Ndezvipi Zvinowanikwa Kwemari Zvemabasa Basa Rese
Kunyange zvazvo izwi remudzidzi wezvemari raive riri kushandiswa kwevakawanda kubvira pakutanga kwema1990, hazvisi kupokana.
Vatsoropodzi vazhinji vanoramba vachifunga kuti zvinoreva kushingaira kune zvakasimba fiduciary standard inoda kuita zvinodiwa nevatengi, panzvimbo yekutenderwa kwakakwana kunowirirana kunowanzosunga vatengesi. Merrill Lynch , somuenzaniso, aiva pakati pekupedzisira kwemahofisi makuru ekutora nguva iyo, zvakakwana nekuda kwekunyanya kunetseka kune chikamu chehurumende yepamutemo uye chekuteerera , iyo yaiva yakanyatsochengetedza panguva iyoyo.
Tsvaga Kuvhurwa Kwebasa: Shandisa iri sarudzo kutsvaga masaini emabasa iye zvino mundima iyi.
Mamwe mashoko pamusoro peJobho
Kune avo vanotsvaka ruzivo rwepamusoro pehutano hwekutanga, nzvimbo ino yekufambisa inosanganisira zvimwe zvinyorwa zvinotsvakurudza mabasa ekugadzirisa zvemari uye nyaya dzakabatana zvakadzama. Izvi zvinyorwa zvakarongedzwa muzvikamu izvi:
- Career Development for Financial Advisors
- Dzidzira Kuvandudza Kwevashandi veMari
- Mushandi webasa rezvemakambani Matambudziko kune Vashandi veMari
- Investment Products
- Investment Strategies
- Zvinotarisirwa Zvemari
- Mazano kune Vatengi veBhizimisi
Nenzira, basa remugadziri wezvemari rakabatanidzwa kutenga nokutengesa zvikwereti (zvakadai sematokisi uye zvisungo) panzvimbo yevatengi. Kushandurwa kwezvinyorwa zvakataurwa pamusoro apa kunofanirwa kuratidza chokwadi chokuti, panzvimbo pokuisa pfungwa pakukurukurirana, vatungamiri vezvemari vanofanirwa kunge vachiita sevatariri vekutsvaga nezvekutsvaga mari uye vatori vezvemari vanotora maonero akazara evanhu vanoda mari uye zvido zvavo.
Zvimwe zvakasiyana muhurukuro, zvakadai sehupfumi kutungamira mutungamiri, zvakare zvinoshandiswa, dzimwe nguva kuratidza mutariri wezvemari anowedzera kudzidziswa, zvidzidzo uye / kana ruzivo.
Specialization
Vamwe vadzidzisi vezvemari vanoisa pfungwa pakushumira mumwe nomumwe kana vatengesi vatengi uye vamwe vanoisa pfungwa pamabhizimisi kana mumasangano . Zvimwe zvivimbiso zvemabhizimisi zvinosarudza kuti vadzidzisi vezvemari vanonyanya kutarisa mumutambo uyu, vamwe vanoisiya kune avo vadzidzisi vega kuti vasarudze chero kusanganiswa kwevatengi vavanoda. Bhizimisi vanotengesa avo vanoda mazano akasiyana nemabasa (zvakadai sekushanda kwekushandira mari kana zvikwereti zvebhizimisi) vangada vadzidzisi vemari vane ruzivo rwakanyanya mune izvi.
Mabasa uye Mabasa
Vayori vezvemari vanopa vashandi mikana yekutsvaga mari, zvichienderana nezvinodiwa zvekupedzisira, zvinangwa uye kushivirira kune ngozi. Basa racho rinoda kuchengetedza zvisizvo zvemari yemari, nguva dzose kutarisa mazvikwereti chaiwo muzvikwata zvevashandi, uye kuva pamusoro pezvitsva zvitsva zvekutsvaga uye motokari dzinotengeswa. Vashandi vezvemari vanofanira kunge vane chivimbo pamusoro pekuita zvisarudzo pasi pekusava nechokwadi uye munguva yakaoma yezvinetso, vane vanhu vakakurumbira uye unyanzvi hwokukurukurirana, uye vanoziva nzira yekugadzirisa nekukundikana uye vasina kugutsikana nevatengi.
