Nzira yekuverenga yako paystub uye kunzwisisa nheyo dzako
Vakabhadhara kana vashandirwi vashandi vanowanzogamuchira 26 mabheji gore negore rebhadharo inobhadharwa muzvikamu zvakaenzana. Mune sangano yose inobhadhara, nguva yekurekora kana maawa masikati haawanzodiwa.
Iko kufungidzira ndeyekuti mushandi wese anowana mubairo wavari kubhadhara.
Masangano anoremekedzwa nevashandi vese vanowanzoda kuti vashandi vashandure makadhi ezuva kuti vabatsire kubhadhara mazita ekubhadhara mubhadharo munguva yevashandi vekutevera. Kununura vashandi vanopinda maawa makumi mana pasi pekubhadhara nguva ipi zvayo. Vashandi vasingasunungurwi , avo vanowanzobvunzwa kurova nguva yeawa, vashandure maawa chaiwo akashanda kuitira kuti nguva yakawanda ishandiswe zvakakwana, maererano ne Fair Fair Standards Act (FSLA.)
Payroll Withholding
Paunenge uchipa mubhadharo kune mushandi, mushandirwi anotarisirwa zviri pamutemo kuti asare chimwe chikamu chemari yekubhadhara kubhadhara mutero wemari uye kuchengetedzwa kwevanhu. Mushandi nguva dzose anotumira mari yacho isina kuchengetwa, uye humwe hutano huripo hunobhadharwa nemushandi, kune IRS Izvi zvinopa IRS kubhadhara pane zvawakabhadharwa uye kuti mari yakavharwa sei.
Apo mutero wenguva inotenderera mberi, IRS
vanogona kutarisa mutero wako wekubhadharisa kune zvinyorwa zvawakagamuchira kubva kumushandi wako.
Uyo anoshandira angaisa mari yakawanda yemari kubva pabhadharo apo mushandi anodiwa kubhadhara chikamu cherongwa hwebatsiro . Kubhadhara chikamu chemari yehutano inshuwarisi ndechimwe muenzaniso. Uyezve, vashandi vanofanira kubvisa mibairo kuti vaite maererano nekugadzirisa muhomwe kwakarayirwa nedare.
Paycheck Stub Purpose uye Zviri Mukati
Bhuku rebhadha rinowanzonziwo semari yekubhadhara, kubhadhara mubhadharo, kana muhomwe yekutambira. Icho chikamu chemari yekubhadhara inonyora kuti vashandi vemari vakabhadharwa uye kazhinji vanobatanidzwa kune mushandi webhadharo ane peji yakarongedzwa.
Apo mushandi akaisa kana kukanda mubhadharo, iye anogona nyore nyore kubvisa chidimbu chemari yekubhadhara kuitira zvinangwa zvekuchengetedza zvinyorwa. Paycheck stubs inopa tsanangudzo yebhadharo yevashandi uye zvakabviswa zvakakwana panguva imwe neimwe yekubhadhara kwegore.
Payroll deductions inotarisana nemamiriro ezvinhu omunhu oga uye mushandi wezvipo zvinopiwa. Mashoko anotevera anowanikwa pamabhadharo ebhadharo kana pamagetsi:
- Kutanga zuva uye kuguma zuva rekubhadhara
- Purogiramu yakawanda: Mari yemushandi akabhadharwa vasati vatora mari.
- Nhare yekubhadhara : Mari yemushandi anogamuchira mushure mekunge mubhadharo atora mari.
- Imitero yehurumende yakachengetwa
- Hurumende inobhadhara mitero yakasungwa
- Mitero yemunharaunda yakachengetwa kana pane. Nzvimbo dzakawanda dzomunharaunda hazvibhadhara mitero.
- Inishuwarenzi yakabviswa
- Medicare kubviswa
- Social Security kubviswa
- Kusarura , penheni kana 401 (k) kuronga mupiro
- Mhemberero dzemari
Mari yekubhadhara inogonawo kusanganisira ruzivo rwakadai segore rose kune rimwe zuva rose rakakosha uye rakakomba mubhadharo uye zvakabviswa.
Paycheck senhare yekukurukurirana
Vashandi vakawanda vanoshandisa mubhadharo senhare yekukurukurirana. Bhuku rekubhadhara rinowanzoudza vashandi kuti nguva yezororo, nguva yekurwara , kana kuti nguva yekubhadhara (PTO) yakawedzerwa munguva iyo yekubhadhara. Inogona kugovera kuwedzerwa kwekuenzanisa kwemazuva kubva pane yakashandiswa nevashandi.
