Apo vashandi vanoshandisa chechitatu kutarisa mamiriro evanhu, Fair Credit Reporting Act ( FCRA) inodzivirira zvavanobvumirwa kutarisa, uye sei.
I FCRA inyika ine mutemo unoisa mitemo yekuongorora basa. ICAFRA inotsanangura chekuchechechedza kwemashure semushumo wevatengi.
Dzidza kuti vashandi vanobvumirwa kutarisa mune chekuongorora chekare, kana vachifanira kukutaurira zvisati zvaitika, uye zvavanofanira kugovana newe. Ziva kodzero dzako kuitira kuti iwe ugone kugadzirira chinyorwa chekare.
Kuti Vashandi Vanotungamirira Sei Checks
Usati waunoshandira achiita chekuongorora chekutarisa pamusoro pako (iyo FCRA inotsanangura sehupoti yevatengi), ivo vanofanira kukuzivisai nekunyora uye kuwana mvumo yenyu yakanyorwa.
Zvisinei, kana mushandi ari kungoita mibvunzo ivo pachavo (panzvimbo pokuwana mushumo kuburikidza nedzimwe kambani), havabvumirwe nomutemo kubvunza kubvumirwa kwako. Somuenzaniso, haafaniri kutora mvumo yako yekushevedza waimbova mushandirwi. Vanongoda kukuzivisai kana vakashandisa kambani yechitatu yekushanda kuongorora kambani.
Kana munhu anoshandira akasarudza kusabhadhara nekuda kweshumo yevatengi, kana kuti anosarudza kubvisa basa rekupa basa, vanofanira kukupa "chiito chisati chaitika chisingazivikanwi." Izvi zvinosanganisira kopi yemhupoti wevatengi uye tsanangudzo yekodzero dzako.
Vanofanira kukupa "chiito chisingaoneki chiitiko" vachitaura kuti vakasarudza kukubhadharai uye kukuzivisai mazano ekubatana kwekambani yekuongorora basa ravakashandisa.
Izvi zvinosanganisirawo ruzivo pamusoro pekodzero yako yekupikisa mutauriri.
Zvinoshandiswa nevashandi
Chimwe chekuongorora chinogona kubuda kubva pakutsanangurika kuri nyore kwehuwandu hwekuchengetedzwa kwenuzhinji kusvika kune chengetedza zvakanyanya muhupenyu hwako. Ruzivo rwunogona kutarisa rinogona kusanganisira nhoroondo yebasa rako, chikwereti , zvinyorwa zvekufambisa, zvinyorwa zvemhosva , kubhadhara motokari, marekodhi edzimhosva, kubhadhara, kubhadhara mari, zvinyorwa zvezvechiremba, zvinyorwa, upfumi hwepfuma, mhinduro dzezvinodhaka , zvinyorwa zvemauto, uye ruzivo rwekuita zvepabonde. Vashandi vanogonawo kutarisa unhu hunotarisa, hunogona kusanganisira kutaura nevanhu vamunoziva, kusanganisira shamwari nevavakidzani.
Kazhinji, ruzivo rwavanotarisa ruchabatana nebasa racho. Semuenzaniso, kana iwe wakabhadhara kushanda mubhangi, zvingava zvine musoro kumushandi kuti aone kana iwe une nhoroondo yekunyengera kana kuba.
Kuwedzera kwechitarisiko chemashure kunobva kumushandi, kambani, uye basa rinobatanidzwa. Somuenzaniso, kana iwe uchikumbira basa rehurumende nechisimba chekuchengeteka kwepamusoro, iwe unogona kunge uine chekuongorora chemashure.
Tsvaga Check Privacy
Ndezvipi zvisingagoni kuiswa mune chekuongorora chekare? Pane humwe ruzivo rwusingagoni kubudiswa pane chero mamiriro ezvinhu.
Mashoko aya anosanganisira kubhadhara mari mushure memakore gumi, zvigaro zvehurumende uye kutonga kwevanhu uye zvinyorwa zvekusungwa mushure memakore manomwe, kubhadhara mitero yemitero pashure pemakore manomwe, uye nhoroondo dzakagadzirirwa kuchengetwa mushure memakore manomwe. Zvisinei, mitemo iyi haishandisi kana mubhadharo iri $ 75,000 kana kupfuura.
Vashandi vanogona kungotarisa mune mamwe marekodhi nemvumo yenyu. Somuenzaniso, zvinyorwa zvekuchikoro zvakavanzika uye hazvikwanisi kusunungurwa pasina mvumo yemudzidzi. Hondo dzebasa rezvemasoja dzinokosha zvakare, uye dzinogona kusunungurwa pane imwe mamiriro ezvinhu. Zvisinei, mauto anokwanisa kuzivisa zita rako, chikwata, mubhadharo, zvikamu uye zvikwereti pasina kubvumirwa kwako.
Iwe haugoni kusarurwa nekuda kwekuti iwe wakatumira kubhadhara; zvisinei, kushungurudzika kworuzhinji, saka zviri nyore kune vashandi kuwana ruzivo.
Mitemo inowanzosiyana kubva kune imwe nyika kuenda kune imwe nyika maererano nezvimwe zvekare. Semuenzaniso, mamwe masangano haabvumi mibvunzo pamusoro pekusungwa kana kutendwa kupfuura pane imwe pfungwa munguva yakapfuura. Vamwe vanobvumira kubvunzurudzwa kwenhoroondo yezvakaipa kune dzimwe nzvimbo.
Mune dzimwe nyika, marekodhi ezvokurapa anovewo akavanzika. Zvisinei, vashandi havagoni kupa mazano ekubhadhara zvichienderana nekuremara kwomubatsiri. Vanogona kungobvunza pamusoro pekugona kwako kuita rimwe basa.
Iva Wakagadzirira Nzvimbo Yakatarisa Check
Nzira yakanakisisa yokugadzirira chekuongorora chekare ndeyekuziva ruzivo rwunogona kuwanikwa nemushandi.
Kuti uongorore chero zvikanganiso mune ruzivo rwako rwemashure mberi kwenguva, tora kopi yemutero wako wechikwereti. Kana pane mashoko akanganisa, arwisana nayo nemutengi kana zvimwe. Tarisa rekodi yemotokari yako nekukumbira kopi yako rekodhi kubva kune dhipatimendi rehurumende yemotokari. Ita zvakafanana nemamwe marekodhi, kusanganisira dzidzo yako, marekhodi epamusoro, nezvimwe.
Uyewo bvunza vashandi vako vekare makopi emafaira evashandi. Iva nechokwadi chekuti unoziva kuti zvinyorwa zvako zvicharevei pamusoro pako. Heino humwe humwe ruzivo rwekuti ungagadzirira sei basa rekuongorora chekuita .
Chinonyanya kukosha, iva nechokwadi chokuti rume rako uye mapurogiramu emabasa zvakarurama uye ndezvechokwadi. Kana iwe ureve nhema iwe unogona kusangobatwa pakarepo, asi iwe unogona kunge wabatwa pane imwe nguva. Hazvina kukodzera kuti usabhadharwa, kubviswa, kana kuparadza basa rako renhoroondo nokuti waifunga kuti zvekare iwe unoda kuwedzera kuwedzera.