Zvimwe Zvingasarudzwa uye Mitero Yakabatanidzwa yeCashing Payroll Checks
Semuenzaniso, Bhizinesi reKiii inopa "kutarisa kusingabhadhari kuongororwa kwekambani" nehombisi shoma ye $ 10.
Mushure memazuva makumi matatu ekutanga sewaiti wekambani, unogona kuisa cheki uye unogona kuwana mari yako nezuva rimwe chete. Kana iwe uine chikwereti chakaenzana munyaya yako, iwe unogona kutenga mari yacho pakarepo. Bhokisi reKinki iwe unogona iwe kadhi yebhadharo inobatanidza nekambani inogamuchirwa kwose kwose kwose kwakanaka semari uye ichave yakachengetedzwa pakurasikirwa.
Bhengi yebhangi ichakubatsira kuti usarudze zvakananga mari yako nemashandirwi ako kana hurumende sehurumende se IRS uye Social Security. Mari yacho inogona kushandiswa kuburikidza nekadhi rako rekubhadhara pasina kushungurudzwa kwekushanyira kubhangi kana kutarisa kuisa mari.
Kwamunoenda kuCash Paycheck Yenyu Pasina Bhizimisi Bhengi
Izvo zvinotevera zvingafanirwa kuongorora kana wakasarudza bhangi yebhangi haisi yakakodzera kupa mamiriro ako.
Mabhangi
Iwe unogona kukwanisa kutengesa cheki kuburikidza nebhangi inoshandiswa nemushandirwi wako kuti abvise cheki. Kana pane rimwe divi rebazi, simira mukati uye mubvunze kana vachizopa iyo basa.
Uyezve, chengetedza nevashandirwi vako kuti vaone kana vakagadzirira nebhangi richibudisa cheki kuti vape basa iri kana kuti mari shoma.
Maererano neongororo yeBy BankTracker, Citibank hairegi mari yekubhadhara cheki iri pasi pe $ 5,000 iyo inotorwa mubhangi ravo, uye Capital One ichabhadhara cheki yakatorwa mubhangi racho pasina.
Mabhengi akawanda anotenga mari, kazhinji kubva pa $ 6 - $ 10, kunyange mamwe mabhanhire achange abhadhara mari yakakwirira zvichienderana nepakati yeko cheko cheko.
Mabhengi mashomanana achabhadhara cheki kubva kune vasiri vatengi vasina kubudiswa nebhangi ravo. Mari inowanzove yakakwirira kune iyi basa. KeyBank, somuenzaniso, inokonzera 1% ye cheki, kusvika pamutengo mukuru we $ 22.50.
Mazhinji mabhangi achangobhadhara mari yekubhadhara uye hurumende inoongorora uye kwete cheki chevanhu vasina vashandi.
Tarisa Cashing Kiosks
Chengetedza mari yekuchengetedza mari iripo mune dzakawanda zvekutengesa uye zvekutengesa mabhizimisi. Vamwe vanopa 24/7 kutarisa mari dzekutengesa asi vamwe vanovhurwa apo dare rebasa rekutengeserana nevatengi rakazaruka. Zvisarudzo zvekugamuchira kubhadhara zvinosanganisira mari kana kubhadhara pakadhi rechechi pane vamwe vatengesi vakuru. Kukanganisa kwechisarudzo ichi chikamu chekubhadhara kazhinji chinotangira kubva pa1 kusvika ku5%. 7-Eleven, somuenzaniso, inopomerwa .99% yemutengo weko chekuita panzvimbo dzavo.
Tarisa Cashing Services paDare Stores
Chengetedza mari yekubhadhara mari yekubhadhara, hurumende checks, mitero yekutengesa, uye mari yekurapa inowanikwa munzvimbo dzakawanda dzepaWalmart nokuda kwemari shoma - $ 3 inotsvaga $ 1 000 kana pasi uye $ 6 kuti iongorore mari inopfuura $ 1 000 uye inopfuura $ 5,000. (Muganhu unowedzera madhora 7 500 kubvira munaJanuary kusvika munaEpril nokuda kwekubhadhara mutero.).
KMart ichabhadhara mari yekubhadhara, hurumende uye mapoka maviri ekuongorora (kusvika ku $ 500) ye $ 1 mune dzimwe nyika uye pasina mari kune vamwe.
Vamwe vanotengesa, kunyanya magura ezvokudya uye zvimwe zvekutengesa zvinodhaka, kazhinji mari yekubhadhara mari. Nezvokudya zvezvitoro, iwe ungada kadhi yebhodhi rekutsvaga kuitira kuti uongorore mararamiro ekubhadhara. Muzviitiko zvakawanda, kune mari inobatanidza nemasangano aya.
Prepaid Bank Cards
Mabhangi anopa makadhi okubhadhara iwe unogona kuwana pasina kuzarura kambani yebhangi. Semuenzaniso, kana iwe ukanyorera Chase Chequid card, unogona kutakura mari uye unoongorora pakadhi yako paATM kana nemushandi pafoni yako. Iwe unogona kushandisa kadhi rako kuti ubvise mari kana kutenga zvigadzirwa. Cherechedza kuti pane mari yepamwedzi yezvibasa izvi. Parizvino $ 4.95 ye Chase Liquid card.
Tarisa Cashing Stores
Imwe nzira inodhura mari yekutengesa cheki ndiyo cheki yekuisa mari.
Chengetedza mabhizinesi ekutengesa zvinowanzobhadhara chikamu chekutarisa uye / kana kuti mari yakazara. Vamwe vanogona kupa mari inenge yakaenzana nehuwandu hwekutengesa kukosha. Vamwe vanogona kukwereta mari yepamusoro pamusoro pekubhadhara mari. Somuenzaniso, kutenga mari ye $ 2,000 chekuita, mari ye $ 5 pamwe chete ne1 muzana inosvika kune $ 25 kubva mubhadharo yako.
Chengetedza kutenga mabhizimisi kazhinji kunowedzera mberi kune zvikwereti zvisati zvabudiswa kuti zvive nemari yakakura uye inotora mari yebhadharo romunhu pazuva rayo rokutakura. Iyi Payday Loans ndiyo inonyanya kukosha, uye kana vagamuchirwa vanoziva tsika yekutengesa mari, vanogona kuramba vachibata basa iri pamutengo mukuru. Maererano neV Consumer Federation of America, kubhadhara mari yechikwereti kunogona kutenga $ 15 - $ 30 kubhadhara $ 100 pamwe nekufarira kuwedzera kusvika 400% pamusoro pegore.
Kunyora rubatsiro kubva kune shamwari neshamwari
Vamwe vanhu vasina mabhengi emabhangi vanoenda kune avo vanovimba navo vane mabhengi uye vanovakumbira kuti vawane mari yekuongorora.
ID Inodiwa neCash a Check
Kuti uwane mari checheche, iwe pachako unoda kupa imwe kana miviri miviri yekuzivikanwa, kusanganisira mufananidzo wechiratidzo, sechitensi chekufambisa, pasipoti, kana muIndaneti yemufananidzo. Ihurumende yakabudiswa photo ID ndiyo inonyanya kukosha kugamuchirwa kushandiswa.
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