Munguva yekuderedza-pasi, Congress yakasarudza mauto ekubhadhara mari mauto akanga akareruka uye akasarudza kuigadzirisa. Congress yakatanga nekuchinja zvishoma, kuchinja gore reMari-ye-Living Allowance kusvika paJanuary 1st, panzvimbo yaOctober 1, asi yakabva yave yakakomba uye yakakumbirwa kuti iite zvimwe zvinhu zvikuru.
Heano zvimwe zvidzidzo zvemauto ekubhadhara mari yehurumende iwe unofanirwa kuziva:
Kune nhengo dzeNavy uye Marine Corps, iwe unonzi uri "nhengo inotora muchengeti" kune chinangwa chekugadzirisa kana iwe uri nhengo yakatumirwa nemakore anodarika makumi matatu, kana kuti warrant kana mutungamiri mukuru.
Vanyoresa Navy uye Marine Corps nhengo dzisingasviki makore 30 basa rinoendeswa kuFleet Reserve / Fleet Marine Corps Reserve uye mubhadharo wavo unonzi "kuchengetedza zvekuchengetedza".
Air Force uye Nhengo dzeMhare dzine basa rinopfuura makore makumi maviri dzese dzinosarudzwa sekutora mararamiro uye dzinogamuchira mubhadharo wekusara.
Apo nhengo yeNavy kana Marine Corps inopedza makore makumi matatu nemakumi matatu, kusanganisira nguva pamabhadharo ekutora mari yekugamuchira mari yekugamuchira mari yekuchengetedza, nzvimbo yeFleet Reserve inoshandurwa kuva mamiriro ekurasikirwa, uye inotanga kugamuchira mubhadharo wechibharo.
Usavhiringidzwa. Izvo pamusoro apa ndezveruzivo chete. Mutemo unobhadhara mubhadharo wekubhadhara mari uye kubhadharwa kubhadhara zvakafanana.
Masoja ekubhadhara mari inoshandiswa haasi kufanana nehurumende yekubhadhara mari yehurumende. Chokutanga uye chakakosha, hakuna "kuvara" muuto rekuchengetedza mari. Izvo hazvina mabhuku ezvokurapa, asi hazvibvumirwi nemari, pasina chido. Iwe unogona kukodzera kubhadhara basa nekuremekedza kushumira makore anopfuura makumi maviri muchiuto, kana iwe usingaiti.
Kana iwe wakasunungurwa kubva kumasoja ane makore 19, mwedzi gumi nemana, uye mazuva makumi maviri nemaviri ekushandira, somuenzaniso, iwe hauna kukodzero yekubhadhara mari yomutero (kunze kwezvishoma "zvirongwa zvokutanga zvekurega basa," zvakagadzirirwa kuderedza ukuru hwe mauto akashonga).
Chimwe chikamu chakakura pakati pemauto ekurega basa uye kubhadhara kwehurumende ndeyekuti mutori weuto rekugara mujeri anokwanisa kurangarirwa kuita basa rinoshanda. Maererano neDhip of Defense (DOD) Mirayiridzo 1352.1:
- Kurongeka Kwekuita Basa Rinoshanda. Munyori weDhipatimendi reMasvingo anogona kurayira chero ani zvake anenge apera muhurumende Mutevedzeri wemutevedzeri wemuuto, uyo akazadzisa makore makumi maviri emakore ekushanda kwehondo, kana nhengo yeFleet Reserve kana Fleet Marine Corps Reserve kuenda kune rimwe basa pasina kubvumirwa komubvumirano chero nguva kuita mabasa anonzi akadikanwa munharaunda yekudzivirirwa kwenyika maererano ne USC 683 (kureva (b)). Izvi zvinosanganisira kodzero yekuraira nhengo inotora muchengeti iyo inotungamirirwa neChipatimendi Chekufananidza Chekutonga Kwemauto (UCMJ) kuita basa rinoita kuti riite basa rekutonga-rehondo rinotonga pasi peChikamu 302 (a) chekutsvaga (b). Nhengo inotora muchengeti inogona kunge isingabvumirwi zvakasununguka kumabasa anoshanda chete kuti awane dare-kurwisana kutonga pamusoro peyo nhengo.
