Fair Credit Reporting Act (FCRA) uye Basa

Apo vashandi vanoitisa cheki yemamiriro enyu emitambo (kusanganisira chikwereti, mhosva, yekare yavanoshandira cheki) vachishandisa mumwe wechitatu, kutarisa kwemashure kunoputirwa ne Fair Fair Reporting Act ye 1970 (FCRA).

Pasi apa, dzidza zvakawanda pamusoro pe FCRA, uye kuti inobata sei zvinyorwa zvekare zvinowanikwa nevashandi. Uyewo verenga pasi apa kuti uwane ruzivo rukuru rwezvekuongorora chemashure, uye kodzero dzako dzakabatana nechekuongorora chekupedzisira.

Chii chiri Fair Fair Reporting Act (FCRA)?

Iko Fair Credit Reporting Act (FCRA) ndeyemitemo yehurumende inoshandiswa kukurudzira kusaruramisira, kwakarurama, uye padziviriro chekuongorora uye mamwe mitsva yevatengi. FCRA inotarisira kuunganidza uye kushandiswa kwemutengo wemari yevatengi.

Chii chinonzi Background Check?

Chimwe chekutarisa chekuongorora ndechekuongorora zvinyorwa zvemumwe munhu. Iyi mishumo inogona kusanganisira chikwereti chekuongorora, kutyaira marekhodi, ruzivo rwemhosva yemhosva, uye mamwe magwaro anoratidza nhoroondo yevashandi.

Vashandi vanoita maitiro ekuchechera kune avo vanotsvaka basa. Kazhinji, ivo vanongotarisa kuongorora kune avo vari kure nekugadzirisa. Tsva chekuongorora inobatsira mubhadhari kuti ave nechokwadi chekugoverwa nemunhu anenge achitsvaga basa.

Pane dzimwe nguva, vashandi vanoshandisa chechitatu kuti vaite chekuongorora chemashure. Pavanenge vachiita izvi, vanofanira kutevedzera mitemo ye FCRA.

Pasi pane urongwa hwemhando dzekuongorora chekuita:

Fair Credit Reporting Act (FCRA) uye Basa

FCRA inogadzira nzira iyo vashandi vanogona kukumbira, kugamuchira, uye kushandisa chekuongorora chekubva kune mumwe wechitatu.

Vashandi vari pasi pezvimwe zvinotarisirwa nemitemo vasati vadzorera mushumo chero wevashandi munyaya yekubhadhara vashandi vatsva.

Usati waunoshandira awana rondedzero yevatengi kune zvinangwa zvebasa, ivo vanofanira kukuzivisai mukunyora uye kuwana mvumo yako yakanyorwa.

Kana mushandi akasarudza kusakuta iwe nekuda kweshumo yako, ivo vanofanira kukupa chiito chisati chaitika chisingazivikanwi chinosanganisira ikopi yehupoti uye kopi yemazito ako.

Vanofanira kukupa chiziviso chokuti vakasarudza kusakuta iwe uye kukuzivisai iwe zita nekero reChina cheMashoko eVarengeti uye ruzivo pamusoro pekodzero yako yekupikisa mushumo.

Munhu anewo kodzero dzezvinyorwa zvose muzita rake uye anogona kuzivisa mafaira avo chero nguva. Anogona kukumbira chikwereti chekwereti, kukakavadzana kwekusagadzikana kana kukanganiswa, kana kutsvaga kukuvadzwa kubva kumakambani anotyora kodzero dzake.

FCRA uye State Law

Kunyange zvazvo FCRA iri mutemo wezvematongerwo enyika, nyika dzakawanda dzine mitemo yavo pachayo pazvinosvika kumitemo yevatengi. Somugumisiro, munhu angave ane kodzero zhinji pasi pemutemo wehurumende zvichienderana nehutongi hwavo.

Kushandiswa kweMutemo kusina kutenderwa

Vashandi havagoni kushandisa chekuongorora kuti vasarudze. Kubhadhara kusarudzwa kunoreva kumushandi achiita sarudzo kubva kune rumwe rudzi, rwenyika, zvepabonde, chitendero, urema, ruzivo rwemashoko, kana makore.

Kana iwe uchifungidzira kutarisa kwemashure kubva kune waanoshandira wakashandiswa nenzira inosarura, taura neEqual Employment Opportunity Commission (EEOC).

Ndinokwanisa here Kuudza Kwete Chakasikwa Chekuongorora?

Nheyo dzekuchechechedza dziri kuwedzera uye dzakawanda pakati pevashandi panguva yekugadzira basa. Nepo iwe unogona kuudza kwete kumeso chekuongorora, mushandi angasarudza kusakuta iwe nekuda kweizvi.

Zvisinei, kana iwe uchibvunzwa kuti uzadzise ruzivo rwekutsvaga kwekare kare munguva iyi (sezvakaitwa panguva yekukurukurirana kwokutanga), uye usingafadzi nazvo, iwe unogona kugara uchibvunza kana iwe unogona kuzadza fomu mushure mekubvunzurudzwa. Iwe unogona kukumbira kuti uzadzize iwe kana iwe nemushandi vose musarudza kuti iwe uri kufambira mberi mubasa rekuita basa. Zvisinei, cherechedza mupfungwa kuti mushandi anogona kukanganisa chikumbiro ichocho.

Kazhinji, gadzirira zviverengero zvekutsvaga kwemashure ekutsvakurudza panguva yebasa rekutsvaga basa.

Kugadzirira Kwenzvimbo Yakatarisa

Wagadzirira here kumushandi kuti uone mararamiro ako?

Kana iwe uri kutsvaga basa, iri pfungwa yakanaka kuziva chero zvipi zviduku zvitsvuku zvingave zviri pane rako rerekodhi, saka iwe unogona kuronga kuti ungazviita sei. Nzira yakanakisisa yekugadzirira basa rekuongorora chekugadzirira ndeyekuziva ruzivo rwunogona kuwanikwa naanoshandira - nguva pfupi. Verenga pano kuti uwane ruzivo rwokuti ungagadzirira sei chekuongorora chekare.

Additional Information

Chii chinonzi Background Checking?
Vashandi Vanogona Kuudzei Nevashandi Vepakutanga?