Paunowana yako yekubhadhara yako yokutanga, unogona kushamiswa nemari yakasiyana-siyana yekubhadhara. Zvakakosha kunzwisisa kuputsika kwezvinochengetwa uye izvo zviri kushandiswa. Checks inogona kuchinja zvishoma kubva kune imwe kambani kuenda kune imwe kambani, saka kana mune mibvunzo yakawedzerwa, unogona kubvunza dhipatimendi rako revanhu. Iwe unofanirwa kuziva kuti mamwe makambani anoshandisa mwedzi mushure mekubhadhara, saka chero kuchinja kwemaawa, kubhadhara kana kubatsirwa kunogona kuva mwedzi shure. Kana iwe ukawana kusimudzwa iwe ungasaona zvakawanda sezvawaifunga mumutoro wako wekugamuchira kumba, nokuti mutero wako wekutere unogona kuenda zvichienderana nekukura kwekusimudza kwako. Kunzwisisa mubhadharo wako kunogona kukubatsira kunzwisisa kuti nei izvi zvichiitika.
01 Nguva dzose Pay
02 Dzimwe Mhando dzekubhadhara
Pedyo nebhadhiro rako rekubhadhara nguva dzose, unogona kuona mabhokisi akanyorwa maawa akawanda, holide uye kurwara . Izvi zvinogona kuratidza maawa mawakawana, kana izvo zvinogona kuuya pane chirevo chakasiyana. Izvi zvinonyora chero maawa mawakashandisa panguva ino yekubhadhara. Nguva yekuwedzerwa mari inofanira kuverengwa panguva nehafu. Zvakakosha kuongorora nhamba yezororo uye mazuva ekurwara wawakawana. Kana iwe ukarega basa rako kana iwe uchidzingwa, iwe unofanirwa kubhadharwa kwemazuva awakawana. Iva nechokwadi chekutarisa purogiramu pamwe nemushandi wako kuti ave nechokwadi chokuti unowana mari yaunokodzera iwe paunobva mubasa rako.
03 Federal Taxable Mitsara uye Kubata
Iyi ndiyo mhindu yemari yako yaunobhadharwa nayo nehurumende yehurumende. Kurasikirwa kwako kwepakutanga (mushonga wehutano uye hutano hwemazino, kubhadhara mari uye kushandiswa kwemari kushandiswa maakaunti ) kunofanira kubviswa kubva pamari yako yenguva dzose kuti uenzane nemari iyi. Iko kuregererwa kwemari ndeyemutero wemitero yauri kutora. Iwe unogonawo kutarisa kuti uone kuti zvakadini zvakachengetwa gore kuti rive. Chimwe chezvikonzero zvakakosha kusayina inshuwarhu yehutano uye kuchengetedza kubhadhara kuburikidza nebasa rako ndechokuti inoderedza mari yako inotengesa, zvinoreva kuti iwe uchabhadhara mari shoma. Tora nguva yekudzokorora zvikomborero zvako apo iwe unotanga kushanda kana panguva yekunyora.
04 State State Taxable Mitsara uye Kubvisa
Nyika inobhadharwa muholo inowanikwa muhomwe inoratidza mari iyo nyika yako ichakubhadhara iwe pairi. Iko inoreing column inoratidza chiyero icho nyika yakachengetwa. Iko mitero yehurumende ichave iri pamutero wako wematare panzvimbo yekubhadhara kwako kwakakomba. Kana nyika yako isina mari yemitero, haugoni kuona chinhu ikoko.
05 FICA kana OASDI Misha yekutengesa uye Kubvisa
Mamwe makambani anotarisa mutero uyu seFICA (Federal Insurance Contributions Act) kana seOASDI (yeAgreat Age, Survivors and Disability Insurance program). Aya ndiwo purogiramu imwe chete. Mari iyo inotorwa inofananidzwa neunoshandira uye yakabhadharwa mune zvekuchengetedzwa kwevanhu. Iwe unogona kutanga kutora zvinyorwa zvinobatsira kubva kwehutano hwehupfumi hwemakore mashoma mashoma anotsanangura kuti chii chaunobatsira, asi izvi zvichauya kuburikidza ne-mail uye zvakasiyana nemari yako.
06 Zvimwe zvinhu Zvisungo
Iwe uchaona mabhokisi mashomanana akazonyorwa pamwe nezvimwe zvakasiyana-siyana zvakabviswa, izvo zvinofanira kusanganisira inshuwarano yehutano, kubhadhara, uye chero chirongwa chekudya chekudya chaunogona kunge wakanyoresa. Mari yako inoshandiswa kushandiswa kwemashandisirwo emari inofanira kuva pano zvakare. Zvinhu izvi zvichabuda mushure mokubhadhara mitero, uye iwe unogona kukwanisa kuderedza mari yako inotengesa kuburikidza nekuinainira ivo. Iyowo pfungwa yakanaka kutarisa kuti uve nechokwadi chokuti mari yakakwana iri kuvharwa mwedzi mumwe nomumwe, kunyanya apo iwe unotanga kushanda. Zvino kana iwe ukagona kutarisa kana mari yaunobhadharwa inongoerekana yachinja. Kana iwe uri kubhadhara zvinhu zvakadai sebhasi yako yebhasi nemari yako, ichave yakanyorwa, zvakare, kunyange zvinhu izvi zvisingabhadharwi mutero. Iva nechokwadi chekuongorora mari yako yekubhadhara nguva dzose kuti uone kuti zvinhu zvose zviri kutorwa zvakanaka kuitira kuti iwe usapedzisira uchibhadhara zvakawanda mumitero.