Mukutendeseka kwose, zvisinei, mikana yokuti kusununguka kweuto rehondo kunogona kuyeukwa kuita basa rakashanda mushure mezera remakore makumi matanhatu, kana kuti avo vakagara pajeri kwemakore anopfuura mashanu, vashoma. DOD inoratidzira vanhu vanoenda muzvikamu zvitatu, neboka reI seinonyanya kurangarirwa kuita basa rinoshingaira, uye chikamu III sechisingaiti. Vanhu vane makore anopfuura makumi matanhatu vari muboka III, iro rimwechete sevanhu vane hurema. Chirangaridzo cheboka III chinotora chikwereti hachina kufanira. Maererano neDOD, zvikwata ndezvi:
- Chikamu I. Kusagutsikana nevatsigiri vemauto pasi pezera remakore makumi matanhatu avo vakambosarira pasi pemakore mashanu. E1.1.3.2.
- Chikamu II. Kusagutsikana nevatsigiri vemauto pasi pezera remakore makumi matanhatu avo vakagara mumakore mashanu kana kupfuura.
- Chikamu III. Vashandi vehurumende, kusanganisira avo vakasiya basa rekuremara, kunze kwezvikamu zvechipiri I kana II vakabhadhara (inosanganisira mauto ehurumende uye vashandi vezvoutano vanosiya basa kubva mushure mezera remakore makumi matanhatu).
Pay Computation
Kune nhengo dzakapinda mubasa rinoshanda kana kuti zvisati zvasvika 8 Septemba 1980, mutero wekubhadhara mari inotarirwa nekuwedzera basa rako rekuita (rinowanzozivikanwa se "multiplier" rako) nebasa rako rinoshandiswa kubhadharwa panguva yekurega basa.
Kana iwe wakapinda mubasa mushure mokunge musi wa 8 Svondo 1980, mubhadharo webhasiro ndiwo mavhareji emwedzi gumi nemasere ekubhadharwa kwebasa rekushandira rakagamuchirwa. Uyezve, yako yekutanga (yokutanga) mari-yekugara-kugadziriswa ichaderedzwa ne1 muzana.
I "multiplier" yemapurani maviri pamusoro apa i2,5% (kusvika kusvika kune 75%). Somuenzaniso, munhu akapinda mubasa rake kana kuti asati apfuura 8 Svondo 1980, uye akapedza makore makumi maviri nemasere pabasa rake, aizowana 55% yebhasi yake yebhasiro sekusarura kana kubhadhara mari. Mumwe munhu akapinda mubasa mushure mokunge 8 September 1980, uye akapedza makore makumi maviri nematanhatu paanenge achishanda, aizowana 55% yevhareji yepamusoro pemwedzi makumi matatu nemasere ekubhadharwa kwebhadharo.
Nyaya inonyanya kukosha: Chimwe chiziviso chinozivikanwa chemurairo, chakashandurwa muna 1980, chinotaura kuti kana iwe uri mutungamiri mukuru kana iwe wakanyorerwa basa raunotumirwa, unofanirwa kunge uine makore gumi ekutumirwa basa rekurega basa pachigaro chako. Kana uine makore anopfuura gumi ekutumirwa kushanda, uye uchizvipira pamba, iwe unotora basa panzvimbo yako yakarongerwa, uye ndeye mapeji makumi matatu nemakumi matatu ekushanda akashanda akabhadhara mubhadharo wepasi wekubhadhara mari. Munyori Webasa anogona kuratidzira izvi kusvika makore 8. Cherechedza: Mutongi wekusungirirwa kwemunyori akazopera musi waDecember 31, 2001.
Chero kana zviitiko zvisingavhiringidzi zvakakwana, kune chechitatu yekusimudza purogiramu yevanhu vakabatana neuto kana kana mushure meAugust 1, 1986.
Ava vanhu vanofanirwa kuita sarudzo pamakore gumi nemashanu emabasa avo. Vanogona kusarudzwa kuti vabatanidze purogiramu imwechete yekusasiya basa pamusoro apa, kana vanogona kusarudza kugamuchira mari yepamusoro mari ($ 30,000), uye sarudza "REDUX" system.
