Zvaunoda Kuziva Usati Watora Nhanho Yako Inotevera
Chii chaungaita? Iwe unogona kunge uchinetseka kuti zvakanyanyisa kutora basa rekuchinja . Kunyange zvazvo inogona kuve yakanyarara, haisati yanyanyisa. Izvozvo hazvirevi kuti kuchinja kwako kuchave kwakajeka kana kuti iwe unogona kuzviita usina kuita zvakawanda. Kuchinja kwakaoma, kunyange iwe uchigadzirira zvakanaka. Chokwadi ndechekuti, kuenda kunoshanda zuva rega rega, kuita chimwe chinhu chausingafariri, kana icho chisingafadzi, chakanyanya kuoma.
Chii Chakanaka Pamusoro Pokuita Basa Rinochinja pa40?
Vanhu vazhinji vanotaura kuwedzera kwekuvimba pavanenge vava kutendeuka makumi mana. Zvingave here nguva yakanakisisa yekuita shanduko yemabasa pane apo iwe unonzwa sokuti iwe unogona kutora chero chii chinouya nenzira yako?
Kana uri kuronga kuti uite basa rekusiya basa, sezvinoita vanhu vakawanda, pane 65, iwe unenge uine makore makumi maviri emabasa mubasa rako remangwana. Kunyange kana zvichikutora makore mashomanana kuti ugadzirire basa rakasiyana, iwe uchava nemakore anopfuura makumi maviri apera kuti upedze mubasa rinogutsa, kana zvose zvichienda sezvazvakarongwa.
Uye kana uchida mari, unofanirwa kushanda kusvikira wapfuura makore makumi matanhatu nemashanu, iwe uchave uchionga kuita chimwe chinhu chaunofarira.
Basa rekuchinja richachinja hupenyu hwako, hutano, uye hukama, zvichida kuti huve nani. Haisi kungoita basa rakashata, rinosarudza kana kuchinja kunogona kukura.
Kana uchinge waziva zvauri kuda kuita, zvinenge zvichiuya sekununurwa kukuru.
Chii Chinoita Kuti Kuchinja Kwemabasa Kune 40 Kuoma?
Vane makumi mana vane makore vane mabasa akawanda anogona kuita kuti kuchinja uku kuve kwakaoma kupfuura kushandura mabasa pa30 zvaizove. Pazera remakore makumi mana, iwe unowanzova nevana iwe waunoshandisa mari. Iwe unogona kunge wakatenga imba mumakore mashomanana apfuura uye une chikwereti chekubhadhara. Sangano reNational Association of Realtors rinotaura kuti makore evanhu venguva yakareba yevashandi vokutanga ava muna 2016 ("First-time Buyers, Single Women Gain Traction muNAR ya2016 Mutengi uye Seller Survey." National Association of Realtors 2016).
Mari yegore negore inowedzera kune makumi maviri nemakumi mana nemakumi mana kune makore makumi maviri nemashanu. Inenge $ 7 900 inofamba ichienda kune zvokudya, $ 20 600 kuenda kune dzimba, uye $ 3 200 kune hutano hwehutano ("3 Zvikonzero Iwe Uchapedza Zvakawanda pa40 Kunopfuura makumi matatu." CNN Money August 3, 2016). Kusiyana nemakore ane makore makumi matatu nemakumi matatu anokwanisa kushandisa $ 6 200 pazvokudya, $ 17,900 paimba, uye $ 2 200 pamusoro pehutano hwehupenyu gore rose, ane makore makumi mana ane makore makumi maviri nemana angafanira kuvhara mune mari kana achida kutora nguva kubva kubasa kuti agadzirire kuitira basa idzva. Zvichida, mumwe angatofanira kuramba achishanda mubasa rake iye zvino paanogadzirira imwe itsva.
Nzira Yokuita Basa Rinochinja pa40
Edza kuti usaora mwoyo nematambudziko anowanikwa pakuita basa rekufa kwemazuva maviri. Kana ukasarudza kuti unoda kuita shanduko iyi, edza kutsvaga nzira yekuzviita. Zvinogona kutora nguva yakareba kudarika zvaizodai kana iwe waiva nemakore gumi vaduku, asi kana ukazviita zvakanaka, zvingave zvakakosha. Sezvo izvi zvichange zvakashanda zvakaoma, zvinokosha nguva dzose kuti uve nechokwadi chokuti iwe unopa pfungwa dzakawanda mukusarudza basa idzva .
