza sei?
Akakonikari vs. Employee Benefits Zvisarudzo
Usati wagamuchira chero chero rudzi rwebasa rakagadzirwa, zvakakosha kunzwisisa zvinhu zviviri zvakakosha:
- Izvo zvaunofanirwa kuwana zvekushanda nerudzi urwu rwechibvumirano chebasa
- Zvaunoda iwe pachako zviri maererano nehutano hwako nehutano
Zviri pachena, kune humwe hutano uye hutano kune rumwe rudzi rwemabasa anoshanda. Zvakakoshawo kuziva kuti hurumende yakasununguka mabasa haifaniri kuvhiringidzwa nebasa pamba kana kuti kutengesa mabasa ayo anogona kunge ari hukama hwemabasa hunopa zvipo.
Kushanda seChipatara Chekuzvimirira
Kuzvimirira makambani (vanozvishanda) vanoshanda pasi pesangano reW-9 uye vanofanira kugovera zvese zvemichina yavo yebasa, kusanganisira makombiyuta, foni, basa reInternet, software, uye mahofisi ehofisi. Vanobhadharawo mari yavo yose yemitero kuInternal Revenue Service uye vanofanirwa kuisa mabhizimusi ekudzoka gore negore.
Vashandi vehurumende vanogona kunge vane kodzero yekushanda kubva kuhofisi yavo yepamusha, mumugwagwa, kana pane imwe nzvimbo yevatengi zvichienderana nemhando dzebasa ravanopa. Vanodiwa nechibvumirano chekupa basa iro vatengi vavo vachikumbira, chero bedzi vabvumirana nemitemo yezvibvumirano, maawa ekuwanikwa, uye mubairo wekubhadhara. Pakupedzisira, vekambanikoni vanozvimirira vanofanira kutenga yavo yveshuwarisi, yakadai sehutano uye zvigadzirwa zvemari.
Zvikomborero zvekushanda sevashandi vanozvimiririra zvinosanganisira:
- Ukana wekusarudza uye kusarudza kuti ndeapi maitiro ebasa raunogona kuita uye zvipi zvinyorwa nevatengi kushumira
- Kusarudza maawa ekushanda kuti avepo uye nzvimbo yakagadzirirwa basa
- Kuwana rudzi rwemari rwakabatana neunyanzvi hunodzidza uye ruzivo, kwete kubva pane zvakarongwa nemari
Kushanda semushandi weHired
Kune rumwe rutivi, vashandi vashandi ndivo vanhu avo vakabvumirana kushanda sangano uye vari pasi pesungano yeW-4 , iyo inobvumira mushandi kugadzirisa zvose mubhadharo uye mutero wemari. Vashandi vanodiwa kuti vashandise matanho ayo muvakidzani wavo akakumbira, uye ivai paawa paawa iyi, ingave iri maawa ega kana mubhadharo. Vanogona kutarisirwa kupfeka yunifomu, zvombo zvekuchengetedza, uye shangu kuita basa.
Vachange vari kushandisa kambani yakapiwa makombiyuta uye midziyo, mafoni, basa reInternet, software, uye nzvimbo yehofisi kana zviteshi zvebasa.
Vashandi vanotarisana nezvimwe zvinokodzera kugadziriswa sezvakataurwa nekambani uye Affordable Care Act vangasarudza kutenga zvigaro zvehutano nehupfumi kuburikidza nemushandirwi. Mune zvimwe zviitiko, zvose kana chikamu chikuru chepayamu inenge yakafukidzwa nemushandirwi, asi nemari yezvipiro mushandi iye 100 muzana ane mutoro wekuita mari idzi pamwedzi. Vashandi vanobhadhara mari yepuraimari inobhadharwa pamutambo wekare, zvichireva kuti mari yacho inodzingwa musati wawana uye Mitero yeHurumende dzekuchengetedza inouya. Izvi zvinogona kuva mari yakanaka yekuchengetedza mari yakawanda kubva kune 20 kusvika ku30 muzana yemwedzi wepamwedzi.
Vashandi vanoita basa vanogonawo kukodzera kubhadhara mari yekambani yakadai se inshurensi yehupenyu, ngozi yekufa uye inshuwarisi yekubvamburwa, kupora kwenguva pfupi, kuremara kwenguva refu, uye kubhadhara mari yepamutemo inobatanidza mapurogiramu.
Kana vakasarudza zvirongwa zvekuchengetedza zvehutano zvakakwirira, vashandi vanogonawo kunyoresa kuHurongwa hweHupenyu Savings kuti vakwanise kubhadhara mari yezvinodhaka zvine chokuita nemishonga.
Zvikomborero zvekushanda semushandi ndezvi:
- Nguva dzose inofanirwa kugadziriswa purogiramu uye mubhadharo, kazhinji nekuderedzwa kweboka rinoshanda reboka
- Mvumo yekubhadhara mari yakasarudzwa kuburikidza uchitsvaga kubhadhara kubhadhara mubhadharo (panzvimbo yemutero wemutero)
- Kuwedzera kwebasa rebasa inobatsira uye zvinowanikwa (zvakadai sekubhadharwa nguva nguva) iyo mubhadhari aripa mari yakazara
Kubva pamusoro apa, unofanira kukwanisa kuziva kuti basa rakarongeka rinoshanda zvakadini pane zvaunoita iwe pachako uye zvepamhizha. Ikoko kunogona kuvawo sarudzo yekushanda nemaitiro akaoma, kushanda kubva kumba, kana kutora rubatsiro sechikamu chevashandi. Vachibvumirano vanozvimirirawo dzimwe nguva vanopiwa ruzivo rweimwe yveshuwarhu yehutano yehutano uye zvipo zvinozvipira izvo vashandi vanogona kutora, vachizvibhadhara kunze kwebasa ravo rekubhadhara mitero, asi pazinga reboka rezasi. Bvunza pamusoro peizvi munguva yekubvunzurudza kuti uwane kuti ndezvipi zvingasarudzwa iwe.