"Ndiani FICA uye nei ndiri kumubhadhara zvakanyanya?" Mubvunzo uyo vazhinji vedu takabvunza patinenge tichiongorora kubhadhara mari. FICA inotsanangurwa neHeral Insurance Insurance Contributions Act, mutemo wakaita Social Security. Chikamu chako cheFICA chinosanganisira zvipo zvevashandi zve Social Social and Medicare.
Vashandi vanobhadharawo chikamu chemutero weFICA kune umwe neumwe mushandi.
FICA inongova imwe yevaya vanogona kubhadhara mubhadhaki vanomiririra musiyano pakati pemari yako uye mari chaiye yaunotora kumba.
Nzira Yokuverenga Nayo Yako Tora Kamba Chepa
Kana uchida kuziva kuti mari yako inotaridzika yakaita sei usati watora basa, pane imwe nzira yekuona kuti iwe uchatora zvakadini mushure meFICA, mitero yehurumende, mitero yehurumende, uye chero ipi zvayo inobviswa zvayo inobviswa. Heino nzira yekuverenga kuti chii chaunotora pamusha wako chichava.
Zvamunoda Kuverenga Tora Pay Pay
Pane zvinhu zvishomanana zvaunofanira kuva nazvo kuti uverenge yako yekubhadhara kumba:
- Nhamba yemari yako yakawanda . Izvi zvinoreva kuti iwe unowana mari yako musati mutero uye kubhadhara.
- Nhamba yako yekusunungurwa kwako pachako. Paunotanga basa idzva, unozadza fomu yeW-4 kuti uudze waanoshandira kuti zvakadini kuti urege kubvisa cheko rako. Nhamba yacho inogona kunge iri zero kana imwe kana iwe usina kuroorwa, kana mukuru kana iwe uine vatsigiri.
- Nzvimbo yako yokutumira mutero. Kune zviyero zvehurumende zvehurumende uye zvehurumende zvinokanganisa zvichienderana nekunge iwe usina kuroorwa, wakaroora kuisa pamwe chete, kuroorwa kuisa dare zvakasiyana, mutungamiri wemba, kana mudzimai anoramba aripo.
- Zvimwe zvekubhadharwa kwemitemo. Izvi zvinogona kusanganisira zvipo kune 401 (k) hurongwa hwekubvisa mari, inshuwarhu yehutano, inshuwarisi yehupenyu, kana kuti mari inoshandiswa yekushandisa mari yezvokurapa. Inogonawo kusanganisira kubhadhara mari kana zvimwe zvigadzidzo zvinotorwa kubva muhomwe yako. Inobatsira kuenzanisa izvi zvichienderana nekutangisa mutero uye mushure mekubhadhara mitero, kuti udzibvise kubva pamari yako yakawandisa kana mushure mekuverenga mitero.
Matanho ekuverenga Nhauriro Yenyu Yotora
Danho rokutanga nderekuverenga FICA yako yegore, zvichida inozivikanwa sekupa kwako ku Social Security neMedare. (Cherechedza kuti inonzi sei mupiro panzvimbo pemutero? Izvi ndizvo nokuti iwe unofanirwa kuidzosera uye shure kune vamwe mushure mokurega basa.) Munhu wose anoita gorofa, 7.65% mupiro kune FICA pa $ 118,500 yekutanga yawana mari. Iwe unogona kubvisa chikamu ichocho kubva usati watanga kugadzirisa kumari yako yakawanda.
Zvadaro, gadzirisa mari yako yakawanda nekubvisa kusunungurwa kwako uye kuregererwa kwemazuva ose kwekuti Internal Revenue Service inokupa usati waverenga mutero wako. Kuwedzerwa kwekuzvimirira kunoshandurwa gore rega rega, saka iva nechokwadi chekuwana kuregererwa kwemazuva ano apo uchiita kuverenga kwako. Nokuda kwekuregererwa kwese kunonzi paW-4 yako fomu, iwe uchabvisa purogiramu yezvino kubva pamari yako yakawanda. Saka kana chiyero chacho chiri $ 4.050 uye iwe wakatora chikwereti chimwe chete, bvisa $ 4,050 kubva pane zvaunowana. Kana iwe ukatora chikwereti zviviri, bvisa $ 9,000.
