Kufunga nezveStock Options Kana Uchitarisa Kupa Kwepakiti
Kuve nechikamu chekukura kwekambani kunogona kuwedzera kukurudzira mubasa, uye kwakabatsira vashandi pamakambani ose-kusanganisira Microsoft, Amazon, Google, uye Facebook - kuvaka pfuma yakawanda.
Paunenge uchitarisa kana uchienzanisa purogiramu yebhadharo nemhando yezvokushandisa zvayo, nyatsonzwisisa kuti zvingasarudzwa sei zvingashanda uye zvingave zvakakosha.
Chii Chinonzi Option Option?
Chinhu chinosarudzwa chinoita kuti mushandi anokwanisa kutenga zvikamu zvekambani yekambani pane imwe mari, mune imwe nguva. Mutengo unozivikanwa semutengo wemugovera kana mutengo wekutsvaga , uye inowanzochengetedza shanduro yakaderedzwa yemutengo wemugove panguva yekubhadhara. Kutenga mashomanana emitengo pamutengo wekubatsira kunozivikanwa sekushandisa zvingasarudzwa.
Vashandi vanoita zvavanosarudza uye vanotengesa zvikamu zvavo apo sangano rekambani iri kutengesa zvakanyanya kudarika mari yekubatsira inogona kuita mari yakawanda. Semuenzaniso, taura kuti iwe une mukana wokutenga zvigaro zve 5000 pa $ 10 uye kutengesa sengo pa $ 50, uye uine $ 50,000 wekutsvaga iwe unoguma ne $ 250,000.
Vashandi vanouya sei nemari kuti vashandise zvavanosarudza uye kutenga zvigadzirwa?
Iwe unogona kushandisa mari, kubhadharira mari kubva pane imwe sengo rekutengesa, kana kukwereta kubva kubhadha rekwereti uye kuripa iyo pakarepo. Nemhaka yokuti zvirongwa zvezvikwata zvinowanzopfeka nguva, vashandi havakwanisi kutenga zvikamu zvacho kamwechete. Pasi pemaitiro ezvokutengesa, mushandi anogona kungova ne 25 muzana yezvaanosarudza mushure megore rimwe chete, 25 muzana mushure meviri uye nezvimwe, kusvikira zana rezana rakapiwa mugore mana kana mashanu.
Nguva inokosha, zvisinei. Kana iyo mutengo wekutengesa iri kutengesa kudarika yekutengesa, mutemo unonzi uri pasi pemvura. Kushandisa zvisarudzo hazvina maturo kana mushandi anogona kutenga chikamu chekambani yekambani zvishoma pamusika.
Mhando dzeStock Options
Kune marudzi maviri ezvigadzirwa zvekutsvaga: zvakakosha zvinokwidziridzwa kushambadzira (ISOs) uye zvisarudzo zvisina kukodzera zvekutsvaga (NSOs). Vashandi vakawanda vanowana NSOs, iyo inotengeswa pamutengo wekutengesa uye kubhadhara mutero pamitero yakasarudzwa yemitero. IOs inokodzera, inowanzochengeterwa vatungamiri vepamusoro uye vashandi vanokosha, inobhadharwa pamutengo wepasi unowanikwa, iyo inopfuura makumi maviri kubva muzana yepfuma yezviwanikwa zvakachengetwa kwenguva refu kupfuura gore.
Mutero unopera unowanikwa kamwe chete kana zvasarudzwa zvinoshandiswa, saka iwe unobhadhara mutero wemari kana mari inowanikwa mubhadharo zvichienderana nokuti iwe unosarudza uri kukodzera, zvichienderana nemutengo wekubatsira. Kana ukangoshandisa zvisarudzo, unogona kutengesa zvikamu pashure pekuita kwenguva shomanana, kana kubatisisa zvikamu uye kumirira kuti chikwata chiwedzere mberi musati watengesa. Vamwe vatengesi vanofukidza mabheti avo nekuita zvishoma zvega roga.
Sei Vashandi Vanopa Zvimwe Zvekutsvaga?
Rimwechete rakachengetwa chete neboka rinotungamira, kusarudzwa kwezvikwata kwakava chimiro chakakurumbira chekubhadhara panguva yechikomborero chemakore ekuma1900.
Kutaura zvazviri, iyo NCEO inoshuma kuti pane 30 muzana yevashandi vane sarudzo dzekushandisa muna 2001 kupfuura muna 2014. Kare kumashure, kwaiva nemashoko akawanda ehutano hwekutsvaga, uye mamwe marudzi evashandi aitsvaga pfungwa yehutenzi munzvimbo yavo yebasa iyo yakapfuurira mberi kwebhadharo. Nzira dzakasarudzwa dzinopiwa nzira yekupa munhu wese ari mukambani danda rinowedzera mubhizinesi 'kukura.
Pakazosvika 2001, zvisarudzo zvakawanda zvakange zviri pasi pemvura izvo zvakarasikirwa nedzimwe sarudzo dzavo pakati pevanhu vemasangano. Asi munyika yekutanga-ups, vanhu vakakwana vakawana pfuma yakawanda kubva mune zvekugadziriswa kwezvigadzirwa zvokuti vanogara vari chinhu chikuru chekukwezva tarenda yekutanga-shato.
Kune zvikonzero zvakasiyana-siyana zvevashandi vanoda kupa mhando dzekushandisa. Discounted company stock inogona kuwedzera mari yevashandi vakavimbika pasina kukuvadza mari.
Kuvhara mapurogiramu kunogona kubatsira kuvaka kuvimbika kwenguva refu pakati pevashandi. Mhedziso yekugoverana nhaka inogona kukurudzira tsika yakasimba yehutano. Vashandi vanobatsira chaizvo kukura kambani kwete sevashandi, asi sevashandi.
Kune vashandi, kusarudzwa kwezvikwata kunogona kuguma neupfumi hwakawanda, kunyanya kana iwe uchibatanidza nekambani pamusana pekukura kana kukura. Pamusoro peflip, iyo ndiyo makambani anokwanisawo kuenda pasi nepasi pezvimwe zvinhu zvisina maturo zvakasara shure.
Izvo zvose maererano nenguva, iyo ndeimwe yezvakaderera zvekutsvaga kwezviyo kune vashandi vasingateereri. Nzira dzekutsvaga mabhizimusi dzinopera mazuva, uye dzichave dzisingabatsiri kana dzichiitwa nguva yakareba. Asi kusarudza nguva yekuita maitiro asati zvisarudzo zvapera zvinogona kunge zvakaoma zvakare.
Imwe musasa inoti inobata nguva yakawanda sezvaungagona, kumirira mutengo mukuru. Kune rumwe rutivi, unogona kuisa mungozi kumirira kwenguva yakareba uye uchitadza chikwata, kana kuti uchitevedze zvekare kare uye uchitadza kukura. Hapana mhinduro yakarurama. Mamiriro acho achavimba nekambani yako, mumusika, kana kuti nhamba ipi yezvinhu iwe usiri kukwanisa kufanotaura.
Unofanira Kusarudza Basa Nezvimwe Zvaungaita Here?
Zvose zvese zvakaenzana, kusarudzwa kwezvikwata zvinowanzove zvakakosha. Kunyange zvazvo vachipa mikana yekuunganidza pfuma yakawanda, zvisinei, kunewo mukana wekuodza mwoyo kuora mwoyo. Kana iwe uchibvuma basa nekusarudzwa kwezvikwata, zvinobatsira kubvunza munyori wemumiririri wevanhu kana pane hupi hupi kutungamirirwa kana mazano ekubatsira kubvisa kushandiswa kwematengo kuvashandi.
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