Kuti Hondo yeBHI Inotsanangurwa sei
BAH yakavakirwa pamhando yezvivako zvakagamuchirwa zvehuwandu hwemauto ehurumende, hutsika hwekuchengetedza, uye misika yemapurisa emunharaunda.
Nhoroondo yeChitsuwa Chekuda Kwekugara
BAH yakatanga munaJan.
1998, kushandura Variable Housing Allowance (VHA) uye Basic Allowance Kwemakota (BAQ). Pasi pekare veVHA / BAQ system, nhengo dzaiongororwa gore roga roga kuti dzione kuti vaibhadhara mari yakawanda sei yekubhadhara dzimba. Zvisinei, nhengo dzakawanda dzakasarudza kurarama munzvimbo dzisinganzwisisiki, zvinoreva kuti kuongororwa kwakaratidza kuti vaibhadhara mari shomanana, zvichikonzera matanho anobvumirwa. Pasi pemutemo weBAH, Dhipatimendi reZviviri (DOD) inotsvakurudza dzimba dzinodhura munzvimbo dzemauto kuti dzigadzire mari.
Kufanana nekare yeAQ neVHA, BAH inosiyanisa pakati pevanhu-vanovimba uye vasina-vanovimba, asi kwete nhamba yevanhu vanovimba. BAH chiyero chinoshandiswa seye dollar yose yakaenzana, ichikomberedza kudhora raive pedyo.
Kuvandudzirwa kweNhepfenyuro Yekuvakwa Kwemba
Chikonzero chikuru chekubhadhara BAH mutsva kwaiva kuziva kuti yekare yeVHA / BAQ yekubhadhara mari yehurumende yakanga isingakwanisi kuchengetedza dzimba dzekugara, uye nhengo dzaikumanikidzwa kubhadhara mari yakawanda kunze kwepasitori kupfuura yakatangwa pakutanga.
Ne BAH, kuwedzerwa kunowanikwa kune yekugara kwekugara kwekugara panzvimbo yekubhadhara mubhadharo, nokudaro kudzivirira nhengo kubva pakuwedzerwa kwekugadziriswa kwemisha yehumba munguva.
Iko itsva BAH yakagadzirirwa kuva inherently fair, nokuti inowanikwa nhengo yebasa rakapiwa uye chiremera chinosvika pane imwe nhandare yemutoro ichava nemwedzi umwechete kunze kwehomwe yemadhora yakawanda pasinei nenzvimbo.
Semuenzaniso, kana iri kunze kwehomwe yekodhi yemuE-5 nevanomiririra iri $ 100, iyo inowanzo (yepakati) E-5 nevatendi vanogona kutarisira kubhadhara $ 100 kunze kwehomwe yeimba kana inopiwa kuMiami, Mutsva York, San Diego, Fort Hood, Camp Lejeune, Minot, ND, kana imwe nzvimbo inoshandiswa kuUnited States Kana munhu wacho achisvika, kutaridzika kunoshandiswa kunoshanda, uye nhengo yacho ichagamuchira kuwedzera kwakabudiswa, asi hapana kuderera mumabhadharo eimba. Kune nhengo pane imwe nzvimbo yekuchengetedza basa apo itsva BAH inotanga kushanda, kuvhara kwekudzivirirwa kunosimbisa kuti inowanikwa kunze kwehomwe inogona kuva shoma, asi kwete, kupfuura iyo yavakasvika. (Cherechedza: Kubva munaJanuary 1, 2005, BAH inotarirwa zero kunze kwekushandisa mari).
Kune munhu akapiwa, mari chaiyo yekunze yehomwe ingangodarika kana yakaderera kupfuura yakarongeka, zvichibva pakusarudzwa kweimba. Somuenzaniso, kana nhengo inosarudza nzvimbo yakakura kana inodhura kupfuura yepakati pemunhu, munhu iyeyo achava nehomwe huru yekubuda kwehomwe. Kusiyana kwechokwadi ndeyechokwadi kune munhu anosarudza kugara mudzimba shoma kana kudhura.
