Gara uchienda kune imwe nguva maererano nemitemo yako yepamutemo sekushandira
Iyi mibairo inogona kuva nemari yeawa imwe neimwe, nguva yepamusoro inobhadhara, mabhonasi , kugoverana kwezvipo, zvipo kune mushandi nemamwe marudzi ose emari yekubhadhara yakabhadhara kune mushandi panguva yekubhadhara.
Mushandi Mutero Mutoro Mitoro
Kubva mubhadharo iyi yose iyo inozivikanwa sebhadharo yakadzama , mushandirwi anodiwa nemutemo kuti arege mamwe mapeji emubhadharo wevashandi kuti abhadhara mutero waidiwa neavoti. Mushure mokubviswa kwekubhadhara kwokuzvidira kunodzingwa uye kubviswa kwepamutemo kunowanikwa pamutemo kunobviswa, mubhadharo uyo mushandi anogamuchira unonzi mubhadharo wavo wematare .
Mubhizimisi anofanira kumhan'ara zvinyorwa kune masangano ehurumende. Mushandi anofanirawo kubhadhara chikamu chake chemari yebhasiro yekubhadhara uye kubhadhara mushandi wacho asingabhadharisi mitero kumakambani ehurumende anodiwa anoshandisa mafomu akakodzera.
Kuwedzerwa, maererano naWilliam Perez, nyanzvi yemitero yeThe Balance.com, mushandirwi ndiye ane basa re "kugadzirira mitemo yakasiyana yekuyananisa, kuverenga mari yekubhadhara mari kuburikidza nehuwandu hwemari, uye kuisa mutero wemitero inodzoka." Ona nyaya yakabatanidzwa pane urongwa hwezvido zvekubika uye mafomu akakodzera.
Payroll Tax Deductions
Mari yemitero inofanira kuunganidzwa uye inobhadharwa nemushandi inosanganisira:
- Mutero wemutero wehurumende,
- Social security tax,
- Medicare mutero wekutengesa,
- Hurumende inobhadhara mitero, uye
- Musha (guta, guta) mutero wemari inobhadhara mune dzimwe nzvimbo. (Mimwe mitero yemunharaunda inogona kusanganisira mitero yomunharaunda yechikoro, mitero yekoroji yemunharaunda, utano hwehurumende kana inshurensi yekusashanda, somuenzaniso.)
Mitemo yeHurumende, yehurumende uye yomunharaunda inobviswa kubva kumubhadharo wakakosha wemushandi nemushandi. Mari yakabvisa kubvisa inoshandiswa nekushandisa nhamba yekuderedzwa inoparidzirwa nevashandi pane fomu W-4 pamwe chete nematareji emitero anopiwa neInternal Revenue Service (IRS). Ona Mitero 101 kune mamwe mashoko pamusoro pemitero.
Social Security uye Medicare mutero wekuregererwa inobviswa kubva kumubhadharo wakakosha wemushandi nemushandi. Iyo inozivikanwa seFICA (Federal Insurance Contributions Act) mitero, iyo inobhadharwa nevose vashandi nevashandi vake. Pari zvino, iyo mitero inotevera inotora kusvika ku15.3% inobhadharwa:
- Social Security: vose vanoshandisa uye mushandi vanobhadhara 6.20 kubva muzana yebhadharo yakazara yevashandi kubva muna 2016 pamari yekuwana kusvika kune iyo inoshandiswa mitero inoshandiswa, $ 118 500 muna 2016. Izvi hazvisanganisi kuwedzera pamusoro pe 2015 sezvo pakanga pasina kuwedzera muIndekisi yeZvakatengi (CPI-W) kubva kune chikamu chechitatu cha2014 kusvika kune rechitatu yegore ra2015. Cherechedza kuti vanhu vanozvishanda ndivo vane basa rekubhadhara mari yakazara.
- Medicare: vose vashandi uye mushandi vanobhadhara 1.45 muzana pane zvose zvakagadziriswa pasina hukuru. (Kana munhu ari oga, iye kana kuripa mari yose.)
Zvimwe Zvimwe Zvevashandi Nezvemitero Yekubhadhara
Dhizimisi rebhizimisi reUS and Taxes nyanzvi, Jean Murray akaisa mutungamiri wakazara kune vashandi nezvemitero yemitero.
Anofukidza nzira yekuverenga mitero, nguva yekubhadhara mitero, mafomu ekushandisa, mahotera ekubhadhara mitero, basa raanoshandira pamusoro pekuudza kune IRS, nezvimwewo. Iwe unoda kutarisa kuitira kuti iwe unzwisise kunzwisisa zvaunofunga zvepamutemo sezvaunobhadhara vashandi vako.
Zvichienderana nehurumende yako uye nzvimbo yako, unogona kutarisa mepu nehurumende inopiwa neAmerican Payroll Association . Zvisungo zvinopiwa kune zvose zvinotarisirwa kubhadhara mitero zvichienderana nenzvimbo yako.
Nokuti mitemo yemitero yeUnited States yakanyanyisa, unogonawo kutaura nehurumende yeDhipatimendi reVashandi uye / kana gweta rezvemabasa apo iwe unotsika mumugwagwa wokubhadhara vashandi.
Bhizimisi rako rezvemabhizimisi rezvemabhizimisi ndiro rimwewo nyanzvi munhau dzine chokuita nemitero yemitero uye kudhakwa.
Uyewo inozivikanwa seFICA mitsara