9 Mazano Okuvandudza Mari Yako
Pane imwe nguva kana imwe, vazhinji vedu tinopinda mune imwe nguva yakaoma mari. Kuva mubhadharo wemauto-izvo, sezvatinoziva tose, haasi iye mukuru munyika-haibatsiri. Asi, hapana chikonzero chokuti iwe haufaniri kukwanisa kuchengetedza mari, iwe uri kuedza kukura chikwama chako chekurega mari kana kungovhara zvishoma zvishoma zvishoma zvemazuva emvura. Heano mapepa mapfumbamwe achakubatsira iwe kuchengetedza mari, kunyange pamutero weuto.
01 Ongorora Zvaunoshandisa Zvokuita
02 Itai Budget
03 Chengetedza Zvikwereti Zvako Kutanga
Nguva dzose ubhadhara mabhiriro ako kutanga.-usati watenga zvokudya, kuisa gasi mumotokari yako, kana kuita chero chimwe chinhu. Kana ukambobhadhara zvikwereti zvako zvemwedzi, sarudza zvakasara zvemari yako pakati pevamwe mari yako.
04 Chaizvoizvo, Zvibatsire Kutanga
Ita kuzvipira kuchengetedza imwe mari yakawanda kubva pane imwe mubhadharo. Isa mari iyoyo pane imwe nzvimbo (seakazvitsaurira mari yakachengetwa nokuda kwechikonzero ichi chete). Hazvifanirwi kuva mari yakawanda, kana, asi zviite nemari yose-iwe usati wabhadhara chero ipi zvayo yemamwe madhora. Kunyangwe madhora mashomanana vhiki imwe neimwe achavaka nguva. Icho chinyengeri ndechokusiya icho choga. Zvinonyanya kuedza kupindira mune mari yako apo iwe paunoona chimwe chinhu chaunonyatsoda. Usazviita.
05 Shandisa Cash Kuzvitengera
06 Eat Out Less
Zvechokwadi, kubata burger kunonyanya kuitika usiku hwemavhiki masikati, uye hapana chakafanana nekuenda kune imwe nzvimbo yekutoro kuti uwane imwe yeiyo yose-zvakare-isingawanzi masikati manheru kubva kune rutsoka rworudyi. Dambudziko nderokuti kudya kunze-kunyange zvokudya zvinokurumidza-kunodhura. Zviponese iwe mari pakudya kakawanda, uye iwe unokwanisa kuisa mari yauri kuchengetedza kunze kwekamangwana.
07 401 (k) uye Retirement
Kana iwe uri muuto weuto uye unogona kuwana 401 (k) kana imwe purogiramu yomushandirapamwe kuburikidza nemushandi wako, shandisa izvozvo kuti iwe uwane zvakanaka. Mari iyi inotorwa kunze kwemitero, saka haisi iyo chete inoderedza kudiwa kwako kuti uite zvinorwadza kupedza kushandisa, asi inogona kuderedza mutoro wako wemutero zvakare. Muzviitiko zvakawanda, vashandi vanofananidza zvipo (kusvika kusvika pane imwe nzvimbo) vashandi vavo vanoita kumabhengi avo ekurega basa. Usapotsa-iri mari yekusununguka!
08 Zivhura Purogiramu Yakawanda Yokuchengetera Account
Sangano Rinochengetedza Rokuchengetedza rinowanikwa kune vose vanoshumira, pamwe chete nevamwe vashandi vehurumende, uye inoita sarudzo yakanakisisa yekuchengetedza mari yekurega basa uye kukubatsira kuti uite kuti dendere rinokosha rose.