Imba Yakanakisisa Inodhura Nhamba Pasi Payo BAH
BAH inoshandisa nzira yakasununguka yekuenzanisa kuenzanisa kwemaimba emvura yakakosha kupfuura yekare VHA yeimba yekuongororwa yakaenzanisa kushandiswa kwemajeri paimba.
Kutanga, nhengo hadzifaniri kusangana nematambudziko eongororo yeVHA yegore negore. Zvinonyanya kukosha, BAH inobvisa izvo zvinodanwa, "Death Spiral." Pasi peVHA / BAQ, nhengo dzakanyora paimba uye dzakashuma dzimba dzekushandisa dzimba dzakaderedza pasi zvikwereti zvishoma. Izvi zvakanyanya kunyanya kuitika pakati pevadzidzi vaduku avo vane mari shoma (inotora mutero) mari inogona kunge yakavamanikidza kuti vagamuchire dzimba dzisina kukwana uye vobva varondedzera mari shoma pane kuongororwa kwenhengo.
Imwewo mabasa akacherechedza kuti VHA / BAQ yakasika yakafanana, asi inopesana, kukanganisa kune vamwe vakuru vakuru / mazita emakero. Pasi pemaitiro ekare, kana nhengo yakasarudza kushandisa chikamu chakakura chemari inokonzerwa nemari yakakura kana inodhura, maererano nemusika wemuguta, uye yakashuma iyi mari muongororo yeVHA, iyo yaitora "kuisa" mari inoshandiswa uye mari yakadaro .
Basic Allowance for Housing inopedza zvose izvi zvakaderera uye zvekupedzisira. Saizvozvowo, yakabudiswa neBAH yakawanda inowedzera kune dzimwe nhengo dzejaya dzakawanda uye kuderera kwevamwe vakuru vakuru. Zvakare, vanhu vanodzivirirwa kubva pamutengo kunoderera, asi nhengo itsva dzichauya dzichabhadhara zvichienderana nekururamisa uye kuenzanisa kwezvinodiwa zveimba.
Iyo DOD inosarudza sei BAH
Mukushandisa BAH, DOD inosanganisira data yemadhora emunharaunda ekubhadhara, kushandiswa kwezvinhu zvinodiwa, uye inshuwarisi. DOD inounganidza data gore negore, mumwaka wezhizha kana mazhizha apo misika yemumba inoshanda zvikuru. Iyi data inosanganisira zvivako, townhomes / duplexes uye imwe chete-mhuri inotora zvigaro zvakasiyana-siyana zvekamuri.
Mutoja anoziva kukosha kwemashoko akajeka uye anoita zvose zvaanogona kuwana zvakanyanya kuvimbika. Semuenzaniso, pakusarudza majekiti chaiwo kuti aedze, DOD inoshandisa nzira yakawanda yekuongorora kuongorora kuti zvikwata uye zvivakidzani zvakasarudzwa zvakakodzera.
Kuongororwa kwekutanga kunotarisa kunzwisisika kwekufamba kwemitemo, inowanotsanangurwa semakiromita makumi maviri kana awa imwe munguva yekukwira, kubvisa zvigunwe zvinowira kunze kwemiganhu iyi.
Zvadaro, vanoongorora kuti vaone kuti sarudzo yakasarudzwa iri munharaunda umo mauto angasarudza kugara. Kushandisa Dhipatimendi Rokunyoresa Rakabvumirano Rwenhau Rwenzira (DEERS) sechinhu chinoita kuti nhengo dzirambe dzichigara, DOD inotarisa kune misha iyo umo makumi mapfumbamwe makumi mapfumbamwe emazana evanhu vanoita zvehondo vanogara. Pfungwa iri pano ndeyokudzivisa sampum, soro-mhaka kana misha isina kunaka iyo nhengo dzatove dzadzivisa.
