Kunzwisisa Mitemo Yakasiyana Pamusoro Pako Paycheck
Pose Inobhadhara uye Inofananidzwa Sei
Munhu akabhadharwa kana mushandi akabhadhara ari kubhadhara mubhadharo wakakomba zvichienderana nemari yemari yegore yega yega yakaparadzaniswa nenhamba yekubhadhara nguva mugore, kazhinji 26. Somuenzaniso, mushandi akabhadhara anoita $ 40,000 pagore ari kubhadhara nokuparadzanisa $ 40,000 ne nhamba yekubhadhara nguva mugore. Mumuenzaniso, mushandi uyu aizowana makumi maviri ekubhadhara mari iyo imwe neimwe ye $ 1,538.46. Chero zvipi zvadzo zvekubhadhara, mabhonasi, kana zvimwe zvekubhadhara zvinogona kuwedzerwawo kumutengo mukuru.
Mukuwedzera kune zvakakodzerwa nemitemo yebhadharo yemitero, Medicare, uye Social Security, mushandirwi anobva abvisawo zvigadzirisero zvekuzvidira kubva kumubhadharo mukuru wemushandi. Kuzvitsvaira kwezvipo kuhurukuro yakakomba kunogona kusanganisira zvinhu zvakadai semipiro yezvipo uye mupiro wevashandi kumushandi wehutano hwehutano hwehutano. Dare rega rega-rakarongedzwa zvigadziriswe, zvingazvidira kana kuti rinotarisirwa nemutemo, rinobviswawo kubva kumubhadharo wakakura wemushandi.
Mhedzisiro inobhadharwa , mushure mokunge zvese zvinodiwa uye kuzvidira zvabviswa, zvinonzi mubhadharo wematare. Nokuti mitemo yemitero yeUnited States iri kuvhiringidza, iwe ungada zvakare kutaurirana nehurumende yeDhipatimendi reBasa uye / kana gweta rezvemabasa apo iwe unotsika pasi mumugwagwa wokubhadhara vashandi. Bhizimisi rako rezvemabhizimisi rezvemabhizimisi ndiro rimwewo nyanzvi munhau dzine chokuita nemitero yemitero uye kudhakwa.
Net Pay uye Inofanirwa Sei
Nhare yekubhadhara ndiyo mari yakazara iyo iyo yaanoshandisa mubhadharo kumushandi mushure mezvose zvakadzingwa uye zvinokonzerwa nokuzvidira zvinoitwa. Kuti uwane mubhadharo wakakomberedzwa, mubhadharo wakakomba unoshandiswa zvichienderana nekushanda kunoita mushandi nesangano. Mushandi wega wega kana kuti asingakoshi anokweretwa nemaawa anoshandiswa nguva nguva yakabvumirwa-paawa yehora yebhadharo.
Iko pasina chekodhi yebhadharo yevashandi inogonawo kusanganisira kubhadhara kwemaawa akawanda , mabhonasi, kubhadharwa, nezvakadaro. Mubhadharo kana mushandi akaregererwa anobhadhara gore negore, kubvumidzwa-mubhadharo, kazhinji mubhadharo yevhiki nevhiki. Nhamba yemari yekubhadhara inotsanangurwa nemutengo wegore wega wega wakaparadzaniswa nenhamba yekubhadhara nguva mugore, kazhinji 26.
Kubva mubhadharo iyi yose iyo inozivikanwa sebhadharo yakadzama, mushandirwi anodiwa nemutemo kuti arege mamwe mapeji emubhadharo wevashandi kuti abhadhara mutero waidiwa neavoti. Mushure mokubviswa kwekubhadhara kwokuzvidira kunodzingwa uye kubviswa kwepamutemo kunowanikwa pamutemo kunokwidzwa, mubhadharo uyo mushandi anogamuchira unonzi mubhadharo wakakomberedzwa.
Kunzwisisa Kushanda Kwebasa
Muzviitiko zvose, kuverenga mubhadharo wemubhadharo wemushandi, chikamu chinobvisa kubva mubhadharo wakadzama chinoshandiswa nekushandisa nhamba yemabhadharo anoziviswa nemushandi pane fomu W-4 .
Izvi zvinoshandiswa pamwe chete nematareji emitero anopiwa neInternal Revenue Service (IRS). Nhamba yehuwandu yevashandi yekuderedzwa inotsanangurwa nenhamba yemhuri yemhuri.
Mumwe mushandi ari oga anogona kutora rimwe chete. Mumwe mushandi akaroora ane vana vaviri anogona kutora zvitsva zvina. Chinokosha kukubhadhara zvakakwana mumitero pasina kubhadharisa mari. Kana mushandi achibhadhara mari, hurumende inokwanisa kushandisa rusununguko mari yomushandi kusvikira mushandi achizadzisa mutero wekubhadhara kuti awane mari yake kubva kuRRS.
Mukuwedzera kune zvakakodzerwa nemitemo yebhadharo yemitero, Medicare uye Social Security, mushandirwi anobva abvisawo zvinyorwa zvitsva kubva kumubhadharo mukuru wemushandi. Kuzvitsvaira kwokuzvidira kubva mubhadharo wakakomba kunosanganisira zvinhu zvakadai semipiro yezvipo (somuenzaniso, United Way), inshurensi yekuremara, inshuwarisi yehupenyu humwe, uye mupiro wevashandi unoda kuhutano hwehutano hwehutano.
Dare chero ripi zvaro-rakarongedzwa zvigadziro rinobviswawo kubva pamubhadharo wakakura wemushandi. Zvimwe chete, mari yekubhadhara inenge yakasara kubva pamubhadharo wevashandi mushure mokunge zvese zvinotenderwa nemutemo uye zvitsva zvekuzvidira zvinobviswa.
Nokuti mitemo yemitero yeUnited States iri kuvhiringidza, iwe ungada zvakare kutaurirana nehurumende yeDhipatimendi reBasa uye / kana gweta rezvemabasa apo iwe unotsika pasi mumugwagwa wokubhadhara vashandi. Bhizimisi rako rezvemabhizimisi rezvemabhizimisi ndiro rimwewo nyanzvi munhau dzine chokuita nemitero yemitero uye kudhakwa.