Mazano Okuchengetedza Akakosha Okuda Kurwisana Nzvimbo
Purogiramu yekuchengetedza yakatanga kushandiswa panguva yehondo yeVietnam, yakasunungurwazve kuDesert Storm mauto muna 1991, uye yakaenderera kune mauto muBosnia muna 1996.
Kubvira apo yakapa nzira yevashandi vanoita basa kuti vawane mari. Usavhiringidza izvi neThrift Savings Plan (TSP), iyo inowanikwa kune wese wese muhurumende yebasa uye haisi maererano nehurumende yekushandisa.
Savings Deposit Program Interest
Kufarira kunowedzera pamusoro pekambani iri pahuwandu hwegore hwe10%, pamutungamiri weChishanu Order 11298. Unowana chiyero ichi iwe uri munharaunda yekurwisa uye kwemazuva makumi mapfumbamwe mushure mokusiya nzvimbo yehondo. Kufarira kunowanikwa kwegore rimwechete (zvichienderana negore rekare). Nharaunda inofarira inowedzera kwazvo kune inofarira mumagariro ezvokuchengetedza mabhuku uye kunze kwepamhando dzakasiyana-siyana dzakasiyana-siyana dzekutsvaga.
Iyo nitty-gritty ndeyokuti iwe unotanga kuwana mubereko pamari yakachengetwa musi wegumi kana wemwedzi. Kana iwe ukaita mari yako mushure memwedzi wegumi wemwedzi, haitangi kuwedzera chibereko kusvikira mwedzi unotevera. Paunoita kubvisa shure kwekuendeswa, chido chinogumira musi wekukumbira.
Kana zuva iroro risati iri zuva rokupedzisira remwedzi, kufarira kunongowanikwa chete pazuva rekupedzisira remwedzi wapfuura.
Iko mari inowanikwa pa Savings Deposit Program inotengesa, kunyange zvazvo mari yako yezvemari inowanikwa iwe uri mune imwe nzvimbo ine ngozi ine mutero isingabhadhara mutero.
Mvumo yekuchengetedza purogiramu yekuchengetedza mari
Kuti unyore, unofanirwa kuva wakagumburwa Moto / Imwe Danger Pay (HFP / IDP) uye kushanda mune imwe nzvimbo yakarwisana yakasarudzwa kana kutsigirwa zvakananga kwemauto ekurwisana kwemazuva anopfuura makumi matatu anotevera kana kwezuva rimwe chete kwezvikamu zvitatu zvinotevera mwedzi.
Kukodzera kweSADP kunomira pazuva rekuenda kubva munzvimbo yehondo, uye hapanazve mari inogona kuitwa, asi chido chinoramba chichiwedzera kune mazuva 90 anotevera.
Kuita Dhipatimendi kune Savings Deposit Program
Nhengo dzevashandi dzinoshandisa purogiramu nekuita maitiko nekukurukura chero rehofisi yemari yemari munhandare. Iwe unogona kutanga kuisa dhipiniti mushure memakumi matatu ekuenzanisira mazuva munzvimbo yakasarudzwa. Iwe haugoni kuramba uchinge waisa mari yako shure kwezuva rako rokubva kubva kumitambo. Iwe unogona kuisa mari nemari, cheki rako pachako, chekufambisa, mufambiro wemari kana mugove kana uri mubasa rinoshanda , asi kana iwe uri reservist iwe haugone kuisa mukana wekugovera kana wekufambisa.
Iwe unogona kuisa mari inowedzera madhora mashanu. Mari yaunoisa inogumira kumutengo wako wekubhadhara mwedzi wose. Izvi zvinogona kusanganisira mari yakakosha uye mabhonasi. Iwe unogona kuita mari inopfuura imwe chete pamwedzi chero bedzi iwe usingapfuuri mari yako yemwedzi pamwedzi. Iwe unogona chete kuisa mari ye $ 10 000 pamusana pekuiswa. Iwe unogona kurega kugadzira zvinyorwa chero nguva.
Kuita Kubhadhara
Iwe pachako uchangogamuchira kuendesa mari yose nebhadharo yakananga mazuva makumi maviri kubva mushure mokusiya nzvimbo yehondo sezvo sarudzo ichavharwa. Izvo zvinowanzoita kumiririra kutengeswa uku, asi kutanga kunotora zvinogona kuitika kana ukasangana nemimwe mitemo uye zvinoda.
Mushure mokudzoka kubva pakuendeswa asi musati wapera kwemazuva makumi maviri nemazuva, iwe unogona kutumira chikumbiro chechigadziro kuburikidza neakaunti yangu yePayPay. Kana wangoisa $ 10 000, iwe unogona kubvisa mari iri pamusoro pe $ 10 000 pamwedzi (kazhinji, izvi zvingangova chido pane iyo account). Mutungamiri wenyu anogona kubvuma kukurumidza kuendesa mberi kwehutano uye hupenyu hwemhuri yako.