Chii Chinosimudza Unogona Kutarisira Kubva Kumushandi Wako?
Izvi zvinongororwa zvinowedzera kuwedzera kwevashandi vanogona kutarisira muna 2017 ne 2018.
Havasi ivo muzana yekuwedzera iyo vashandi vanogona kutarisira pasi rose. Kunyange kana vashandi vachiita basa rakafanana, vashandi vari kuwedzera kusiyanisa mubhadharo zvichienderana nekushanda.
Nei Vamwe Vashandirwi Vachiwana Kuwedzera Kwemari?
Sei vamwe vashandi vachiita zvakawanda kune mamwe mabasa mamwechete? Vanowanzogamuchira mubhadharo anomutsa uye kuwedzerwa kwemari . Zvimwe nharo dzakasiyana-siyana dzebasa zvinonyanya kukonzera izvi pamusoro pekuwedzera kwemari. Kubhadhara kumutswa kunobva pa:
- iyo inyanzvi yaunoshanda iwe,
- basa rekushanda nemari yekubhadhara pamakambani emabasa ako munzvimbo yako yenyika,
- mubhadharo maitiro uye uzivi wesangano rako, uye
- basa rako pamabasa ako.
Kuwedzera, kusiyanisa kuwedzera kwemisha yevashandi kunoshanda. Kuita kwepamusoro, vashandi vanokwanisa kutarisira kugamuchira zvakakura se4,5% kubva ku5 kubva muzana uye, pane dzimwe nguva, kusvika kusvika 10 muzana zvichienderana nekushanda kwavo.
Maererano naPiklinger, "Makambani anofungidzira kuti 3% inowedzera, yakafanana nemakore apfuura asi kuti mari iyo inoshandiswa inoshandiswa sei inogona kusiyaniswa nemunhu." Vashandi vane nhamba yepamusoro yepamusoro vanogona kuona kuwedzera mukati me4,5% kusvika ku5%, nepo vanoita zvishoma kuwana kuwedzera pakati pe7,7% uye 1%. Bhizimisi yevashandi vanobhadhara inotarisirwa kuva 11,6% yebhadharo, pamwero wega, nemigumisiro yemapurogiramu chaiwo kana imwe nguva zvakaitika zvinowanikwa pa5,6%, paavhareji. "
Uye, kubva munyaya imwe chete, "Makambani akawanda ari kuita izvi zvakanyanya pamusoro pemhinduro pane yehutano hwekugadzirisa nzvimbo." Izvi zvinoreva kuti kune mukana chaiwo wekugara pasi nemutungamiriri uye kuve nechokwadi kuti kune kunzwisisa kumwe: Chii chinotarisirwa kwandiri, ini ndichaenzaniswa sei, uye izvozvo zvichabatsira sei mubhadharo wangu? "
Nezvozvi mupfungwa, kana iwe uchinetseka pamusoro pehuwandu hwemari yako inowedzera, mubvunzo unokosha kupfuura dzose, unoda kubvunza mutungamiri wako ndeyotevera. "Chii chandingavandudza pamusoro pekushanda kwangu uye mupiro wangu kuitira kuti ini ndikodzero yekubhadharwa zvakanyanya pane ramangwana?"
Basa Rokushanda Rinosangana Nezvakaitika Pakubhadhara
Dhaka yemari yeMercer inofananidzwa zvakafanana. Maererano naMercer we 2017/2018, US Compensation Planning Survey , "kuenzanirana kwekuwedzera kuwedzerwa bhajeti inotarisirwa kuve 2.8% muna 2017, uye kuongororwa kunokwira zvishoma kusvika ku 2.9% muna 2018."
Zvisinei, kuwedzera kwemari yevashandi vanoita zvepamusoro-7 muzana yevashandi-inenge inenge kaviri yevashandi vepakati pevamwe sezvo makambani anoenderera mberi kusiyanisa kuwedzera kwemari zvichienderana nekushanda.
Kuwedzerwa, nhamba inowedzera yevashandi iine bhadha yekutsvaga madhora ari oga kubva pakufanirwa kubhadhara kuwedzerwa.
Kunze kwekuwedzera kwehuwandu, kuparidzira kunowedzera sezana remari yebhadharo iri kuwedzera, Mercer anoti ichi ndicho "chiratidzo chekuti masangano ari kutarisa mukati mune tarenda nekufambira mberi kwebasa kuchengetedza vashandi vanokosha panzvimbo pengozi yekuvasiya kuvapikisano."
Iko kukurudzira kunowedzera, maererano naMercer wekufungidzirwa kwe2016 inenge ye8% yebhadharo, yakasiyana nemabasa asi nguva dzose yakasimuka kune mapoka ose evashandi. "Kune vashandi, kukurudzira kunowedzera kusvika ku9.1% yebhaari yebhaari (kuenzaniswa ne8,4% gore rapera) uye kune vashandi vakasimuka kusvika pa7.7% (vachienzanisa ne6,9% gore rapera)."