Kana vakasarudza "REDUX" system, Izvo zvinotarirwa nokutora 2 ½ muzana nguva yenguva yekubasa iko zvino kuderedza icho icho ne 1 muzana yegore rimwe nerimwe pasi pemakore makumi matatu. Kushandisa mienzaniso yakafanana, sepamusoro, munhu ane makore makumi maviri nemasere ekushanda kwebasa aizosiya basa pa47 kubva muzana yevhareji yemwedzi yepamusoro yepamwedzi makumi matatu nemasere. I "REDUX" inopera pazera remakore makumi matanhatu nematanhatu, uye munhu wacho anotanga kugamuchira "wake" wekubhadhara mari.
Uyezve, vanhu vanosarudza "REDUX" vachaita mari yavo yegore negore yemari yekurarama inoderedzwa ne1 muzana. Pazera remakore makumi matanhatu, zvikamu zvepakati pezvikamu izvi zvinowanikwa zvakare kumubhadharo wakabhadhara, zvisinei.
Pamusoro pezvirongwa zvose, makore ekushanda anosanganisira chikwereti pamwedzi wega wega webasa seye-chegumi nemaviri pagore. "Makore ekushanda" kune vatungamiri vanosanganisira mabasa ose anoshingaira, nguva dzisina basa dzekuchengetedza basa pamberi paJune 1, 1958, ROTC kushanda nguva nguva isati yasvika kuna Gumiguru 13, 1964, basa rinovaka rekurapa reMedical and Dental Corps, uye zvikwata zvakaitwa munguva kushanda kwakachengetwa mushure meMay 31, 1958. "Makore ekushanda" kweFleet Reservists nemamwe mabasa ose ekubhadhara mari anosanganisira mabasa ose anoshingaira, basa rinoshanda rekudzidzisa rakapera mushure meAugust 9, 1956, chero basa rinovaka rakagadzirirwa vanhu vashoma kana kuti vhiki shomanana yakanyorerwa pamberi peDecember 31,1977, uye inosanganisira zvikwata zvakaitwa munguva yeAlex Reserves.
Kungokuvhiringidza zvishoma, mubhadharo wako uchaenzaniswa maererano nemiganhu ye Tower Tower kana yakashanda kumamiriro ako ezvinhu. The Tower Amendment yakagadzirirwa kuchengetedza kuti haungagamuchiri mari shoma yekubhadhara mari yaunogona kuwana kana wainge wapedza basa pazuva rakapfuura, nekuda kwemazuva mashoma ekubhadhara mari-yekugara (COL) kugadziriswa. Munguva yakapfuura, pane dzimwe nguva apo COL yakasununguka ichiwedzera kudarika kwegore rekubhadhara kwemauto, izvo zvaizove zvakaguma nemari yakawanda, iyo iyo nhengo yacho yakabatira mari isati yasvika pakatarisana neCOL. The Tower yekufanirwa zuva inowanzomira zuva risati rapera zuva rekushanda kwebasa rinowedzera. Shanduro inobhadharwa inoshandiswa nekushandisa mari inoshandiswa kubhadharwa maitirwo emusi iwoyo musi, chikwata chako / chiyero musi iwoyo, basa rose rinowanikwa musi iwoyo, uye mari yose inoshandiswa-yekurarama inowedzera.
Somuenzaniso, tora nhengo panzvimbo yeE-8 nemakore makumi maviri nemaviri, mushumiri wemwedzi 7 musi waJune 30, 2000. Mari yomuteereri inogona kuverengwa sezvinotevera:
- 2 1/2% x 22.58 makore = 56.45%. 56.45% x $ 3,119.40 (January 1, 2000 inoshandiswa purogiramu yeE-8 pane makumi maviri nema22) = $ 1,760.90 = $ 1,760.00
Sezvo E-8 akakodzera kurega basa musi waDecember 31, 1999, DFAS inogonawo kuenzanisa kodzero yezuva iroro.
E-8 ine makore makumi maviri nemaviri, mwedzi miviri yebasa kubva musi waDecember 31, 1999. Mari yekubhadhara yaizoverengwa seyotevera:
- 2 1/2% x 22.08 = 55.20% 55.20% x $ 2,976.60 (1/1/99 inoshandiswa mubhadharo ye E-8 pane makumi maviri nemazana) = $ 1,643.00 + 2% (KUKURA Kuwedzera) = $ 1675.00
Mune mamiriro ezvinhu, saka, izvi zvinoremekedzwa zvingagamuchira mari yekubhadhara kwemwedzi we $ 1791.00 sezvo Tower Amendment kuongororwa haisi yakakosha kudarika ikozvino yekubhadhara kuripa.