Sezvo vashandi vakagara vachigamuchira mubhadharo wavo mune envelope, zviyeuchidzo, zvinyorwa, uye mabhuku ezvinyorwa vaigara vachiiswa muhopepuru yekubhadhara. Iyi nzira yekukurukurirana yakave ishoma sezvo vashandi vanowanzoda kuti vashandi varambe vaine kanda umo mubhadharo unonyatsoiswa pane imwe neimwe yebhadhiro.
Mashoko akakurudzirwa pamabhadharo ekubhadhara ikozvino anowanikwa munhoroondo yako yepaIndaneti uye pawebhuku rako rekubhadharira mukati. Kunyange zvazvo vamwe vashandirisi pakutanga vakapa chidimbu chebhadha chekubhadhara sezvo vakaita shanduko kunyika yepaIndaneti, vashomanana vanoita saizvozvo.
Misangano zhinji inoshandisa mutengesi wechitatu wekambani akadai ADP mukugadzirisa kubhadharwa kwevashandi. Vashandi vanogona kuwana zvinyorwa zvavo pawebsite yechitatu. Vachitori vechitatu vatori vezvenzvi nyanzvi pakubhadhara mari yekubhadhara kuitira kuti makambani anowanzopedza basa iri.
Kugadziriswa Kwemari
Kuchengetedza ndiyo nzira yekutora mari kubva kumubhadharo wevashandi kuti abhadhara chikwereti icho mushandi anofanira kubhadhara. Iyo yekugadzirisa inowanzova mugumisiro wekurairi yematare kana kuunganidzwa kwemutero. Uyo anoshandira anodiwa kuti ashandise pamwe nehomwe yekugadzirisa mubayiro.
Apo mubairo uri kugadziriswa, mushandi ane mari yakabhadharwa yakabviswa kubva mubhadharo rake kusvikira chikwereti chibhadharwa kana kusvikira mushandi achiita zvimwe zvirongwa zvekubhadhara chikwereti.
Zvimwe zvipingamupinyi zvekugadzira zviripo. Muzviitiko zvakawanda zvekugadzirisa mubhadharo, 50 muzana yebhadharo yevashandi ndiyo muganhu wekugadzirisa kutsigirwa kwevana kana mushandi ane mumwe mukadzi kana mwana kuti atsigire. Pasina mudzimai kana mumwe mwana, muganhu unokwidziridzwa kusvika 60 muzana uye imwe 5 muzana inogona kuderedzwa kumashure.
Nyika dzakasiyana dzine mazano avo ekugadzirisa mubayiro. Iyi mitemo inogona kuderedza zvikonzero izvo mubhadharo wevashandi angagadzirirwa. Vanogona kuratidza humwe hukomba hwakasiyana kupfuura hurumende yeBurumende. Vanogona kusunungura vashandi kubva pakushongedzwa nekuda kwemamwe mabasa ekutsigirwa kwevana uye zvimwe zvipingamupinyi.
Nokuti vashandi vanofanira kutevera mitemo yepamutemo mukugadzirisa, vashandi vanofanira kuziva mitemo yekugadzirira munyika yavo. Sezvo vashandi vanowanzotarisana nekugadziriswa kwakawanda kwemirairo kune mumwe mushandi, kuziva ruzivo rukuru runogona kuderedzwa kubva muhomwe yevashandi inokosha. Kunzwisisa kurongeka kwavanobhadhara chikwereti kunokosha zvakare.
Somuenzaniso, kana mushandi aive akachengeterwa mitero yeHurumende, mutero wehurumende, uye kadhi rechikwereti chikwereti, mubhadhari aizobhadhara mutemo iwoyo kusvikira huwandu hwepakati hwasvika.
Kushongedza kakawanda kunowanikwa nekuda kwezvipikirwa izvi zvisina kubhadhara asi zvine chikwereti:
- Mwana anotsigira
- Zvikwereti zvevadzidzi
- Federal, state, uye misha yemitero
Anoshandira akaudzwa nezvekugadziriswa kuburikidza nedhidhiyo yepamutemo kana mutemo wenhepfenyuro nemitambo yakatarwa inogadziriswa mukugadzirisa. Vashandi vanowanzoudza vashandi vavo nezvekuuya kwekugadzirisa mazano. Izvi zvinobvumira mushandi kuronga kugamuchira kuwana mari shoma inobhadhara mubhadharo rake.