Pamusoro penheyo yepamusoro, mari ndeyebhizimisi chirongwa chinoshandiswa nekushandisa mari zvakanaka. Inowanzonyatsotsanangurwa sebazi rekushandisa mune zvehupfumi. Saizvozvowo, vanhu vanonyatsoziva mumitemo ye economics vanowanzoziva mafungiro emari zvakanyanya nyore, kana vasina intuitively. Zvimwe zvezvinhu zvakakosha munyaya dzemari zvinosanganisira:
- Budgeting
- Borrowing
- Kukwereta
- Kuponesa
- Kuisa mari
Mukushandiswa kwemitemo yemari nemashandisirwo, pane inowanzove yakanyatsofungisisa zvichienderana nemhando yechinhu chiri mubvunzo. Somugumisiro, mari yezvemari inowanzotsanangurwa seyo ine zvikamu zvina zvikuru:
- Mari yega yega kana yeimba yemari kana vatengi vemari
- Bhizimusi rezvemabhizimisi kana mari yehurumende
- Mari dzisina mari
- Hurumende yezvemari kana mari yehurumende
Financial Services uye Financial Management:
Asi chimwe chidimbu chinofanirwa kuve chakakonzerwa pakati pemari yebhizimusi yebasa uye mari yekugadzirisa basa . Tevera hukama hwemashoko.
Muchidimbu, indasitiri yebasa rezvemari inoita mabasa aya anokosha:
- Kufambisa mari zvakanaka pakati pevadzidzisi nevakwereta
- Kurera mari kune mabhizimisi uye hurumende
- Kupa mazano ekutsvaga mari
- Kutarisira mairikiti emari
- Kuderedza kuipa kwekurasikirwa kwemari (chinangwa che inshuwarisi )
Munguva iyo, basa rekushandisa mari riripo nenzira dzakasiyana-siyana mukati mebhizimisi, zvisina maturo uye masangano ehurumende akafanana.
Vanhu vari mumutsetse webasa ndivo vane basa rekuchenjera, mutemo, rakakodzera uye rakashandiswa kushandiswa kwemari yehurongwa. Munyaya yebhizimusi-inobatsira, vatariri vezvemari vanoita basa rinokosha pakutsvaga nekushandisa nzira dzekuwedzera kuwanikwa.
Financial Data:
Zvemari inonyanya kuvimba nekokuunganidza, kuchengetedza uye kuongororwa kwemashoko pamari inoyerera, zvinhu (chii chinowanikwa) uye zvikwereti (zvakakodzerwa).
Saizvozvowo, magungano akawanda akaiswa pamusoro pekuchengetedza rekodhi rekuchengetedza uye kuburitsa, uye masangano akakurumbira ari kuramba achitsvaka kuvandudzwa mukati mehutungamiri hwehutungamiri hwekubika mapurogiramu . Saizvozvowo, vanhu uye mhuri dzinochengetedza mari yavo pachavo inoshanda zvakanaka inowanzove yakarongeka zvikuru uye yakanyatsochengetwa mumabhuku avo.
Kuyera nekutarisa:
Chirevo chekare mubhizimisi ndechokuti iwe haugoni kutarisira zvausingakwanise kuzviyera. Marija ine nguva yakareba seyo inonyanya kushandiswa nedzimwe nzvimbo, uye vatungamiri vese vari mumabhizinesi akasiyana-siyana vanotarisa kumasangano avo emari kuti vape uye kududzira dambudziko iro rinokosha pakugadzirisa basa rekuchenjera.
Kuongororwa uye Mutauro Webhizimisi:
Kubhadhara kwenguva refu kwakatsanangurwa semutauro webhizimisi. Kutaura zvazviri, rimwe bhuku rekuverenga mumunda rakanga rakanyatsotaura kuti iro ndiro musoro. Kugadziriswa kwekuverenga mabhuku kunotungamira mari yekuchengeta nekubika. Somugumisiro, kuva nehana kudarika kudarika nehutano hwekugadzirisa zvinyorwa kunobatsira kwazvo, kana zvisakakosha, kune vakawanda vashandi vezvemari.
Mahofisi ehurumende ekugadzirisa zvemari , panguva iyo, anopiwa kuongorora kururamisa kwemashoko ezvemari apo inowanikwa mari, vatariri vemari, vadzidzisi vemari uye vatariri vezvemari (pakati pevamwe vakawanda) vanovimba.
Vakawanda vavo vanopawo mazano ekubvunzurudza anobata mazano anobatanidza kupa mazano pamusoro pemari yekugadzirisa mari uye maitiro.
Mari Yedzimwe Chirango Chemudzidzi:
Dzidzo mumari yemari ndeyomusiyano wezvikoro zvese chikoro chemabhizimisi, pavari pasi pegorosi uye pavanopedza kudzidza. Uyezve, pazvikoro zvakawanda zvebhizimisi, mari yekusvika kwenguva refu ndiyo yakave yakakurumbira zvikuru uye inodzidza mari yepamari inowanzove yakanyoreswa nevadzidzi vachitsvaga mamwe mazita. Iyo inofungidzira kushandiswa kwakaratidzwa kwehutano hwemari mumusika wemabasa.
Chinyorwa chinofadza chinyorwa chinyorwa chekare chine chikoro chekutanga chekudzidzira chikoro chebhizimisi, The Wharton School yeYunivhesiti yePennsylvania. Pakusikwa kwayo muna 1881, zita rayo rakazara rainzi Wharton School of Finance uye Economy, rakachinjwa kuva Wharton School of Finance uye Commerce muna 1902.
Kubvira muna 1972 yakangove yeWharton School. Kunyange zvakadaro, vanhu vazhinji vanoramba vachiriidza iyo Wharton School of Finance, kuratidza izvo zvakasara iyo yakakurumbira uye inozivikanwa nzira yekudzidza.
Zvinonyanya kukosha, nhoroondo iyi inoratidza kuti kukosha kwemari sekudzidziswa kunodzokera kumashure kwekutanga kwemafundo emabhizimisi. Uyewo cherechedza kushamwaridzana pakati pezvemari uye mari yepamusoro semisangano yekudzidza, muzita rekutanga rechikoro.
Zvinofadza kuti kunyange zvazvo vadzidzi veWharton's MBA vachiwana zvidzidzo zvakadai semari, kubhadhara, kutengesa kana kutungamira (pakati pevamwe vakawanda), vose vari pasi pedduduates vanowana BS mune zvehupfumi, pasinei nokuti vazhinji vavo vanoita basa iri rezvemabhizimisi echokwadi semari, mari , kutengesa uye kutungamira, kwete pane zvidzidzo zve economics sezvakadzidziswa muhurukuro dzevashandi. Wharton anotsanangura izvi nokutaura kuti masangano aya ane chokuita nebhizimisi anonyanya kusanganisira kushandiswa kwezvidzidzo zvezvemari.