Kungoshandisa ruzivo, nemutemo, yese yekubhadhara mari yeuto rehondo inopoteredzwa kusvika kudhora raive pedyo.
Disability Retirement
Kana iwe wakawanikwa uri usina kukodzera kuwedzera basa rehondo uye ukasangana nemimwe mitemo yakataurwa nemutemo, iwe uchapiwa kubhadhara kwekuremara.
Nhengo dzemasoja ane makore makumi maviri kana makumi emakore ekushandira (basa rekurega basa rinofanira) rinogona kubhadhara, pasinei nehuwandu hwehutano hwehurema, kana vakawanikwa vasina kukodzera uye vabviswa kubva mubasa nekuda kwekuremara mumuviri. Vanhu vane makore anopfuura makumi maviri ekushingaira kushanda panguva iyo vabviswa kubva mubasa nekuda kwekuremara mumuviri vangangoparadzana kana kuti vakurega basa, zvichibva pane zvinotevera:
Kana iwe uine hurema hwakarongwa nehutachiona hwehutachiona hwekuremara huri 20% kana hwezasi, unogona kubudiswa (zvinowanzove nokubhadhara kusarura, kunze kwekuti mamiriro acho aripo kusati kwasvika kushanda uye hauna kukura zvachose nebasa kana kusazvibata kwakabatanidzwa) . Avo avo vakaparadzana nekuremara vanogona kukodzera kubhadharwa kwepamwedzi kwekuremara kubva kuVeterans Administration (VA).
Kana mamiriro acho akaenzana kana kupfuura 30%, uye mamwe mamiriro ezvinhu akabatanidzwa, iwe uchave wakagadzikana wakabatira.
Kurasikirwa kwako kwekuremara kungave kwenguva pfupi kana kusingaperi . Kana kwechinguva, unhu hwako hunofanira kugadziriswa mukati memakore mashanu.
Kuwanda kwemari yako yekubhadhara mari yakabhedha kunotsanangurwa neimwe yevatatu nzira:
- Nzira yekutanga ndeyekuwedzera kuwedzera kwako nekubhadhara kwako kwepasi kana yevhareji yepamusoro pemwedzi makumi matatu nemasere ekubhadhara kushanda panguva yekusarura nehuwandu hwekuremara hwakapiwa. Kunyange zvakadaro, zvishoma zvishoma zvepamuviri yevashandi venguva refu vanogona kuenzana ne50%. Izvo zvikamu zvepamusoro zvemhando ipi zvayo yekurega basa iri 75%.
- Chechipiri nzira ndeyekuwedzera makore ako ekushumira panguva yekusarura kwako ne 2.5% nebhadharo rako rekubhadhara kana musereji wepamusoro pemwedzi makumi matatu nemasere ekubhadhara pamutengo panguva yekurega basa.
- Nzira yechitatu inoshanda kwauri kana iwe wakakodzerwa kubhadhara / kutengesa pasi pemumwe mutemo. DFAS ichaenzanisa zvikwereti zvako kushandisa zvose zviri zviviri pamusoro apa, uye shandisa izvo zvinoguma nehuwandu hwekubhadhara mubhadharo. Kana uchida kuti imwe nzira ishandiswe, unogona kukumbira (mukunyora) kuti imwe nzira inoshandiswe.
Misiyano pakati pekuremara kwenguva pfupi uye kusingaperi ndeye kugadzikana kwehutano hwehutano. Kana mamiriro ako asina kuonekwa "akachengetedzeka" nePEB, ivo vachakukurudzira kuti uiswe paTDRL (chinyorwa chekuchengetedzeka kwemazuva mashoma). Apo paTDRL, unenge uri pasi pekudzokorora zvakare mwedzi gumi nemasere uye zvishoma kusvika kumakore mashanu marefu paTDRL. Pano gore remakore mashanu, kana pasina nguva munguva yekudzokazve, iwe wabviswa kubva kuTDRL uye kana wakawanikwa wakakodzera; kusunungurwa zvachose, kana kubudiswa nechisarudzo chikwereti.
