Yakabudiswa 8/1/2015
Mikana ndeyekuti, kana mumwe munhu akakurudzirwa kuita basa ravo rokutarisira, rinova nguva yokutanga iyo inotarisira bhajeti rehurumende.
Vazhinji vatungamiri vatsva vanogamuchira zvishoma kana kuti vasina ruzivo rwakagadziriswa pakuvandudza mararamiro emabhadharo, kutarisa zvavanoshandisa, kana kuti kugadzirisa mukati megore kugadzirisa. Vanowanzopiwa sarashiti kana kuti vanopihwa kubva kumutungamiriri wavo, kana dhipatimendi rezvemari, uye vanotarisira kuziva kuti vanozviita sei, kana kudzidza nekuedza nekukanganisa.
Kunyange zvazvo "kuedza uye kukanganisa" kunogona kuva nzira inobatsira yekudzidza unyanzvi hutsva, zvingava zviri nani kana maneja mutsva asingafaniri kuita zvikanganiso zvakanyanya zvakanyanya.
Heano zvidzidzo zvishomanana zvakadzidzwa kubva pandinenge ndichiedza uye kukanganisa kudzidza, izvo ndinotenda kuti vatungamiri vatsva vanokwanisa kubatsirwa kubva:
Isa nguva yekudzidza kubva kubva pakutanga
Hapana nguva iri nani yekubvunza mibvunzo "yeupenzi" kupfuura apo iwe uri mutsva pane chimwe chinhu uye hauna kumboita. Zviri nani kubvunza uye kupedza nguva yekudzidza mberi, panzvimbo pokumirira kusvikira mumwe munhu achinongedzera kukanganisa kwako . Kumbira nguva kubva kumutungamiriri wako (kana kutungamira kana uchikwanisa) kuti uongorore mafungiro ehupenyu, zvinangwa zvepamusoro, maitiro, uye imwe nheyo. Kana sangano rako rine munhu wemari, kumbira munhu iyeye kuti apedze nguva newe. Vazhinji vachafarirwa uye vanoda kugovana ruzivo rwavo. Mushure mezvose, kana vakakwanisa kukudzidzisai kuti ungaita sei maererano nehutano hwavo mberi, iwe uchava mushoma wemusoro pamusoro pavo gare gare.
Tora "Mari Yezvemari uye Budgeting kune Vatongi Vasiri Zvemari" Nzira
Tarisa neunharaunda yako yunivhesiti yebhizimisi zvidzidzo, pasi pe "Dzidzo Yepamberi." Zvikoro zvizhinji zvebhizimisi zvinopa rimwe zuva matatu, risina chikwereti zvidzidzo. Mukati kana mushure memutambo, tora nguva yekudzokorora mushumo wegore regore rega, uye unzwisise zvakasiyana-siyana zvemari nemishumo.
Tungamira Dhipatimendi Renyu Bhijitari Sezvakangoita Bhizimisi Rako
Apo patinoshanda kumasangano makuru, tinopedzisira tabata "mari yekambani" sezvainokura pamiti. Hazviiti, uye iye zvino ndiyo basa rako semutungamiriri wekutora hupfumi hwehupfumi hwedzimba dzako.
Iva Team Player
Kana zvichibvira, dzorera bhajeti yemutungamiriri wako. Kunyange zvazvo zvakakosha kutora uwandu hwebhajeti yako, yako unit iri chikamu chenhengo huru. Bvunza maneja wenyu kuti akuratidzei bhajeti yako inopindira sei uye inotsigira mufananidzo mukuru, pamwe nekushamwaridzana nevezera rako. Panogona kunge pane dzimwe nguva apo rimwe dhipatimendi rinoda mari kune zvinangwa zvakakosha kupfuura iwe. Usamirira kubvunzwa kana kuti kubviswa-iva nesimba uye upe kubatsira rubatsiro wezera rako. Iwe uchaonekwa sechirongwa nekushandira pamwe .
Usatamba mitambo yeupenzi
Nokuti "munhu wese anoita izvozvo," hazvirevi kuti hazvisi benzi uye zvakaipa kune kambani. Chimiro chemupenzi wekushandisa mari iyo vatungamiri vanoita "inoshandisa kana kurasikirwa nayo kuripedza." Ndiko paunenge wava kuda kusvika kumagumo egore, uye bhajeti yako iri kushanda pasi pezvaunofunga. Mumakore akapfuura, kana iwe usati wapera, bhajeti yako yegore rakatevera yakagadzirirwa kubva pane chaiyo gore iroro.
Saka, kuitira kuti usakwanisa kubhadhara bhajeti yako zvakare, unoenda pane zvekutengesa zvekutenga - kutenga zvinhu zvausingadi kana kuchengetedza chete kana uchida kuzvida.
Tevedzera Zvaunoshandisa Mwedzi Wose uye Uite Proactive Corrections
Usafunga kuti "mumwe munhu" achakuudza kana wapedza bhajeti. Ichokwadi, iwe unogona kunge uchida kubvunza mimwe mwedzi yemwedzi kana kuchengeta iwe pachako. Usamirira kusvikira kuguma kwegore, kana kushamisika (kwauri uye mubati wako). Panguva iyoyo, yakanyanyisa kutarisa nekugadzirisa. Iva nemhosva, chienzanisa iwe pachako, uye shingaira kuudza mutungamiriri wako.
Iva Kuchinja uye Ubatanidze Chechi Yako
Shandisai bhajeti yako neboka rako, zvichida nekuita kuti vabatanidzwe mukugadzira chirevo. Kubatanidza boka rako uye kuvabatsira kunzwisisa bhajitori inoita kuti munhu ave neruzivo rwekugovana wega uye anokurudzira vashandi vako kuti vawane nzira dzakagadziriswa dzekutarisira mari.
Iva Strategic
Usangotora nguva yegore rapera uye uwedzere gumi muzana kune gore rinotevera rafanotaurwa. Tanga nekuvandudza sarudzo uye zvinangwa, uye ozoona zvinhu zvinotarisirwa kuti zvizadzise zvinangwa izvozvo. Kana iwe uchida kupfuura gore rapera, gadzirira gwaro rebhizimisi kuti ruramisire chikumbiro chako chekuwedzera mari.
Usapfuurira
Kunyange zvazvo kutarisira bhajeti ibasa rinokosha kune maneja, usambokanganwa zvinhu zvakakosha zvikuru: vanhu vako! Iva nechokwadi chokuti uri kupedza kanenge katanhatu nguva yekutora boka rako raunenge wanyora.