Mutengo wako wekutsvaga unodzingwa zvakare. Kubviswa kwemazuva ose kunoshanduka kubva gore negore, uye kunobva pauwandu hwekutsvaga kwako. Iwe unogona kuwana mamiriyoni ekutsvaga kwemazuva ano pawebsite ye IRS.
Kana ukangobvisa kusunungurwa kwako pachako uye kubviswa kwakakwana, nhamba inoguma inofanirwa kuva yepedyo nemari yako inobhadhara. Iyi ndiyo iyo yose inoshandiswa kusarudza yako yehurumende uye yehurumende mitsara mabheji.
Mari Inobhadhara Mitero Inotora Sei Pay Home?
Pane mitero yakawanda inogona kushandiswa mubhadharo wako wakakomba, kusanganisira federal mubhadharo wemitero, nyika uye kunyange mitero yemunharaunda. Heino nzira yekuziva kuti mitero inobata sei yako yekubhadhara pamusha.
Kuwanda kwemutero wekubhadhara iwe unobhadhara kunobva pane zvaunofunga nezvehuwandu hwehuwandu uye bhaketi, iyo yaunogona kuwana muFree Tax Tax Bracket tafura inovandudzwa gore negore neRhafu Foundation.
Kana iwe uchigara mune imwe nyika ine mutero wemari yako, iwe uchada kuwana nzvimbo yako yebhasikiti yemutero kuti uone kuti zvakadini zvingaderedzwa kubva pamusha wako wekutora. Hurumende imwe neimwe ine zvigadziro zvayo zve mabheketi, saka zvingave pasina nzvimbo yekunyoresa pano.
Mutero weHate Foundation unotarisa mamiriro ekupedzisira anowanikwa pamutero wemari yemari uye mabheji pane webhusaiti yayo. Inosanganisirawo ruzivo rwemitero yemunharaunda, kwavanoshandisa. (New York City, somuenzaniso, ine mutero wayo pane mari.)
Kana ukangosarudza federal yako, nyika uye imwe mitero yemitero, tora mutengo wemutero unokwereta uye ugogovana nawo nenhamba yebhadharo nguva mugore. Kana iwe uchibhadharwa mwedzi mumwe nomumwe, iwe ungagovana nhamba iyi ne12. Kana iwe uchibhadharwa vhiki imwe neimwe, iwe ungaparadzanisa ne 52. Kune avo vanobhadharwa vhiki imwe neimwe, iwe unoparadzanisa ne 26. Mhinduro ichava yako mushure mite .
Mamwe Mushure Mokubhadhara Mitero Yekubhadhara
Yeuka zvakare kubvisa zvimwe zvingabhadharwa zvauri kutarisira kuti zviitwe usati wawana mubhadharo wako wekutevera. Zvichienderana nekutengesa kubhadhara mutero kana kuti mushure mekuteresa mutero, unogona kuvabvisa kubva mubhadharo yako mushure mekunge kana mushure mokuverenga mutero wemari yakakodzera. Semuenzaniso, kana iwe ukapa 6% yemutengo wekubhadhara mari kune 401k chirongwa chekurega basa 401k kana chirongwa chokubvisa mari, tora mari iyo kubva mubhadharo yako yakawandisa usati waverenga mitero yako.
Mitero yehutano yehutano yehutano inobhadharwa newe inowanzotorwa kubva pamari yakawanda, musati mitero inotorwa. Nokuda kwekubatana uye zvimwe zvigadzirwa, unogona kuongorora kana vakabviswa kare kana mushure mekoteresi, kana kushandiswa kuongororwa kwemashoko.
Free Online Paycheck Calculators
Zviripo zvepaIndaneti zvinogona kukubatsira kuti uite nyore kushanda. Kana uchinge uine pfungwa yekuti ndiani anowana chikamu chebhadharo yako uye kuti zvakadini, iwe unogona kusarudza nyore nyore kubhadharwa kwekubhadhara pamusha uchishandisa inhare paycheck calculator .