Tsvaga Inishuwarenzi Underwriter Job Openings:
Shandisa iyi shanduro kutsvaga masaini emabasa iye zvino mundima iyi.
Dzidzo:
A Bachelor's Degree inotarisirwa. Nzira dzebhizimisi, mari yemari kana kubhadhara zvinogona kubatsira, asi hazvidiwi. Kuwedzerwa kwekombiyuta kunyanya kuve kwakakosha kubvira apo kuongororwa kwemashoko kunobatanidzwa mubasa kunowanzogadzirwa nekombiyuta. An MBA inogona kuva chiitiko chinokosha, zvichienderana nekambani.
A Bachelor's Degree inotarisirwa. Nzira dzebhizimisi, mari yemari kana kubhadhara zvinogona kubatsira, asi hazvidiwi. Kuwedzerwa kwekombiyuta kunyanya kuve kwakakosha kubvira apo kuongororwa kwemashoko kunobatanidzwa mubasa kunowanzogadzirwa nekombiyuta. An MBA inogona kuva chiitiko chinokosha, zvichienderana nekambani.
Chiratidzo:
Basa rekupinda-maitiro rinowanzodikanwa kuti rive neruzivo rwakakosha kana chiyeuchidzo. Zvisinei, kuwana chiziviso chepamutemo nguva nenguva kunokosha kuti uende mberi mumunda. IIA neAICPCU (Inishuwarenzi yeAmerica neAmerican Institute for Chartered Properties and Casualty Underwriters, pamwe chete) ndivo vatungamiriri mu inshuwarisi underwriting kudzidziswa uye chiyeuchidzo.
Chiratidzo chinoremekedzwa chavanopa ndicho Chartered Property uye Casualty Underwriter (CPCU). Zvinoda kudarika zvidzidzo zvepfumbamwe kubva pa11 uye kuva nemakore anenge matatu ekubvumira inshuwalisi yekambani. Iko CPCU inopiwa mune zvekutengeserana kana muhushuwarisi hwega.
Mabasa uye Mabasa:
Zvichienderana nerudzi rweinishuwarenzi inokumbirwa, inshurensi underwriters inogona kuongorora zvakasununguka kune vakakumbira, zvakadai sekwereti kana chekucheka kwemashure.
Uyewo, kana inshuwarisi yepaimba inoshandiswa, inshuwarisi pasi pekunyora inogona kudikanwa kubvunza rubatsiro kubva kuvadzidzi vezvidzidzo.
Zvinyorwa zvinotarisa dambudziko pamwero mukuru, kutarisa premium yakakodzera uye nemitemo yezvikamu zvakakura zvevanhu uye zvivako. Inishuwarenzi vashandi vehurumende vanoshanda pachikwata chechidiki, vachiongorora zvidimbu zvekushandiswa kwe inshuwarisi, nekugadzirisa mitemo yemirairo nemitemo yega yega yavanobvuma, mumitemo inoratidzwa nevanishuwarenzi vatakuri. Pakati pemashoko aya nemamiriro ekutanga ndiwo mubayiro wokubhadharwa nehutsigiti.
Chimiro Chetsika:
Ruzhinji rwe inshuwarisi underwriters vanoshanda pedyo nesheji yeawa 40 yevhiki, kazhinji kubva munzvimbo dzakagadzirirwa nzvimbo. Zvisinei, mamwe ma inshuwarisi emabasa ekunyora anodikanwa nehutano hwakasiyana-siyana hwekufamba, zvakadai seaya akabatanidzwa nekusimudzirwa kwebasa, nzvimbo dzekuvaka, zvikepe, nezvimwe. Mune zviitiko izvi, munyori wechuwarisi anotarisa kazhinji anoongorora nzvimbo yacho kuongorora njodzi.
Kubatsira:
Inishuwarenzi inonyorwa pasi ichakumbira vanhu vanoongorora. Izvo zvinogona kutungamirira kumikana muhutungamiri huzhinji mukati mehupfumi yehushuga.
Kukanganisa:
Mune zvimwe zvakakosha, zvakadai sokunyorwa kwemigwagwa yakasiyana-siyana ye inshuwarisi yemunhu, iwe uri kushandura dhidhi mune imwe nzvimbo yakagadzirirwa nzvimbo, basa racho rinogona kunge rakangoita uye rinodzokorora.
Mubairo Wemari:
Per the Bureau of Labor Statistics, mhirizhonga yegore negore yaive inenge $ 52,000 kubva muna May 2006, ine 10% yakakwirira inokwana $ 92,000.