Dzidza kuti Vatengi veBanki Vanowana Maripi

Vatungamiri vebhodhi vanogona chaizvo kuti vave nepamativi ose, asi kumusoro nekuuya mavhidhiyo vanowanzokanganwa chinhu chimwe mukuvhima kwavo kune maneja: kana wawana mumwe kubasa newe , vachada kubhadharwa. Kutaurirana kuti mhizha wako wevanyori achabhadharwa zvakakosha sei. Mushure mezvose, kwete mutungamiri wenyu chete ari kuenda kuzokubatsira kutanga kutora mari, asi iwe unenge uchizoparadzanisa mari yako pamwe navo. Inobhadhara (kuitora?) Kuva nechokwadi kuti unonzwisisa kuti sei mutungamiri wako anotarisira kubhadhara basa ravo.

Mutungamiri weBhanji Mitsva

Kunyange zvazvo dzimwe nguva maneja anogona kuwana mubairo (wakave waitwa), huwandu hwehutungamiri hunoshandiswa hunovakirwa pabasa . Izvozvo zvinoreva kuti mutungamiri wako anotora chikamu chekuwana mari yaunowana. Ndeapi mari yavanogona kuibata ndeyekukakavadzana - uye tichasvika kune iyoyo muminiti - asi kutanga, funga kuwanda kwehuwandu.

Izvo zvinowanikwa zvakapoteredza 15%, kunyange zvazvo mumwe muvakidzi anodzoka achida 20%, zvikurukuru munyaya yemuiti mutsva uyo achange achida basa rakawanda risati rasvika mari isati yaonekwa. Kazhinji, ichi chikamu chikamu chemari yako yakawanda-zvinoreva kuti kunyange kana iwe ukatora chikwata pane chimwe chinhu uye ukarasikirwa nemari iwe pachako, mutungamiriri wako achiri kubhadhara.

Zvisinei, vamwe vatungamiri vanotora chikamu chematare enyu, izvo zvinoreva kana iwe, uchiti, kurasikirwa nemari pachiratidziro uye kuguma kubva muhomwe, mutungamiri wako haabhadharwi nokuda kwechiitiko ichocho. Dzimwe nguva, vatungamiri vanowana chikamu chakawandisa chemamwe mari uye mari yakawanda yehuwandu hwevamwe.

Dzimwe nguva, chikamu chinoshandiswa sezvinonzi zvimwe kuwana miviri inosangana. Somuenzaniso, kana mufananidzo mutsva anobvumirana kusvika 20% pavanenge vashandisa maneja, kana vaita mari yakati, mutungamiri angabvumirana kuti adzore ku 15%.

Dhurai Mubayiro

Sezvo kune nzira dzakasiyana-siyana iyo inenge inogona kuverengwa uye kushandiswa, kune nzira dzakawanda dzekuparadzanisa nzizi dzemari.

Vamwe vatungamiri vanowana chikamu chemari yose, nguva. Zvimwe zviitiko zvakarongeka kuitira kuti vatungamiri vawane peresenti shoma - kana dzimwe nguva kwete zvikamu zvachose - pane mamwe marudzi emari, semuongorori wenyaya yekuwana kana mutungamiri wako anomiririra iwe semufananidzo wokurekora.

Hapana mitemo yakaoma uye inokurumidza pano - inongova nyaya yekukurukurirana urongwa hunogamuchirwa kune wese. Gara uchiyeuka kuti vatungamiri vachada kuwedzera maitiro avo ekuwana mari kuburikidza nekupindira mumari yako yakawanda sezvinobvira, uye vanofanirwa kubhadharwa nokuda kwebasa ravanoita. Kudzokera kune muenzaniso wenyaya yekunyora - kana mutungamiri wako anomiririra iwe semunyori wenziyo uye semunyori wokurekora, saka anofanira kubhadhara saizvozvo.

Kunyangwe kana vatungamiri vachiwana mukana wemari yako yose, kune zvimwe zvinhu zvavasingaiti sechinhu chaicho. Mutungamiri wako haafaniri kutora chikamu chemari yakabhadharwa kwauri nehotera yekubhadhara chimwe chinhu - kurerekora, vatori, kutarisa, kuzarura maitiro - izvi hazvisi mari, asi iwe uri kungova mutauri wemari iyo .

Pane zvakawanda zvakasiyana zvakasiyana siyana zvemajaji ekubhadhara kunze uko. Mutemo chete ndewekuti iwe unoda kusvika kune zvaunotanga PAKATI basa racho ratanga, saka hapana kuve nekuvhiringidzika.

Nenzira, vatungamiri vazhinji vanoshanda pamushandi wekubata maoko pane pane chibvumirano chakanyorwa . Zvisinei, kana izvozvo zvinokuvhundutsa iwe, hapana chakaipa nekunyora zvakatemwa kana chibvumirano chisina kujairika kuitira kuti munhu wese azive paanomira.