Employment Trends
Nhamba yose yemabasa kune vanotaurira inowanzoita maitiro emagetsi, sezvo mabhanga makuru anotanga nguva dzinotevera yekuwedzera kana kupesana mumbare emabazi avo. Imwe nzira yemazuva ano yakakonzerwa nekubatana nekusimbiswa kwemabhizimisi emabhangi (akakurudzirwa ne 2006-07 mortgage crisis) yakaita kuti nhamba yebhangi inonzi banker muAmerica iwe 11.2% kubva muna 2008 kusvika 2012, kubva 600,500 kusvika 545 300.
Asi zvisinei, tarisiro yebasa yevatengesi vebhangi inotarisirwa kuva yakanakisisa kune ramangwana rinonyatsooneka, kunyanya nekuti munda une nguva yakareba yekudzoka kwepamusoro. Kunyange zvazvo Bureau ye Labor Statistics (BLS), inofanirwa kuti mabasa kune vanotaurira achawedzera nemahofisi 5 600 (1%) mumakore gumi kubva muna 2012 kusvika muna 2022, iyo yakakwirira yevashandi pakati pevatauriri inoreva kuti nzvimbo dzakawanda dzinoramba dzichiuya.
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Dzidzo: Kazhinji, diploma yechikoro chesekondari inokwana, kunyange zvazvo vejijiji vadzidza vari kuramba vachiwedzerwa. Pamusana pehutano hwakanaka hwebasa racho, chero chiremera pane rako rekodha chinogona kubuda mushure rekuongorora chinogona kuita kuti basa rive sebhengi.
Chivako nenhamba uye unyanzvi mune arithmetic musts.
Uyezve, kuwedzera kwekunyora kwekombiyuta kwemabasa ekubhengi kunoita kuti pakombiyuta kuverenga zvakanyanya kunaka. Vatauri vakanaka vanonzwa vakasununguka kubata nevatengi, vane unyanzvi hwekukurukurirana mumuromo uye vanoteerera .
Kudzidziswa: Muzvose kunze kwebhangi guru, kudzidziswa kwevatambi vebhangi kunowanzove yakanyanyisa mubasa, pasi pekudzidziswa kwevatauri vane ruzivo uye / kana mahofisi ebazi (vatariri), vane zvishoma kana vasina murayiridzo wekirasi. Iyo BLS inoshuma kuti kurovedza kwakadaro kunowanzoita mwedzi.
Mabasa uye Mabasa
Basa rekutanga rebhengi rinosanganisira kuongorora mari, kuisa dhipatimendi, kugadzirisa zvikwereti uye kubvisa mari kubva kumakambani evanhu. Bhengi vanotaurawo vanobatsirawo vatengi nemazere ekuzarura nekuvhara. Basa racho rinoda kunyatsoteerera mitemo nemirairo pamusoro pekusimbiswa kwevatengi vemasikirwo, mabhuku uye zvinyorwa zvavanobvumirwa kuwana kana kutanga, uye mari yezvipi zvingave zvichishandiswa. Vadzidzisi vanofanirwawo kutevedzera zvakasiyana-siyana zvinodiwa zvekubika. Mitemo nemitemo iri mubvunzo ndeyekubatanidza avo vakagadzwa nemitemo kana mabanki ekugadzirisa, uye avo vakasiyana nebhengi rimwe nerimwe.
Mune dzimwe mabhenji uye nzvimbo dzebhangi, basa remuudze rinogona kuwedzerwa kuti riongorore zvinodiwa nevatengi uye kutengesa zvimwe zvikwereti nemabasa kwavari. Izvo zvose izvi zvebasa uye izvo zvine chokuita nekutonga kushanda zvinoda pfungwa yakasimba yekutonga, kuenda kune zvakanyanya kupfuura kunyatsoteerera tsika.
Chimiro Chetsika
Ivhiki yebasa reawa makumi mana inowanzoitika, asi inogona kuva yakareba, zvichipiwa mamiriro emabhengi kuti agone vatengi vane maawa akawanda, kusanganisira usiku, Mugovera uye kunyange Svondo mune dzimwe nguva. Mazuva ekare e "banker's hours" akatambanudzwa kubva pa9 kusvika ku3, Muvhuro kusvika Chishanu, akareba kubva kare. Zvisinei, onawo kuti nhasi nezve 33% yevatauriri vanoshanda chikamu-nguva.
Chii Chingafanana
Avo vanofarira kushanda nevanhu vanogona kuwana kuyanana nevatengi chinhu chinofadza chebasa racho. Izvi zvinonyanya kukosha kune avo vane ruzivo rwakakwana kuti vave vatauri mumapazi ebhangi vane chiedza kuti vaenzanise zvakakwana nevatengi vemotokari, panguva iyo kushungurudzwa hakusi nyaya huru.
Zvichienderana nebhangi uye pamusoro pekuita kweumwe munhu, basa rebhengi rebhengi rinogona kunge riri dombo rekuita kumabasa epamusoro-soro mubhengi. Nhanho inotevera yakajeka ndeyomukuru (mutariri) mukati mebazi.
Chii Chisingafaniri Kufanana
Mumatambudziko emataundi ematareji emapazi, vatauri vanogona kunge vari pasi pekumanikidzwa zvakanyanya uye vanowana basa mupfungwa nepfungwa. Dambudziko rinogona kuwedzerwa kana vatengi vese vachida uye vachikurumidza. Panguva iyo yakamanikidzwa, mukana wekugadzirisa kukanganisa unowedzera, zvichiita kuti uwedzere kudzvinyirira.
Mushure mokunge bazi ravhara, zvichienderana nehuwandu hwekutengeswa mukati mezuva, uye ukuru uye kubudirira kwevashandi, hurongwa hwekujekesa basa revatauri masikati hunogona kuva nguva refu uye inoshungurudza. Kazhinji, vatauriri havabvumirwi kuenda kune rimwe zuva kusvikira basa ravo rakataridzwa. Izvi zvinoreva kuti mari iripo pamagumo ezuva inofanira kuenzana kutanga mari pamwe nemari inoshandiswa kushandiswa kwemari. Saizvozvowo, mari isina mari uye kubvisa (kana cheki kana kutengesa magetsi) inofanira kuongororwa kuti ione kuti yakaverengwa nenzira yakarurama.
Uyezve, kushanda semabhengi emabhangi kunounza njodzi yekukuvara kwepanyama inobatanidzwa nekuedza kubata. Kuvakwa kwakasununguka kwamapazi akawanda ebhangi, nevatauri vakawanda vanowanikwa kune vatengi kune imwe yero, inowedzera pangozi.
Kudhura kwepamusoro kunowedzerwa nebhasiro yakaderera (ona chikamu chinotevera). Uyezve, apo mikana yekufambira mberi inovapo (sezvataurwa pamusoro apa), inowanzosara.
Kubhadhara
Mutengo wepakati peMediterranean webhangi vatambi (BLS code code occupation 43-3071.00) yaiva $ 24,940 kubva muna May 2012, uye 90% inowana pakati pe $ 19,630 uye $ 34,320. Sezvakaitwa nemabasa ose, tarisira zvikwereti zvakasiyana-siyana zvekubhadhara .
Vanopfuura 90% vevatauriri vanowana mari shoma kudarika mheji yepakati pemazuva emabasa ose, iyo yaiva $ 34,750. Munguva iyi, inenge 75% yevashandi mune mamwe mabasa inowana zvakawanda kupfuura mheji yepakati pegore yevanotaura ($ 24,940).