Kana musi wa24 Sep 1975, iwe unenge uri nhengo yeArmed Force kana uri pasi pekuzvisunga kwakanyorwa kwakagadzirirwa kuva nhengo uye wakasunungurwa / ukabviswa pamusana pokuremara neMILITARY kushaya hutano (kwete VA) kwete kunyorwa. Kana zvisina kudaro, pamusana pokusiya basa risina mutero, iwe unofanirwa kuva nehurema hwakakonzerwa nehondo. Kana iwe uchienda kuburikidza neAV yehutachiona hwehutano hwehutano uye vanokupa rusununguko rwekuremara, urwo haruzokwanisi kubhadharwa, pasinei nokuti iwe wakanga uri mubasa musi wa24 Sep 75.
Veterans Administration (VA) Kuremara Kwekuremara
Usavhiringidza VA Kuremara Kwekuremara neMhare Yekuremara Kwekubhadharwa Kwemari. Ivo mhuka mbiri dzakasiyana. VaAV vanoshandisa zvakasiyana zvakasiyana-siyana mukugadzirisa hurema hwehutano huri nani pane hunoti hushandisi hwehutano hwekuremara.
Nhengo dzose dzinopedza basa dzinotenda kuti dzine hurema hwehutano hunokwanisa kushanda nekuda kweA VA zvinyorwa zvisati zvaitika, kana mushure mokurega basa. (Mune zvimwe zviitiko, usati warega basa, mahofisi ehondo anogona kukubatsira iwe kushandisa). Kana iwe uchikodzera, hurema hwehutano hwakabatanidzwa hunosimbiswa. Kunyange iwe uchida kubvisa mari yekubhadhara mari yehurumende pa $ 1 kusvika $ 1 chikwata kuitira kuti ugamuchire VA Kuremara kubhadhara, zvinotevera zvinowedzera sechikonzero cheA VA kubhadhara:
- VA mubhadharo hauna kukwana
- VA kuremara kwakagadzikana kunokupa kukoshesa kwekutanga kune zvipatara zveV VA kurapwa kwehurema hwako
- VA kunze kwekugara zviwanikwa zviripo pakurapa kwekuremara kwako
- Kana iwe ukafa semugumisiro wekuremara kwakabatanidzwa nebasa, mudzimai wako anenge aripo akakodzera kuDendendency uye Indemnity Compensation (DIC) kubva kuV VA
- Kunyange nhamba yeA VA ye 0% (kunyange pasina mari inobatsira) inonyora chimiro chako chemuviri sehutano-hwakabatana.
- Nhamba yeA VA ye30% kana yepamusoro inokubvumira kuwana mamwe mitsara isina kubhadhara mitero kune vanovimba newe.
- Mari yegore negore-ye--kuwedzera inowedzera kumari yako yakawanda.
- VA vakaremara muzana (uye VA remari) inogona kuwedzerwa, zvichienderana nechikumbiro uye kubvumidzwa kwekudzokorora zvakare, zvichiita kuti kuwedzerwa kwemutero usingabhadhari.
- Mikana yekutenga kusvika ku $ 10 000 yeInishuwarenzi yePasisiti yeUpenyu yeHupenyu pasina kuongorora muviri. Kana iwe uchipiwa VA vhadharo, mari yakawanda yemari inobhadharwa inobviswa kubva pamari yako yekusara.
Va VA vanokuraira DFAS - Cleveland Centre yezvose zvinoshandiswa muAV mubhadharo yemari. Zvisinei, kana chikwereti chako VA chikwereti chisingaenzanisi nemari yakabviswa kubva pamari yako yekubhadhara, iwe unofanira kuzivisa pakarepo DFAS - Cleveland Center uye VA kuti agadzirise kusawirirana.
ZVINOKOSHA KUBATSIRA: Mutori Mukuru Mukuru akatonga kuti iwe uchave uine mhosva yekubhadharwa chero kupi zvako kana iwe uri mugumisiro wekukanganisa kwehutungamiri.