Kubudirira kunonyanya kuvimba nekutengesa mano, zvose mukutenga kwevashandi vatsva uye mukukanda kwekutsvaga mazano kumakambani akambovapo. Kushumira vateereri, kutevedza nekuita maitiro ekugadzirisa ndezvezvinhu zvakanyatsobatanidzwa kune vadzidzisi vemari.
Vayori vezvemari vanogona kuwedzera zvakanyanya kubereka kwavo uye kukwanisa kwavo kushumira bhuku guru rebhizimisi kana vakatsigirwa nemumwe kana vatengesi vakawanda vanotengesa . Zvisinei, muzvikwereti zvakawanda zvemari, vadzidzisi vezvemari vanofanira kubhadhara mubhadharo wevatengesi vavo vanotengesa, muzere kana kuti chikamu, kunze kweavo pachavo kubhadhara (ona pasi apa).
Chimiro Chetsika
The Bureau of Labor Statistics (BLS) inotaura kuti 24% inoshanda maawa anopfuura makumi mashanu pavhiki. Zvisinei, nguva chaiyo yekuzvipira inogona kuva yakawandisa (60-80 maawa pavhiki kana kupfuura), zvose kune avo vanotanga kunze mumunda uye nekuda kwevashandi vezvemari vakazvipira kupa basa rakanaka uye kukura bhizinesi ravo.
Chii Chingafanana
Vashandi vezvemari vane uwandu hwepamusoro hwehutongi hwokuzvidzivirira, zvakanyanya kufanana nokuva mutengesi wezvokuzvimirira pane mushandi wekambani. Kune hukama hwepedyo pakati pekuita uye mubairo, uye zvingasagadziriswa kuwana mari. Ita basa rako zvakanaka, uye iwe unoita zvinonzwisisika, zvinoita kuti uite upenyu hwevatengi vako.
Chii Chisingafaniri Kufanana
Zvinomanikidzwa kune mumwe mutungamiri wezvemari yekugadzirisa nguva yakawanda yekuziva, kuita zvisarudzo nokukurumidza pane kusava nechokwadi kuti, kana zvisina kururama, inogona kuva inodhura kune vatengi, kutengesa nguva dzose uye kuzviruramisa zuva rega roga kunogona kukuvadza kune vamwe vanhu.
Kubhadhara
Mari yeMidhi yegore negore yaiva ye $ 67,520 kubva muna May 2012, uye 90% inowana pakati pe $ 32,280 uye $ 187,200. Mutungamiri wezvemari wekubhadhara inowanzo mutemo-based. Iko kuti, mutungamiri wezvemari anowana chikamu chemari inokonzerwa nekambani nevatengi vake. Mimwe mitero, yakadai senhamba yose yevashandi vemari yemari pakubhadhara pamwe chete nemudzidzisi wezvemari, inogonawo kuisa mubhadharo. Vatungamiri vepamusoro vezvemari vanogona kuwana mari inopfuura $ 1,000,000.
Nzira Yokuva Mutevedzeri Wezvemari : Tevera iyi link kuti uwane hurukuro yakajeka yezvedzidzo, kudzidziswa uye zvigadzidzo zvehutano zvakakosha kuti utange basa rekuva mutariri wemari.
Zvimwe Nyaya dzakabatana: Unogona kutarisa mabhuku edu akawandisa ezvinyorwa pane zvimwe zvikamu zvevashandi vezvemari:
- Mari YezveMari uye Mhuri dzeJobho
- Leading Employers in Zvemari
- Dzidzo, Kudzidziswa, uye Zvigwaro zveMari
- Nzira Yokushandisa Nayo Basa Rako
- Chengetedza Mabasa Emari
Kuti Uwane Ruzivo Rwezve Nezvekupihwa Kwemari Mabasa: Tevera mazano pasi apa kuti uwane mamwe mashoko pamusoro pekubhadhara, zvidzidzo, kufambira mberi kwebasa nezvimwe.