Tsvaga Madzimai Ave Akangopedzisira Aita Basa Rokurega Mari
Vanhu vazhinji vanoshandira vanotarisira nomwoyo wose zuva ravanogona kubva kunze kwekambani yemakambani uye vanotanga kufara pamakore avo ekurega basa. Izvi zvinosanganisira mamiriyoni evakadzi vanoshanda vari kuswedera kwezera rekusunungurwa kumaSouth America. Kunyange zvakadaro, vakadzi vazhinjiwo vari kusiya mari yakawanda patafura, maererano nekutsvakurudza kwezvino.
Apo Vakadzi Vanotama
Kubva muna 2014 data kubva kuSocial Security Administration , 40,8 muzana yevakadzi vane makore makumi matanhatu nemasere vakataura kubhadhara mari yavo, 65 kubva muzana yevakadzi vane makore makumi mana nemasere kana kuti pasi vanodaro, uye 2.8 muzana chete vakadzi vane makore makumi manomwe kana kupfuura vakapa yavo.
Kunyange zvazvo makore akakodzera kubhadhara zvikwereti 62, vakadzi vanotora mubhadharo wavo pazera iri vaduku vanoderedza maropafadzo avo neanenge 30 kubva muzana pane avo vanomirira kusvika kune makore 65. Izvi zvinoreva, mukadzi angave akakodzera kugamuchira $ 1200 pamwedzi nguva dzose Social Security payments, asi kuburikidza nokutora matambudziko ake pakutanga, nhamba iyi inodonha kusvika $ 840 pamwedzi. Kwenguva yegore, kurasikirwa ikoko kunowedzera kusvika ku $ 4 320 uye kana akararama kusvika kune makore 85, anorasikirwa kusvika ku $ 99,360 muhupenyu hwehupenyu hwose.
Apo mukadzi anosvika kumakore akazara ekurega basa (65), anowanzokwanisa kubhadhara zvizere zveHindu Social benefits kana hafu yevakaroorana naye (chero ipi zvayo yakakura). Kana achireva kubatsira pakutanga, ava nemakore makumi matanhatu nematanhatu, anongowana 70.4 kubva muzana yezvaanobatsira uye anokwana 32.5 muzana yezvikomborero zvemukaro wake.
Vakadzi Vazhinji Vakawanda Vasingagari
A Center for Retirement Research paBoston College kudzidza yakaratidza kuti vakadzi vakagara pavakasara pamakore akasiyana-siyana kwemakore anoda kusvika gumi.
Asi, izvi hazvitsananguri mamiriyoni 2,9 eMamerica anopfuura makore makumi matanhatu nemashanu ari pasi peurombo-iyo inopfuura kaviri mamiriyoni matatu evanhu vanogara muurombo, zvichienderana nemashoko kubva kuNational Women's Law Center . Kunyange zvazvo vanhu vane humwe humwe hwemari yekuwana mararamiro akanaka, vakadzi vanowanzoita zvishanu pane varume kuti vararame pane Social Security mazano chete.
Mukadzi kazhinji anomanikidzwa kutora mabasa ezvenguva-pfupi kana kuvimba nevana kuti vawane zvigaro.
Zvinhu izvi zvinoshandura vamwe sechizvarwa chitsva chevakadzi vari kuramba vachishanda kwenguva yakareba, uye vachiwana zvakawanda kupfuura vavakaroorana navo, asi pavanokurukura nhamba yakakura yevakadzi vanoramba vachivimba nemubatsiro wemudzimai kubhadhara zvinhu zvinodiwa, vazhinji vanoenda kunze. Imba, iyo yaimbova chikafu cherongwa hwekurega basa, yakadhura zvakanyanya munzvimbo dzakawanda nemitambo yepamitambo iyo vakasiya mari havagoni kugara mumisha yavakashanda zvakaoma kutenga. Vakawanda vanotarisana nehutano hunobudisa hupfumi mumwedzi, pane makore avo vakaronga kuti vabuda mutirano. Hazvishamisi kufunga kuti hurumende inotarisira munhu anenge apedza basa, ane mari yekurapa, kuti ararame zvakanaka pane zvishoma pane izvo munhu anowana mubairo wemibare inowanikwa.
Madzimai Anogona Kuwana Zvakawanda Sei Kubva Muchengetedza Kubatsirwa
Nyanzvi dzezvehupfumi dzinopa mazano maviri kune vakadzi vanoda kurarama zviri nani pavakasiya basa. Nhamba yekutanga - tanga chikwata chekushandira mari nokukurumidza sezvaunokwanisa iwe uchiri kushanda uye uise mari yakawanda isati yatererwa mari yakawanda sezvinobvira mune mari yekuchengetedza. Kana mukadzi achigona kuchengetedza $ 100 pamwedzi mubasa rokurasikirwa, kutanga pamakore makumi matatu, anogona nyore nyore kusvika $ 1 mamiriyoni mumitero-yakachengetedzwa yekuchengetedza mari nezera remakore makumi manomwe.
Chechipiri, nyanzvi dzezvemari dzinokurudzira kubatana paunounganidza Social Security mibairo kusvikira zvakanaka mushure mekuzara kwemakore. Kwegore rimwe nerimwe mukadzi ari kunonoka kubatsirwa kwake, anowana kusvika 8 kubva muzana anononoka kubhadhara mari yechikwereti iyo inogona kuwedzera mararamiro ake nekusvika 32 muzana kana akamirira kusvika makore makumi manomwe kusvika kumabhadharo. Izvi hazvirevi kuti mukadzi anofanira kurega kushanda kana kugara kunze. Vakadzi vanogona kuisa mune dzimwe nzira dzavo dzekuchengetedza, kuchinja zvikwereti zvemari, uye kudyara kwemari kusvika panguva ino.
Shandisa iyi inobatsira yekurasira kubatanidzwa kuti uone kana nguva yakanakisisa yokurega basa iwe.