Microloan for Women in Business

by Lahle Wolfe

Microlenders Vanoita Zvekuita Mukubatsira Madzimai Vezvemabhizimisi

Iwe uri mukadzi muzvinabhizimisi uyo anoda kutanga bhizinesi rake asi asina mari? Zvinogona kunge zvakaoma zvikuru kana uchingotanga kubuda, kunyanya kana iwe usina simba rakasimba rebhizimisi, kana kuti usingabatsiri. Zvisinei, kune dzakawanda zvekugara, zvehurumende uye zvenyika zvinowanikwa kuvakadzi uye vadzidzisi vemabhizimisi vashoma kana iwe uchiziva kuti ungatarisa kupi.

Iri urongwa hwemasangano anopa microloans-ayo pasi pe $ 50,000-kune vakadzi, vashoma, uye mabhizimisi maduku. Itaurwa kuti zvimwe zvipingamupinyi zvinoshandiswa, kunyanya izvo zvisingakwanisi kune imwe nzvimbo nzvimbo. Uye zvakanakisisa kutarisa sangano zvakananga kuti uone kuti iwe unowana ruzivo rwakarongedzwa pamusoro pezvavanopa.

01 Kiva

Sani Francisco-based Kiva isiri yenyika isina ruzivo yakatanga muna 2005 iyo inotarirwa kuderedza urombo kuburikidza nevanhu kuburikidza ne microlending. Mari yezvikwereti ndeyevanhu vazhinji, nevatsigiri vanopa zvipo zviduku se $ 25 kune vakwereta.

Kiva microloan inogona kushandiswa kutanga kana kukura bhizimisi uye kune zvimwe zvinoshandiswa. Vakwereta vanodzorera vateresi kuburikidza neKiva, uye vanokweretesa vanogona kusarudza kana vachidzorera mari yavo mune imwe chikwereti.

02 Small Business Administration

IU US Small Business Administration (SBA) inopa mari kune vasiri vatsigiri vepamberi-vatsigiri vevanhu vane ruzivo rwekutarisira nekukweretesa. Vanokwereta vanoshanda zvakananga nevasanangudzo vasati vasarudzwa. Mari inosvika ku $ 50,000 inowanika kubatsira mashoma mabhizinesi kutanga uye kuwedzera.

Mutero wekugoverana mumwe nomumwe ane zvigaro uye zvinokodzera, asi SBC microloans haigamuchirwi kubhadhara chikwereti chiripo, kana kutenga zvivako.

03 Grameen America

Mutungamiri weNobel Mutsva Muhammad Yunus, muvambi weGroume yaBrameen Bank inonzi microloan program yakabudirira muBangladesh yakagadzira Grameen America mugore ra2008. Sechikamu cheGrameen America, vakadzi muurombo vanowana dzidzo yezvemari uye kutungamirirwa nechinangwa chekugadzira chikwereti. Vakadzi muGrameen America chirongwa vanogona kugamuchira $ 1,500 kuti vatange bhizinesi. Maererano newebsite yedu, Grameen inopa madhora mazana maviri emamiriyoni emwedzi miviri.

04 ACCION USA

Mukadzi Kutakura Briefcase

ACCION USA isangano rega rega, risina purofiti rinopa ma microloans kusvika kune $ 50,000 uye mamwe mabasa emari kune vanoita zvishoma uye vanononoka mabhizinesi, kusanganisira vakadzi uye vashomanana vasingakwanisi kuwana bhangi chikwereti pamabhizimisi avo maduku.

ACCION inotora varimi vebhizimisi 'unhu uye simba rebhizimisi uyewo chikoro chekwereti paunopa zvikwereti. Mukuwedzera kune mapurogiramu emarikodhi akafanirwa kune vadzimai vemabhizimisikadzi, ACCION ine mapurogiramu evanhu vashoma, veterans, vaAmerica nevanhu vane hurema.

05 The Loan Fund - Mamwe Mararamiro Anowanikwa kuNew Mexico Women Entrepreneurs

Sangano reNew Mexico Community Development Loan Chikamu chiri chega, musangano usingabhadhara mutero unopa zvikwereti, kudzidziswa, uye bhizinesi rinokurudzira kune vashandi vezvemabhizimisi, vhizimisi vemabhizimisi uye masangano asiri ezvo munyika yose uye Navajo Nation yose.

Izvi zvinongowanikwa kuNew Mexico.

06 Wisconsin Women's Business Initiative Corporation (WBIC)

WBIC inopa microloans kusvika ku $ 100,000 nemapurogiramu chaiwo evakadzikadzi vebhizimisi maduku. Mukuwedzera pakukweretesa mapurogiramu evakadzi ivo vanopawo mapurogiramu ezedzidzo, seminamato, uye rubatsiro rwebhizimisi uye kutumira mabasa.

Zvirongwa zvegungano izvi zvinongogumira kuWisconsin-based small business.

07 Women's Economic Ventures

Iri sangano rinopa zvikwereti zvebhizimisi zvakaderera kumabhizimisi edzimaikadzi kuSanta Barbara uye Ventura County muCalifornia. Mari yekutangira-ups inobva ku $ 1 000 kusvika ku $ 25,000. Bhizimusi kuwedzera zvikwereti zvinowanikwa kune vakadzi vakamboita bhizimisi kwemakore anenge 1.5 nezvikwereti kubva pa $ 5,000 kusvika ku $ 50,000.

08 Elizabeth Street Capital

Elizabeth Street Capital ndeyekubatana kweTory Burch Foundation neBan America, iyo inopa rubatsiro rwekubhadhara zvikwereti kune vakadzi vezvemabhizimisi nevamwe vanoita zvemabhizimisi munharaunda dzisina kukodzera.

09 Key Bank

Kunyange munguva dzakaoma, bhanji rimwe chete riri kunze kwepfuti yevakadzi mubhizimisi. Bhokisi reKisheni rine ruregerero rwemakore akawanda ekukweretesa mapurogiramu ezvemabhizimisi uye inoshanda kuti ione kuti iri kubatsira vakadzi vezvemabhizimisi kutanga, kukura, uye kuchengetedza mabhizinesi avo ari kushanda, kunyange panguva yekuderera mune zvehupfumi.