Rudzikinuro Rwakagadzirirwa Kumushandi?

Kunzwisisa Basa Rako Kupa kana Kupa Kwaunoita Kwemazuva Ano

Kubhadharwa kunotsanangurwa sehuwandu hwekubhadhara mari uye kusingabhadhari mari kunopiwa kune mushandi nemushandirwi mukudzoka kwebasa rakaitwa sezvaidiwa. Zvinonyanya kukosha, iyo inobatanidza kukosha kwebhasiro yako, zororo, mabhonasi, inshuwarisi yehutano, uye chero ipi zvayo yaunogona kugamuchira, yakadai sezvokudya zvemasununguko, zviitiko zvepachena, nekupaka. Izvi zvikamu zvinoumbwa kana iwe uchisanangurira kubhadhara.

Mupiro Unogadziriswa?

Makambani anotarisa mvumo pane zvakawanda. Mamwe makambani anoteerera zvakanyanya kune zvinotevera kune vamwe asi asi inenge makambani ose anoshandisa imwe nzira yekuongorora kuti agadzire mubhadharo.

Ongororo yepamusika pamusoro pekukodzera kwemabasa akafanana mumusika: Makambani mazhinji makambani anoita sarudzo dzepamutemo dzekubhadhara dzinogona kubatsira makambani kugadzirisa kukoka kwemari yebasa. Mune mitsva yekuongororwa kwemari, makambani anorondedzera mari yavaripo iye zvino uye kubatsirwa kwemabasa zvichibva pane tsanangudzo yemabasa .

Kambani inotsvakurudza inozobatanidza dheta uye inoudza zvakare kune vatori vechikamu. Izvi zvakawanikwa zvinogona kunge zvakanyatsokwana. Vanopa ruzivo rwakanaka nezvekukwikwidzana kwevatengi vari kubhadhara mumusika kune vashandi vanoita basa rimwe chete kana mamwechete emabasa.

Pano panewo nzvimbo dzepaIndaneti dzepaIndaneti dzehuwandu hwemashoko , apo data inounganidzwa munyika uye munyika yose.

Aya masayiti akadai seElecale.com uye Salary.com anopa mazano ekubhadharwa kwemari inotora mukufungisisa zvinhu zvakadai semusika wemabasa, nzvimbo yebasa, ukuru hwekambani inopa basa, uye basa redu uye mabasa.

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Mamwe makambani anotarisa dhesi iripo paIndaneti, kubva kune mawebsite akaita seGreendoor.com. Dhiyabhorosi haisi yakarurama seyoyo yekubhadhara mubhadharo nekuti ivo vanozvidavirira nevashandi. Izvo hazvisi zvinyorwa pane zvose zvezvikamu zvebasa rekubhadhara purogiramu kana.

Izvo zvinyorwa zvebasa iri mibairo yakavakirwa pane zvisinganzwisisiki seaya ari muongororo yemari. Vanhu vaviri vane mabasa akasiyana-siyana mumakambani maviri akasiyana vanogona kunge vane mazita akafanana, zvichikonzera kuvhiringidzika pamusoro pekuti zvakakodzera zvakadini kubhadhara kune mushandi.

Izvo zvinotonyanya kukosha kuti tifunge nezvehupfumi hwenyika uye usasa hwekambani. Semuenzaniso, iwe uchada kubhadhara mutungamiri wekutungamira kune mukuru mukuru wekambani ye Fortune 100 muNew York City zvakanyanya kudarika mutungamiri wehutungamiri kune mukuru wekambani ine vanhu 30 mune rimwe guta duku muIowa. Mazita avo mazita akafanana-Administrative Assistant kune CEO-asi mubhadharo wavo wakasiyana zvachose.

Mipiro yevashandi uye zvakaitwa: Unoda mushandi wako weredzi kuti aite zvinopfuura mushandi wako we slacker , kunyange kana ane zita rimwe chete.

Makambani anocherechedza musiyano wehuwandu hwehuwandu hwemhizha hunoshanda kune kambani kuburikidza nekubhadharwa kwekubhadhara pamwe nekuwedzera kwekuwedzera kunoenda kune zvakanakisisa . (Asi, zvibvunze nekutendeseka, kana iwe ukaona mushandi asingakodzeri kuwana mari yakawanda, nei uri kushandisa munhu uyu?)