Pakupedzisira, DOD inoshandisa hurongwa hwekuongorora kuwana mari yekuziva nzvimbo dzakakodzera. Semuenzaniso, mumatengo matatu uye mana-muimba yekurara imwechete-yemhuri, inozivikanwa kuti mutezo wemutevedzeri kune vakwegura vakanyorerwa / mukuru mavhesi ari pakati pe $ 60,000 ne $ 100,000, saka DOD inosarudza imwe chete yemhuri mumisha umo kunowanikwa mari yevanhu iyi yakareba.
Apo DOD inotenga imwe-yekamuri dzimba (dzinowanzoitirwa mumwe munhu asina kuroorwa) dzinotarisa munzvimbo dzinowanikwa mari inowanikwa yehurumende inowirirana ne $ 20,000 kusvika kune $ 30,000 yepamusoro yepamusoro iyo inowanikwa pamakero aya.
Nokuda kwekuenzanisa, misha yehurumende inoyanana nemari yekubhadharwa kwemauto, inowanikwa BAH uye Basic Allowance yekugarisa (BAS) pamwe nemutero unobhadhara.
Apo DOD inounganidza Dzimba Dzimba
DOD inowana data yemazuva ano kubva kune dzimwe nzvimbo kuti ione kuvimbika uye yakarurama. Nzvimbo dzekugara dzekugara dzinoshandiswa mumapepanhau emunharaunda uye nzvimbo dzekuvakwa kwemaimba inokosha chinhu chinokosha che data. Zvipfeko zvinosarudzwa pasina uye zvinowanikwa mukuongororwa kunotsanangurwa pamusoro apa. Nhaurirano yefonhare inogadza kuwanika uye nzvimbo chaiyo yega yega yega sampled. Vanobatanidza mapurisa uye makambani ekuchengetedza zvivako kuti vaone zvikamu zvekutengesa mari. Hazvisi zvisinganzwisisiki kuti DOD iongorore vashandi vepanzvimbo mune imwe nzvimbo kuti vawane husimbiso uye mamwe mitsva yedata.
DOD yakagadzira sampuro yekugadzirisa kuwana tsananguro yekuvimbika ye 95% kana yakakwirira.
Apo inowanika, DOD inosangana mahofisi makuru / post / mahofisi ekutsvaga dzimba ekutora hutano hwemauto emunharaunda uye kuwana ruzivo pamusoro pezvinetso zvemunharaunda zvinowanikwa nhengo.
Pakupedzisira, DoD neVhidhiyo vanoita panzvimbo yekuongorora panzvimbo dzakasiyana-siyana kuti vimbise uye vimbise kuvimbika uye kunyatsogadzirisa dhebha. Ramangwana rekusimudzira zvinosanganisira kuongorora kushandiswa kwekushandisa kweInternet uye nedzimba dzekuwanikwa dzinowanikwa kune dzimwe hurumende dzehurumende.
Mari Yezvivako Zvokugadzirisa Runzheimer International
DOD inoshandisa Runzheimer International kuti iunganidze nyika yose yakawanda nedzimba dzemari dzinoshandiswa kuverenga BAH.
Yakatangwa muna 1933, Runzheimer mutungamiri anozivikanwa mumunda wekutora mari yekuwana dhiyabhorosi muUnited States uye kumativi ose enyika. Pari zvino, Runzheimer inoshandisa mabhizimisi anopfuura 2000 uye hurumende munyika yese uye inozivikanwa nokuda kwekutsvakurudza kwayo kwakarurama uye kwakavimbika.
Runzheimer's private sector clients inosanganisira makumi matanhatu kubva muzana emakambani Fortune 500. Vatongi vehurumende ye Runzheimer vanosanganisira Dhipatimendi reZviviri (DoD); the General Services Administration (GSA); Dhipatimendi reHurumende; Office of Personnel Management (OPM); Internal Revenue Service (IRS); uye Federal Deposit Insurance Corporation (FDIC).