Pasi payo uye Actuarial Science Careers

Basa rekugara Pasi Pasi Pari: An actuary ndiye anodzidza zvikuru mudzidzi ane ruzivo mukuongorora mhando dzakasiyana dzengozi. Zvinenge makumi matanhatu kubva kuzana makumi matanhatu kubva kune makumi mashanu ezvematongerwo enyika zvinoshandiswa nemakambani einishuwarenzi , uye vanoita basa rinokosha pakugadza mitemo nemitemo yemishuwarenzi, kusanganisira mitero yepayimusi. An actuary anewo mikana yebasa muhupfumi hwekuchengetedza mari, kutaridzira kushandiswa kwemazuva anotevera uye kusarudza mamiriyoni ezvezvino uye mazano ekutsvaga mazano maererano navo.

Kuwedzerwa, vashandi (kana vari mumba-kana vadzidzisi) makambani anobatsira mumakambani ose kugadzira nekushandisa mitemo uye nzira yekudzikisa njodzi mumamiriro akasiyana-siyana emabasa avo.

Tsvaga Kuvhurwa Kwebasa: Shandisa iri sarudzo kutsvaga masaini emabasa iye zvino mundima iyi.

Dzidzo: An actuary inotarisirwa kuva nechepachelor's degree. Icho chinotarisirwa coursework mune zvinyorwa kana actuarial yesayenzi (bazi rekushandiswa kwemasvomhu), pamwe nebhizinesi, mari uye mari. Kakawanda kwekombiyuta kuverenga kunowedzera kukosha, kunyanya maererano nezveshupfumi zvepurogiramu dzinowanzoshandiswa pane deta uye nhamba yekuongorora. An MBA inogona kuva chiitiko chinokosha, zvichienderana nekambani.

Chiratidzo: The Society of Actuaries (SOA) inopupuridzira zvikwereti muishuwarenzi yehupenyu, zvirongwa zvekurega basa uye mari. The Casualty Actuarial Society (CAS) inobvumira zvikwereti muhupfumi, kuurawa uye kubhadhara inshuwarisi.

Kusvika kumatunhu akakwirira kwechirongwa inzira yakareba, inoda chikoro uye kupedza zviyero zvipfumbamwe zvakasiyana-siyana pamusoro pemakore matanhatu kusvika mapfumbamwe. Zvitatu zvekutanga kuongororwa kwechina zvakakurumbira kune zvose SOA uye neCAS tracks, zvichibvumira munhu anenge aripo panguva ino kuti asarudze pane zvaanoda.

Mabasa uye Mitoro: Basa rekushandisa rinosanganisa tsanangudzo yakajeka yedheta kuti uenzane nezvengozi. Inodawo unyanzvi nehutungamiri hwemhando yekufambisa yekufungidzira zvingaitika mune ramangwana rezviitiko zvakasiyana-siyana, zvakadai sekurasikirwa kana zvikwereti uye hukuru hwavo hunotarisirwa. Kunyange zvazvo unyanzvi hwehutano uye unyanzvi hwehuwandu hwakafanira, kufambira mberi kunotarisirwa, kusvika pamwero mukuru, pakukwanisa kukurukura zvakanaka nevatungamiriri vasina ruzivo urwu. Usavhiringidza zvekugadzirisa ine inshuwarisi underwriter , uyo anoongorora zvikumbiro zve inshuwarisi, uye anoita zvisarudzo pamusoro pekugamuchira kana kuvaramba. An actuary anoshanda pane imwe macro level, achigadzirisa zviyero zvepamusoro-soro zvinotungamirira inshuwarisi underwriters.

Chimiro Chechimiro: Chimiro chaicho chinoshanda chinosvika pedyo neawa 40 yeawa yevhiki, kazhinji kubva pane imwe nzvimbo yehofisi. Inyanzvi yekuongorora inowanzova nehukuru hwekufamba, uye saka inogona kushanda nguva yakareba.

Chii Chingafanana: An actuary ndeyemhizha anoremekedzwa anoyemura inokosha yekambani yemitemo, kana isiri chigumo chekuita. Iko munda wakabhadharwa zvakanaka une chinhu chinokosha, chinoonekwa.

Izvo Zvisingafaniri Kufanana: Kune avo vane vavariro yekusimudza mukurongeka kwevanhu vose, mikana inogona kunge isina kukwana mune dzimwe makambani, iyo inogona kuonekwa sevashandi sevanyori vashoma.

Uyezve, zvichienderana nekambani uye chinzvimbo, basa rekugadzirira rinogona kunge richidzokorora uye rinoshaya zvakasiyana-siyana.

Mubairo Wemari: Per Bureau ye Labor Statistics, mhirizhonga yemwaka wepakati yaiva ye $ 93,680 kubva muna May 2012, uye 90% inowana pakati pe $ 55,780 uye $ 175,330.