Kupihwa Kunokosha Kwekuremara Akaremara
Pasi pemutemo mutsva, vamwe vakaremara vakagamuchira basa reunifomu vane chirwere chekuremara sezvakataurwa neDhipatimendi reVeterans Affairs (VA) vane kodzero yekupa mubayiro wakakwana . Iko kubhadhara kwakakosha kunobhadharwa pamwedzi iwoyo maererano neheteti inotevera:
- 70% kana 80% = $ 100.00
- 90% = $ 200.00
- 100% = $ 300.00
Iwe unofanirwa kuita zvinotevera zvinotarisirwa kuti uwane chikwereti chakakosha chekuremara kwakanyanya:
- Iwe HAUI WASAREKWA pauto rehondo nekuda kwekuremara.
- Iwe uri mumamiriro ekusiya basa uye pamabhadharo ekubhadhara mari. Nhengo dzinorangarirwa kwemazuva anopfuura makumi matatu kuti zviite basa rakashanda hazvisi muhutano hwekutambira.
- Iwe une makore makumi maviri kana mamwe emakore ekushandira kuitira chinangwa chekubhadhara mubhadharo wepfuma. A reservist inofanira kuva nezvikamu 7 200 kana kupfuura kuti zvikwanise.
- IA VA chikonzero chekuremara kwem70% kana kupfuura inofanira kupiwa mukati memakore mana ekurega basa.
- I VA inofanirwa inofanira kuva 70% kana yakakwirira pamwedzi mumwe nomumwe. Kana iyo yero inowira pasi pe70% chero ipi zvayo yakapiwa mwedzi, ipapo kusununguka hakubvumirwi kupiwa mari yakakosha yemwedzi iwoyo.
Apo / Mungazobhadhara Sei
Kusiyana nekubhadhara, kubhadhara mubhadharo kunobhadhara kamwechete pamwedzi. Mari yako yakabhadharwa nekutambira / yekuchengetedza mari inofanira kutumirwa kunzvimbo yako yezvemari neDirect Deposit kunze kwekuti iwe ungagara mune imwe nyika, iyo Direct Deposit isiripo. Mubhadharo wako wekutora mubhadharo uchaiswa ku-akhawunti yako pazuva rekutanga rebhizimisi romwedzi unoenderana nekuguma kwemwedzi.
Mutero wako wokutanga wemubhadharo wakabhadharwa mujeri kazhinji uchasvika mazuva makumi matatu mushure mekunge wasunungurwa kubva kubasa rinoshanda, kana, pazuva rekutanga rebhizimisi romwedzi uchitevera mwedzi wekutanga wekodzero yekubhadhara. Mune tsamba yakasiyana, iwe uchagamuchira tsamba iyo ichakuratidza kuti iwe uripi wekubhadhara kwako. Izvi zvinosanganisira kubhadhara kwako kweSBP, federal / nyika inotora mutero, uye zvikamu.
Mushure mokunge musara, iwe unoda kuzivisa The Defense Finance & Accounting Service (DFAS) pose paunoshandura sangano rako rezvemari. Usavhara kero yako yekare yebhangi kusvikira iwe wagamuchira pokutanga muhomwe itsva yezvemari.
Basa Rokune dzimwe nyika
Chero ani naani anogamuchira basa rinoitwa nehurumende kunze kwenyika asina kubvumirwa anochengetwa kana akabhadhara chikwereti chakachengetwa kuitira nguva yebasa risina kubvumirwa.
Kana iwe uri mujeri uye uchifunga nezvebasa nehurumende yekunze, unofanirwa kuwana mvumo kubva kune Munyori webasa rinobatsira uye Munyori weHurumende. Kuti uwane mamwe mashoko taura:
- Navy - The Office of the Judge Advocate General, 200 Stovall Street, Alexandria, VA 22332-2100.
- Air Force - HQ AFMPC / DPMARR3, 550 C Street West, Suite 11, Randolph AFB TX 78150-4713.
- Marine - HQMC (MMSR-6), 2 Navy Annex, Washington, DC 20380-1775 kana kudana 1-800-336-4629 kana pane mibvunzo.
- Hondo - US Army Reserve Personnel Command, Attn: ARPC-SFR-SCI, 1 Reserve Way, St. Louis, MO 63132-5200.
