Zvaunoda Kuziva Nezvekuvandudzwa kweMedare uye Maitiro Okuchengetedza Mari
Kana uri pedyo nezera rekurega basa kana kuti watova kugamuchira rubatsiro rweSocial Security, zvakakosha kuramba uri pamusoro pekuchinja chero kupi zvingave kuitika. Parizvino, pane mamiriyoni makumi matanhatu ekugamuchira, nhamba inokura ne10 000 zuva rega rega (kusvikira 2030). Medicare kushandiswa nehurumende kunyoresa zvakanyanya kusvika muna 2016.
Mashoko akanaka ndeokuti Social Social benefits inofungidzirwa kuti iwanikwe kusvika mugore ra2034, apo richaderera kusvika 79 muzana yezvipikirwa zvakavimbiswa kune avo vane makore 45-47 zvino.
Nhau dzakaipa ndeyekuti premium premium iri kukwira, asi mari yekugadzirisa mararamiro (COLA) inenge ichingova yega 0,2 muzana muna 2017. Kwakange kusina COLA muna 2016 nokuti kuwedzera kwekuwedzera kwezvikwereti hakuna kuwedzera.
Vamwe vakasiya basa vakatotanga kugamuchira tsamba kubva Social Security Administration inoratidza kuti mari yavo yekuwedzera hupenyu ichava madhora mashoma.
Medicare Hospital Hospital Inenge Yakachengeteka
Kunyange zvazvo Medicare Chikamu Chikamu chekuchengetwa kwezvipatara chichava chemazana kubva muzana mari inoshandiswa kusvikira gore ra2028, rinouya mumakore maviri zvishomanana kupfuura zvaiitwa muna 2016 - izvo zvinonetsa kuti kunze kwemahomwe mari inenge ichikwira mumakore anouya. Zvikwata zvekutanga zvinokwira chikamu cheMedareti Chikamu B chete vanogamuchira mu 2017, zvichienderana nekuti kana nhengo dziri kuwana COLA kana kwete. Iko kukura kunokonzera 70 muzana yeVagari veMedicare, pamwe chete nemamwe makumi matatu kubva kune makumi matatu vakave vasina chakaipa.
Chikamu B Chinowedzera Zvakatarisirwa kune Vashandi Vepamusoro muna 2017
Inonyanya kuziviswa pamusoro peMedare premium inowedzera inobva kuAARP, National Committee kuchengetedza Social Security uye Medicare.gov, umo vatori vepamusoro vanogona kutarisira kukwirira kudarika.
Kuwedzerwa kunotarisirwa kuve kwakapoteredza 22 kusvika ku25 kubva kubva muna 2016, yakatarisa paP premium B. Vane 30 muzana vakave vasina kukuvadza nemitemo yeCOLA vanogona kutarisira kuwedzera kwemadhora 2.70 mamwe mwedzi muna 2017. Ivana makumi manomwe makumi manomwe vasina kushaya njodzi neCOLA ichawedzera zvichienderana nemari yawanikwa (inopfuura $ 85,000) mu $ 27.20 kusvika $ 149.00 pamwedzi muna 2017.
Vaya vari mabhokoni epamusoro-soro vachaona kuwedzera kwekutanga kwe $ 380.20 kusvika $ 467.20 pamwedzi.
Medicare Chikamu D, kugoverwa kwemishonga yemishonga, inotarisirwa kuwedzera kubva pa $ 34 kusvika ku $ 40 pamwedzi, uye iyo inobviswa ichawedzera kubva $ 360 kusvika ku $ 400 gore roga roga.
Vagari veMedare vanowana mari shoma vanogona kutarisira kuti nyika dzavo dzinotora chero mari yekuwedzera yemari yepayumu uye mari yekunze.
Chii Chinogona Kurapa Vanogamuchira Iko Iye Zvino Kugadzirira Gore ra2017 Kuwedzera?
Maererano neThe Street, kune zvimwe zvinhu izvo VaMedicare vanogamuchira vanogona kuita ikozvino kugadzirira mapurogiramu epamusoro ekuwedzera kwe 2017. Vakwegura vanokurudzirwa kushanda pamwe nemari wezvemari kuti vaone kushandiswa kwakanakisisa kwemari yavo yekubvisa mari, uyewo kusarudza zvakanaka Medicare Chikamu B chigadzirwa kana vari mu $ 85,000 mari yekubhadhara kana pamusoro.
Mimwe nzira iyo vakuru vanogona kuchengetedza mari pane zvekurapa uye zvinodhaka mari zvino ndeyekugadzirisa chero upi zvake uye zvose zvinotarisirwa-zvirongwa zvinotarisirwa vasati vapera 2016, kuti vashandise mitero yakadzika. Vakawanda vatove vachisvika gore ravo rose kubva muhomwe yepamusoro kwegore kuitira kuti mari yekurapa inogona kuvharwa zvakakwana.
Kupinda chirongwa gore ra 2017, vakwegura vanokurudzirwa kuwana nzira dzakasiyana dzekusangana pamarimamiro avo emwedzi uye kunze kwehomwe mari.
Imwe nzira yekuchengetedza mari ndeyokuwana zero kune chikwereti chakanaka chikwereti kadhi rechikwereti chinopa mari kumashure kwekutenga kwose, uye inoratidza mapurogiramu angashandiswa kune zvimwe zvipfeko zvakadai sokufambisa uye kutengesa kwepaIndaneti. Vagari vemishonga vanogonawo kushandisa zvakasununguka uye zvisingabatsiri kutariswa kwehutano panzvimbo dzekuchengetwa kwehutano nemakiriniki. Nguva dzose, kudzivirira kuchengetedza kunogona kubatsira kuchengetedza hutano hwakanaka, izvo zvinogona kuderedza pazvinhu zvinodhura zvinodhura nekuvhiya.
Medicare Chikamu D vanogamuchira vanofanira kushandisa mazano ekurapa kwemishonga kumusha nemagetsi emazuva 90 izvo zvinoderedza zvidhaidzo uye zvekutakura mari. Pamusoro pemishonga inodhura zvikuru kana itsva mishonga yemishonga, vakwegura vanogona kushanda kune mapurogiramu anokosha anoshandiswa nemakambani makuru emarudzi ekurapa kuti vawane rusununguko uye kuderedzwa mari yemishonga. Pose paunoshanyira hofisi yechiremba, bvunza madhiragi emishonga usati wadzadza mishonga, miedzo inogona kukuponesa mazana mazana emadhora pagore.
Uyewo, kana zvasvika pakuvhiya kwepamusoro kwemishonga kana kune dzimwe nzira dzinodhura, funga nezvemakiriniki kunze kweU.SA unogona kupa rubatsiro rwakachengeteka mune zvishoma zvema US. Kune makiriniki epamusoro-soro kuAsia, Mexico, Europe, uye South America.