Chikamu 1 - Kutanga-Up Capital Requirements
Chinangwa cheChimwe Chekushandisa Kudzidza
Chidzidzo chekubhadhara mari ndeyekuongorora kwehupfumi hwechimwe chinhu. Kana iri nyaya iyi, kutanga nekushanda bhizinesi.
Inofunga zvinhu zvakawanda kusanganisira kutanga-up capital, mari, mari, uye mari yekuwana mari uye kubhadharwa. Zvimwe zvikamu zvekudzidzira zvakakwana zvidzidzo zvichapawo dhiyabhorosi kune zvidzidzo zvese zvezvemari.
Chidzidzo chekubhadhara mari chinogona kutarisa pane chimwe chiitiko kana nzvimbo, kana pane boka remapurogiramu (zvakadai sekuparidzira mishandirapamwe). Zvisinei, nechinangwa chekugadzira bhizinesi kana kukwezva vatengesi, unofanirwa kusanganisira zvinhu zvitatu zvakakosha mumari yako yakazara yekuita zvidzidzo:
- Kutanga-Up Capital Requirements,
- Kutanga-Up Capital Sources, uye
- Zvichida Kudzoka Kwevateresi.
Kutanga-Up Capital Requirements
Kutanga-up capital ndiyo mari yakawanda yaunoda kutanga bhizinesi rako uye urichengetedze rinoshanda kusvikira razvitsigira. Iwe unofanirwa kusanganisira zvakakwana mari mari (cash, kana kuti kuwana mari) kuti utange bhizimisi kwemakore maviri kusvika maviri.
Kutsvaga Kutanga-Kupera Kwemari Imari Sources
Kune nzira dzakawanda dzekusimudza mari yebhizimisi rako, asi zvisinei pasinei nemugwagwa waunotora, vashandi vanowanzowedzera mari, mabhangi anowanzobvumirwa kubvumira zvikwereti, uye makambani makuru anowanzopa zvibvumirano kana iwe pachako uine mari iro bhizimusi iwe pachako.
Paunoita urongwa hwehupfumi huripo, iva nechokwadi chekuisa chero chinhu chipi zvacho chaunokwanisa kupa bhizinesi, kusanganisira basa rekusununguka. Kana uri kutanga sangano risina bumbiro, nguva yako yehupenzi yakapiwa inogona kunge iri mutero inobviswa iwe.
Zvichida Kudzoka Kwevatengesi Kugona Kudzidza
Vatengesi vanogona kuva shamwari, nhengo dzemhuri, shamwari dzepamhizha, vatengi, vashandi, vanogovera, kana masangano ekutsvaga mari.
Bhizimusi chero ripi zvaro kana munhu anoda kukupa mari inogona kuva mutyairi anogona. Vashandi vanokupa mari nekunzwisisa kuti vachawana "kudzoka" mukutsvaga kwavo, kureva, kuwedzera kune mari inotengeswa ivo vachawana muzana wezvibereko.
Kuti uedze vatengesi iwe unofanirwa kuratidza kuti bhizimisi rako richaita sei, apo richazotanga kuwana purogiramu, mari yakawanda ichaita sei, uye izvo vashandi vanozowana kubva mukutsvaga kwavo. Chikamu chekudzoka kwekutsvaga mari inofanira kupa zvose tsanangudzo yekuti vatengesi vachabatanidzwa nekukurukura sei zvakasiyana-siyana zvinozokanganisa kubatsirwa kwebhizimisi rako, kupa zvinopfuura imwechete mamiriro ezvinhu.
Maitiro Aunofanira Kubhadhara Vatengesi Vanodzoka
Kuti vatengesi vachabhadharwa vachasiyana sei maererano neupi wekutsvaga kwekutsvaga. Verengai zvinyorwa zvose pamusoro pezvo - kwete varairi vese vangave vakakodzera bhizinesi renyu.
Chikamu chekutsvaga kwekutsvaga kwako chekuita zvidzidzo zvekubhadhara mari haufaniri kutora zvipo zvakananga kana kusunga kune varairidzi. Usareva kuti vatengesi vachabhadhara mari chaiyo yakaenzana nemamwe mazuva. Pane kudaro, nyorai maitiro akawanda ekuti mari yekudzoka ichagoverwa sei, kutora matanho emabhizimisi akasiyana.
Somuenzaniso, iwe unogona kutaura kuti vatengesi vachabhadharwa X chiyero chemadhora kana X% pane yavo yekutsvaga pakupera kwekota chero yebhizimisi apo purofiti inopfuura kupfuura imwe chikumbaridzo.
Purogiramu yemari inowanikwa , inotora mari yebhizimisi , uye kubva pane mari yakasara, sarudza kuti zviyero zvakadini zvichagoverwa kuvasimari. Iwe haufaniri kumbimbisa zvitatu zvezana remari inosara kuvarimi. Iwe unofanirwa kuchengetedza mari iripo kuti urambe uchishanda bhizinesi rako, kukura bhizinesi rako, nekuvaka zviwanikwa.
Kuwanda kwekutsvaga kwekutsvaga mari inowanzogoverwa pamwedzi wega wega, bi-gore, kana gore negore. Funga kuti nzira dzakasiyana-siyana dzekupararira dzinogona kuchinja sei bhizinesi rako 'mari inoyerera mukati memakore maviri ekutanga ekushanda. Mune mamwe mazwi, usangoshandisa imwe nhamba ye nhamba, chengorora rudzi rumwe rwekugovera nekusigirwa nei uchifunga kuti sarudzo yaunosarudza ndiyo yakanakisisa.