Federal Civil Service Retirement
Kana iwe ukarega kubva muchiuto uye ukabvisa pamba / ukabvisa kubva ku Federal Federal Service , iwe unogona kusarudza kusunungura mari yako yekubhadhara muuto kuitira kuti uise basa rako rehondo muchiverengwa chehurumende yako yebasa annuity. (Izvo, zvichienderana nemamiriro ezvinhu zvinogona kuva mari yakakosha). Zvisinei, kune vakasiya basa rekugara muhurumende, izvi ndezvokwadi chete kana iwe uri mubasa rekuita basa rapera kana kuti urema huri pamba. Kana iwe wakwegura mujeri (uine makore 60) saka hapana kuregererwa kana kukanganiswa (a technic "loophole" mumutemo). Kana ukasarudza kuita kudaro, unofanirwa kuzivisa DFAS, nekunyora, mazuva makumi matanhatu isati yasvika zuva rawakaronga rekusununguka kwevasungwa. Inoratidzirwa kuti utaure nehofisi yako yehurumende isati yasvika pakumikidza chikumbiro chako chekuregererwa kuti uone kuti iwe unoziva zvose zvinoshandiswa.
Kana ukasarudza kupukunyuka kupona kubva kubasa rako rehurumende, gore rako rekushandira, hondo yako SBP inobatanidzwa inogadziriswa iwe paunowana rubatsiro rwehurumende yegore. Kana iwe uchida kuchengetedza zveSBP zvehondo iwe unogona kudaro, asi iwe unofanira kunge uchinge uchinge warasa kupona annuity kubva kuHofisi yeVashandi. Kana mubhadharo wako uri pasi pekutongwa kwematare, iwe unofanirwa kupa mvumo mune imwe muyero yakaenzana nekuparadzirwa, kuitira kusanganisira basa rechiuto mubasa rehurumende rinoshandiswa gore.
Mutero
Muzviitiko zvakawanda, kubhadhara mubhadharo kunobhadhara zvakakwana. Nhamba yemari inotengesa mari inoderedzwa neSBP mari uye chero kuregererwa kweAV kubhadhara kana kubhadhara mari mbiri. Mari iyo yakabviswa kubva mubhadharo yako yehurumende inobhadhara mutero inobva pachiverengo chekuregererwa kwaunoratidzira pane fomu yako yekubhadhara kana iwe W-4 mushure mokurega basa.
Kuchinja mvumo yako yekubhadhara mutero kana kukumbira imwe yekuregererwa mari mushure mekurega basa:
- Unofanirwa kuenda mberi neFomu yeRS W-4 kuDFAS - Cleveland Centre.
- Shandisa Mushandi Wekuzvibata Self Service (Ona DFAS Web Site)
- Air Force retirees vanogona kushanyira Hofisi yeHovisi yeChechi yeMari kana Air Force Base kuti vachinje ruzivo rwavo rweHeral Revenue Revenue Holdings. Vamwe veNavy Personnel Support Detachments (PSDs) uye Mauto eRey Retirement Service (RSOs) anopawo basa iri.
Kuremara kwekuremara kwemari ( kwete VA kuremara ) inokweretwa kune avo nhengo dzine basa rose rechiuto mushure meSeptember 24, 1975, kana kuti vaive vari mubasa risati rasvika asi vasati vari mubasa rekuita basa rechiuto kana pasi pekuzvipira kwakanyorwa kwakanyorwa kuti vave nhengo ye avo vakazvigadzirira zvigaro musi waSeptember 24, 1975.
Kuremara kwekubhadhara mubhadharo hazvikwaniseki kune avo vese vane basa rehondo kana pasi pekuzvisunga kunyoreswa kwakanyorwa kuti vave nhengo yevashandi vakashonga musi waSeptember 24, 1975, kana nhengo avo vanorasikirwa nehurema vachionekwa sehondo, pasinei nebasa ravo rekuita basa rechiuto.
Kana kupera kwako kwekuremara kuchiverengwa zvichienderana nemugadziro wechipiri (Ona kumusoro), chikamu ichocho chebhadharo chako chaizenge chichigamuchirwa pasi peicho chaiyo chiyero chekuremara kuverenga hachikanganisi Mari yakabhadharwa inogona kuwedzera kuderedzwa nemhando ipi neipi yeSBP uye kuderedzwa kwemari miviri yekubhadhara (basa rehurumende).