Kuzviongorora , danho rako rokutanga mukugadzira basa , richakubvumira kudzidza nezvamunofarira, unhu hwemhando, maitiro, uye hunoenderana nemabasa. Zvaunowana pazera remakore makumi mana makumi mana zvingave zvakasiyana zvikuru nezvamungadai wakazarura dai waita izvi kuongorora pawanga uri muduku. Saka, kana iwe uchiyeuka kutora "chirongwa chebasa " pawakange uri kuchikoro chesekondari kana kwekoroji, usanetseka kutarisa mitsva yako.
Itai zvakare. Paunenge wapedza danho iri, iwe unopedzisira uine urongwa hwezvakakodzera.
Tora nguva yekuongorora mabasa ako pane urongwa. Kuzviongorora kwako kungaratidza kuti basa rakanaka kukufananidza iwe kubva pane unhu hwako, asi pazera remakore makumi mana, une zvimwe zvinhu zvokufungisisa. Semuenzaniso, mitoro yako yezvemari haigoni kukubvumira kuita mari yakawanda kudzidzisa nekudzidzisa . Une mhuri yekutarisira, kupedza nguva yakawanda kudzidza kungasave chimwe chinhu chaunoda kuita ikozvino. Kutaura nezvekugadzirira, paunenge uchiri nemakore makumi maviri nemakumi maviri akasara kubva mubasa rako, unogona kunge usingadi kumirira makore akawanda usati watanga kushanda mubasa rako idzva. Kana iwe uchida kuchinja mune basa idzva rakanaka nokukurumidza, unofanirwa kusarudza rimwe risingadi zvakawanda kugadzirira.
Chimwe chezvinhu zvakanakisisa pamusoro pemakore ako akawedzerwa emabasa ndeokuti iwe une ruzivo rwakakura. Iwe unogona kunge uchifunga, "chii chakanaka chiitiko changu chichaita kwandiri kana ndikachinja kune rimwe basa?" Mashoko maviri: unyanzvi hunotapudza . Aya ndiwo matarenda uye unyanzvi hwawakawana kuburikidza nekuita rimwe rudzi rwebasa raunogona kushandisa kune rimwe. Kune mamwe mabasa, iwe unogona kutokwanisa kuchinja unyanzvi hwako huri nani hwekudzidzisa. Paunosarudza pakati pebasa iro rinoda chikoro chekuwedzera uye chimwe chaunogona kushandisa unyanzvi hwako huri nani, iwe unogona kusarudza kusarudza iyo yekupedzisira. Ichakubvumira kuti uite shanduko nekukurumidza uye nekusaita zvishoma, panguva yaunoda kupedza kushandisa kwako nguva, simba, kana mari. Izvozvo hazvirevi kuti haufaniri kusarudza basa raunofanira kuigadzirira, asi rakanaka kuva nemasarudzo.
Mukuwedzera pakuwana chokwadi pamusoro pezvidzidzo zvekudzidzisa, zvakare dzidza nezvemabasa, maonero , nemari yepakati . Kana uchinge wanyora dese rako rose, rongorore kuti ritarise kuti ndezvipi zvakakosha zvakanyanya. Enzanisa basa rekuita kuitira kuti usarudze kuti chii chaunoda uye chausingaiti. Kana pane mabasa ausingazvioni iwe uchiita-yeuka iwe haufaniri kuda mumwe nomumwe wavo, asi unofanira kunge uchida kuzviita-bvisa basa kubva pane yako. Iva nechokwadi chokuti mubhadharo uchatora mari yako, rega iwe upe rubatsiro rwekuchengetedza, uye kukubvumira kuita zvinhu zvaunofarira, somuenzaniso, kufamba. Iwe unofanirwawo kufunga nezvemaonero emabasa nokuti kana kukwanisa kwako kuwana basa kuchapera, rimwe basa richava sarudzo yakanaka.