Kuwanika kwevashandi vane unyanzvi hwakafanana mumusika: Kana munhu mumwe chete muguta racho ane unyanzvi humwe uye makambani maviri anoda unyanzvi ihwohwo, hondo dzinoda kutanga dzinotanga. Apo imwe kambani imwe chete inoda unyanzvi humwe uye ine vanhu vaviri vakasarudza kubva kune avo vanogona kuita zvose, havadi kubhadhara mushandi semari yakawanda. Sangano rine dzimwe nzira haifaniri kubhadhara mushandi akasarudzwa ane zvinodarika zvinotengeswa pamusika.

Chido chemuchato kukwezva nekuchengetedza mushandi chaiyo: Kana kambani inoda chaizvo mumwe mushandi, ipapo vachabhadhara zvakawanda .

Kana kambani ine mukurumbira senzvimbo inotyisa kushanda, vangave vachida kubhadhara zvakawanda kuti vakweve vashandi, semuenzaniso.

Kubatsirwa kwekambani iyi kana mari inowanikwa mune risina purogiramu kana hurumende inogadziriswa: Kazhinji, zvisingabatsiri kana mabhizimisi emabhizimisi ehurumende anotora zvishoma. Vanhu vanoda kuvashandira chero zvakadaro nekuti vanotenda mukutumwa nekuratidzwa kwesangano . Basa re sangano rinogona kunge rakapindirana nemitemo yavo pachavo .

Kana, mune zvakaitika mubasa rehurumende uye munzvimbo dzakashandiswa pamwe chete, vashandi vanogona kukoshesa kuchengetedzwa kwebasa uye kuwedzerwa kwechiitiko munyika inowedzera kushaya-yakawanda kudarika iyo inokoshesa kuwedzera mari.

Dzimwe mabasa emabasa ehurumende ane mari shoma shoma, asi zvakakosha , zvakadai sehutano inshuwarheni uye pensions. Nokubhadhara, iwe unofanirwa kutarisa mufananidzo wose muhurumende uye kune mapoka ega.

Misha miviri yapfuura: Kuisa mubhadharo wako pamushandi wepamberi yehutori ndeye nzira inotyisa yekuona mubhadharo wevashandi vatsva. (Uye munyika, munzvimbo dzakawanda, ikozvino haisi pamutemo.) Asi makambani mazhinji anotarisa mubhadharo wako kubva mubasa rako rekupedzisira uye kuwedzerwa nehomwe duku. Izvi zvinogona kuguma nekugadzirisa kusaruramisira uye kusawirirana mukati mekambani.

Somuenzaniso, apo Bob aive achiita $ 50,000 pane kambani A uye anowana 10 muzana anomutsa kuti auye , angave achifara ne $ 55,000 ake. Asi, apo paanoona kuti Jane, uyo ane musoro mumwechete nemabasa , ari kuita $ 66,000 pagore nokuti akanga achiwana $ 60,000 kune kambani yake yekare, iye achatsamwa.

Anogona kutaurira kuti chikonzero chekusawirirana uku kusarura kwevakadzi , uye kambani ichakamanikidzwa kuratidza zvimwe.

Kubhadhara kunosanganisira zvipo zvakadai semabhonasi , kugoverana kwepfuma, kubhadhara nguva yakawanda, kubhadhara mubayiro uye kuongorora, uye sales commission . Kubhadhara kunogonawo kusanganisira zvinhu zvisiri zvemari zvakadai semotokari yekambani inobhadharwa, kusarudzwa kwezvikwata mune dzimwe nguva, imba inobhadharwa nekambani, nezvimwe zvisingabhadhari mari, asi zvisingabhadharwi, zvinhu zvekuwana.

Kupa mubayiro inyaya inonakidza, nokuti, inotarisana nayo, vanhu vane zvikonzero zvakasiyana-siyana zvekushanda, asi chinangwa ndechekuti vashandi vakawanda vanoshandisa mari . Iko kune zvakanakisisa zvemu mushandi kuedza kuwana mamwe mahomwe . Izvo zviri mubasa rakanaka kune vashandi kuti vashandise nzira yavo kumakwikwi ekukwirira kuenda kumatunhu makuru kuitira kuti vawane mari yakawanda .

Hazvisi mune zvakakosha kune waanoshandira kuti ave asina kufara, vashandi vasina kufara vanofunga kuti vari kubhadhara mari shoma. Asi, kupa zvikwereti zvinokonzerwa nemusika nehupo hwakanaka kunofanira kubatsira waanoshandira kuita chido chake chive chechokwadi-vashandi vanobudirira, vanoita kuti vabvumirane nezvinangwa zvebhizimisi nezvido.