Kana kupera kwako kwekuremara kwakabatana-kurwisana, iwe hausi pasi pemiganhu yemiridzo miviri. Kana, mushure mekurega basa, iwe ukasarura chikamu chebhadharo yako nekuda kweAV payinobhadhara, mari yako inotengesa ichaderedzwa nehuwandu hweA VA huripo kana kuti yehuwandu hwehurema hwekuremara, chero ihwo hukuru.
Hurumende inobhadhara mutero ndeyezvipo uye inofanirwa kunge iri murairi yakawanda. $ 10.00 ndiyo zvishoma pamwedzi mwedzi. Usati waita chikumbiro chako mukunyora, unofanira kutumira hurumende inotora mutero munyika yawakagara iwe kuti uone kana iwe uchida kubhadhara mutero wemutero wenyika.
Kana iwe uri mutsigiri weA Air Force, iwe weHome Services Services Office iri kuMweya Force Base. Vamwe Dynamic Personnel Support Detachments (PSDs) uye Army Retirement Service Offices (RSOs) inogona kugadzirisa mvumo yako yekutambira mari yehurumende. Vashandi veNavy vanofanira kutarisa neHPD yavo yega yega kuti vaone kana basa iri riripo.
Kubhadhara mari yekuchengetedza mari yako hakusi pasi pekuderedzwa kweFICA (Social Security), uyewo mubhadharo wako wepabheti wakaderera paunova nekodzero yekuchengetedzwa kwehupfumi hwevanhu.
Zvikomborero / Zvisiri
Kusiyana nemari yekubhadhara, kushandiswa kwemauto kunobhadhara mari yekutengesa (kureva makadhi emakwereti, zvikwereti zvemotokari, nezvimwewo.) Mauto ekubhadharwa kwemari anogona, kunyange zvakadaro, akachengetedzwa kweanmony, rubatsiro rwemwana, IRS Mitero yemitero, nematokari ane chikwereti hurumende (kureva kuti chikwereti chevadzidzi, PX / BX Deferred Payment delinquencies, Officer / NCO Club kubhadhara kukanganisa, nezvimwewo)
Uyezve, pasi pezvakagadzirwa neUniformed Services Aimbova Mudzimai Wezvokuchengetedza Mutemo (USFSPA) , matare enyika * angave * anobata mari yekubhadhara mari yepamutemo semugove wekubatana pakati peyo nhengo nemudzimai panguva yekurambana.
Kubata DFAS
Kana wambotora basa, zvinokosha kuti iwe uchengetedze DFAS kuziviswa nezvekupi kuchinja kwenyaya yako. Nhamba isina Kubhadhara. Nhamba isina kubhadhara iyo inogona kushandiswa chero ipi zvayo inowanikwa mukati meE Continental United States, kusanganisira Alaska neHawaii is 1-800-321-1080. Nhamba yezvokutengeserana yefoni dzakagadzirwa kubva kune dzimwe nzvimbo idzi (216) 522-5955 kana DSN 580-5955. Yese mitero yefoni inoshanda kuMuvhuro kusvika Chishanu kubva pa7: 00 mangwanani - 7:30 pm, Eastern Time. Nhamba idzi dziripamusoro dzinogona kushandiswa pamibvunzo yakawanda pamusoro peaunti yako uye zvizivo zvakadai sekuchinja kero. Iwe unofanira kusayina zvikumbiro zvinosanganisira kuchinja kwemari. Nokudaro, rudzi urwu rwekuchinja harugoni kutongwa nefoni. Kana kuchinja kwemari kuchadzivirira kubhadharwa kune iwe, chimwe chikamu chichaitwa kumutemo uyu.
DFAS MaIndaneti. Kero iyo inofanira kushandiswa kune zvikumbiro zvekuchinja kwemari ndeyokuti:
Defence Finance & Accounting Service, Cleveland Center Retired Pay Operations (Code PPR), PO Box 99191, Cleveland OH 44199-1126 6.
Unogonawo kushanyira webusaiti yeDFAS pa http://www.dfas.mil