Mari Yezvipo Inowedzera Kubhadhara Kwebasa
Vashandi vanofanirwawo kutarisa mari yezvakabatsiri pavanofunga nezvekubhadharwa kwemari yavo. Nenzira, muvhareji mushandi haazive kuti mari yakawanda yakawanda inowanikwa sei nemushandi.
"Kushandisa mari yekubhadhara mari yevashandi inokwana $ 35.28 paawa yakashanda muna March 2017, USBureau ye Labor Labor yakashumwa nhasi.Imari uye mihomwe yakaenzana $ 24.10 paawa yakashanda uye inofanirwa 68,3 muzana yeizvi mari, apo mari inobhadhara $ 11.18 uye yakaverengera makumi maviri nehafu muzana Kubhadhara vashandi vanobhadhara mari yevashandi vebhizimusi vakazvimiririra mari inosvika $ 33.11 neawa yakashanda.Zvashandi vashandi mari yekubhadhara mari yevashandi vehurumende nevemunharaunda inowanikwa $ 48.24 paawa yakashanda. "
Iwe unofarira here kuona kuvhara kwebhadharo kune waunoshandira kupa zvipo zvako? Tarisa kuMercer's Quick Benefit Facts ye 2017. Icho chinyorwa chine miganhu yegore negore kuburikidza ne 2017 nokuda kwezvinangwa zvakasiyana-siyana zvevashandi, tsanangudzo yevashandi vanobhadharwa zvakanyanya, uye Social Security mitero uye zvibatsiro.
Tsvakurudza Mubhadharo Wako Mhuri Usati Wambomira Shipu
Unotenda here basa rako rinokosha mari yakawandisa kupfuura iwe uri kuita? Kana zvakadaro, iwe hausi woga. Mukuongorora kwe 2015, Mercer akawana kuti mubhadharo ndiwo mubayiro unonyanya kukosheswa nevashandi asi kuti 55 muzana yevashandi vanogutsikana nezvavanowana.
Kuwana kunakidza ndeyekuti, kana tichienzaniswa nekambani yemisika yemakadheni yezvipo zvakadaro, chete 19 muzana yeboka iri chairo chiripo; 17 muzana inoita seinobhadharwa, uye 34 muzana inobhadharwa.
Iwe uchiri mumwe wevashandi vari kutsvaga basa nokuti unonzwa uchibhadhara mari? Iwe unofanirwa kupfuurira mberi kwekutsvakurudza kwemashamba uye kutora misika-based data kuti uone kana iwe uri kunyatsobhadhara. Aya masayiti achakupa pfungwa yekuti munhu ari munharaunda yako, ane basa rako, uye nebasa rako remabasa angaita sei:
- Payscale.com: Kunyorerwa nzvimbo yekutsvakurudza ruzivo rwemari. Yakanyatsojeka pakati pemakore ekumavirira kumabasa.
- Glassdoor.com: Vashandi uye vamboimbova vashandi vanorayira mashoko ekubhadhara mubhadharo uye kuwedzera makambani.
- Salary.com: Informative site: kubhadhara zviyero zvinowanzove zvakakwirira uye kuratidzira dhigirii mizinda yakawanda. Tsvaga wizard inobatsira.
- Monster.com: Tsvaga mubhadharo werodi.
Kuwedzerwa, Vashandi veHuman Resources vane mawebsite ehomwe uye mabhuku anovabatsira kuita zvisarudzo pamusoro pemararamiro emari . Dzimwe nguva, vashandi vanobvumirwa kupinda munzvimbo idzi. Vangangove vari pedyo nevashandi vari munharaunda yenyu vanoita.
Iyo huru mawebsite evhudziro kazhinji haasi echokwadi sezvakangoita madunhu emunharaunda ekutsvakurudza kwekushandiswa kwaunoshandira wako.
Zvichida mushandirwi wako anotoparadzira mitsara yebhadharo yekambani yemabasa iyo inogona kubatsira mukutsvaga kwako kuti uwane mubhadharo wako unogona. Maererano ne SHRM, vashandirwi vakawanda vari kugovera ruzivo urwu.
Iwe Uchiri Kuda Kuita Mari Yakawanda
Iwe wakatarisa mavheji emunharaunda yenyika muEccale.com tsvakurudzo yehuwandu yako uye nzvimbo. Iwe wakatsvakurudza mubhadharo wako pahomwe yevashandi inowanikwa pamusoro apa. Iwe wataura nevanoshandisa HR uye iwe wakaona kuti iwe wakabhadharwa zvakakodzera. Mubhadharo wako unogona kuratidzira zvakakwana mari yekubhadhara uye mararamiro emari anowanikwa mukati me sangano rako.
Asi, iwe uchiri kuda kuwedzera mari. Ndezvipi zvaungasarudza uye ungaita sei nekuita mari yakawanda?
Kwete chete mubasa rako remazuva ano, asi mumabasa ako ose, iwe uye zvisarudzo zvaunoita zvine simba guru pamari yaunoita. Iwe unosarudza. Tarisa pane izvi zvingasarudzwa.