Fractional Ownership yeChiedza Chiedza: A Nyaya Yokudzidza

Mufananidzo: Cirrus Ndege

Fractional, kana kuti "kugoverana" muridzi wediki ndege yakava nzira yakanakisisa yehupfumi hwevane ndege vamwe . Vamwe, zvisinei, vanowana kugoverana kwavanoita kunodhura uye kusina kukwana. Ngationgororei mari yekugoverana yemugove wekambani inozivikanwa, Cirrus SR22 pakuenzanisa nehuwandu hwehu huga, uye kusarudzwa kunoshandiswa kwekambani kunoshandiswa.

Kugoverana nehuwandu hwechikwata chiduku kwakauya semagumisiro emakambani mashoma anotsvaga kuderedza mari yehuyo ye ndege duku uye kuwedzera dziva revatengi.

Makambani ekutanga akafananidza makambani avo mushure mezvikamu zvemakambani edzimabhizimisi mune zvebhizimisi uye makambani ekufambisa. Kubvira ipapo, bhizimisi yebhizimisi yakagadziriswa kune vakawanda vakanyatsogadzirira vashandi vanofambisa ndege.

Mune rimwe bhuku reFlying magazine, Robert Goyer anorondedzera zvishoma zvingabatsiri uye kuipa kwehuwandu hwehuyo nekambani inonzi AirShares Elite. Kunyange zvazvo kambani yakavharwa muna 2014, zvinotsigirwa nehupfumi zvakatsanangurwa zvakaramba zvichiri zvakafanana.

Kubatsirwa

Kugovana wega, asi kwete kwevanhu vose, kunogona kubatsira kune vakakwirira vakawanda vanotengesa mabhizimisi. Panzvimbo yekubhadhara mutengo wakakwana weimwe ndege, vatengi vanogadzikana vanogona kutenga mukati mumiriri we8, 1/6 th , kana kuti 1/4 mutengo uye vanopa chikamu chemutengo wemusika, vachideredza mari yakazara yevhudzi.

Tora, somuenzaniso, Cirrus SR22 pamutengo wekunenge $ 600,000. Vanhu vashomanana vanogona kukwanisa kutenga mari yeyo ndege yacho yose; zvisinei, kugoverana nehuwandu hunoita kuti kuderedza mari.

Mune mumwe muenzaniso, mutengi anogona kutenga 1/8 th Cirrus SR22 ye $ 40,000, pamwe chete nemari yepamwedzi ye $ 900. Uyezve, mutengi anokwereta $ 100 paawa yebhazi yebhadharo mukushandisa mari. Pose, mutengi aizotenga ndege, pamwe, zvichida, anenge madhora 25 500 pagore. Iko mari yekuponesa ichienzaniswa nekutenga, kushandiswa nekugadzirisa mari yechitsva che Cirrus SR22, chatinogona kuenzanisa pamadhora madhora 600 000 pamwe nekusvika $ 20,000 / gore mukushanda nekugadzirisa mari (ona: AOPA mari yekugadzirisa).

Imwe rubatsiro rwekugovana nhaka inosanganisira kushanda kwe "hapana-kutambudza" ndege. Kambani yekugovera kambani inotarisira zvinhu zvose kubva pakugadzirisa kusvika pakugadzirisa, zvichisiya mutengi asina nhamo. Izvo zvakakosha kubatsiri kune vakawanda, sezvo kuchengetedza kwechikwata kunogona kuwandisa uye kunopedza nguva. Uyezve, mukana wekubhururuka ndege itsva itsva nehupfumi hwehutano hwezvehutano ndiyo inofadza kune vamwe vanhu.

Kukanganisika

Kukanganiswa kwekugovana nhaka kunosanganisira kuchengetedza kwepamusoro-kudarika-yakakosha mune imwe ndege. Uye vamwe vakagovera makambani ehurumende kupa "vatengi" vavo kwete kuenzana mundiro zvachose. Kurongwa kunogona kudzivirira, uye maawa anowanikwa mutengi anogoverwa anogona kungowedzera kusvika maawa makumi manomwe pagore paavhareji. Nekubhururuka kwema ndege pakati pe $ 200-300 neawa, maawa 75 pagore zvaizodhura madhora 15,000-22,500- chikamu chiduku chemutengo wekugoverana kana wega wega. Uyewo, nzvimbo yezvikwata izvi pamwe chete inogona kunge isinganzwisisiki, sezvo dzakawanda dze ndege dziri pane dzimwe nzvimbo, izvo zvingave kana zvisingasviki kune mutengi.

Summary

Kugovana wega ndege duku kunogona kunge yakadhura, asi zvinowanzoenderana nezvinodiwa nomutengi.

Kune vatengi vane mari uye vari kunyatsofunga nezvokutenga ndege semutambo weCyrus SR22, kugoverana ugove inogona kunge yakanaka. Ichokwadi chakanaka kune avo vasingatsvaki dambudziko rekuchengetedza kana zvido zvepamutemo zvinosanganiswa nehuwandu hwemombe. Kuwedzeresa, kune avo vanoisa kukosha pane chimiro uye vanosarudza ndege itsva, yepamusoro-soro (TAA), kugoverana ivo voga kunoshanda zvakanaka, sezvo sarudzo yekutenga ndege itsva inouya pachayo gore negore.

Nokuda kwemuvhareji mutengi, kunyange zvakadaro, mari inogona kuramba ichingopfuura zvikomborero zvekugovana nhaka yezvikwata munzvimbo imwechete uye mutengo wemari sa Cirrus SR22. Vafambisi vezvikepe vazhinji vaizowana ndege yemakore gumi nemana anoshandiswa kuti iwane zvakakwana kune zvavanoda, uye vazhinji vacharamba vachiwana kukodha kuti ive iyo yakakosha zvikuru.

Iva neruzivo rwakawanda pamusoro peUnivha hweHurumende: Kusarudza Ndege Yakarurama