Mubvunzo wese munhu anoda kupindurwa nezvebasa idzva nderokuti "Inobhadhara mari yakawanda sei?" Zvisinei, paunofunga nezvekubhadhara musha wepamba, imwe mubvunzo ndewokuti "Inobhadhara sei?" Mahofisi ekufonera akadaro ane maitiro akasiyana ekuverenga mubhadharo.
Mabasa ekumhanya kwekambani anogona kubhadhara mubayiro weawa imwe neimwe, potefoni-yega kana imwe yemaminiti, kana imwe yezviyero izvi pamwe nekukurudzira. Kana basa iri nzvimbo yebasa muUnited States, inofanira kubhadhara mari shoma muhurumende iyo mujeri anorarama.
Zvisinei, makambani ezvimiririra haafaniri kutambira mari shoma.
Hazvina basa kuti sarudzo yakashandiswa, imba-based call centre agents inofanirwa kuongorora kana iri kugamuchira makwikwi ekubhadhara mubhadharo kuburikidza kuverenga mhomwe yehomwe yechokwadi. Izvi zviri kuongorora kuti iwe unowana mari yakawanda sei neawa muvhareji yevhiki kanawo kuverenga kune mari yaunoita.
Kana vachiverenga maawa avo emaawa ega ega, makambani ekuzvimiririra anofanirwa kuenzanirwa mune chero mari yekudzidzira, nguva dzisina kubhadharwa yekudzidzira kana mamwe mahedheni okubhadhara ayo makambani anogona kutengesa, uye vanofanira kufungidzira chikamu chemitero yebasa yavanoshandisa iyo asi vashandi havaiti. Uye vashandi vose nevatambi vemuzvikoro vanofanira kuverenga mari inopfuurira uye imwe nguva yekunze, zvakadai sebasa reIndaneti / foni, zvinyorwa zvepamusoro, zvigadzirwa zvemakombiyuta, kutengesa kwehutachiona, nezvimwewo, kana kuverenga maawa avo. (Uyezve, zvinhu izvi zvingave zvakaderedzwa mutero, saka chengeta zvinyorwa zvakanaka.)
Call Center Maawa Okutengesa
Zvose zvibvumirano zvekuchengetedza uye basa rekufambisa zvigaro zvinogona kubhadhara muyero weawa, asi zvinowanzoshandiswa munzvimbo dzekushandira. Nheyo yekubhadhara mari (kwete kusanganisira zvinokurudzira) inobva kuUnited States mubayiro kune $ 15 neawa. Mabhizimisi maviri anokwanisa kubhadharwa pamucheto wepamusoro wechiyero nokuti kune kazhinji kubhadhara mari ye $ 1 kana kupfuura paawa yekuita mabasa maviri emahofisi .
Chero chero basa rekufambisa basa rinozivisa kuti rinobhadhara mari inopfuura $ 12 / awa zvingave kusanganisira kubatsira mubhadharo wakarovedzana, kutsvaga unyanzvi hwakanaka uye ruzivo (zvakadai sefoni telehealth nursing ) kana kubhadhara mari kune vashandi vayo. Sezvakaitwa nebasa rekuita-uye-rekare, kubhadhara kunowanzobva kune mubairo waro muhomwe yevashandi, saka kambani imwechete inogona kubhadhara vashandi vari kure kune dzimwe nyika dzakasiyana-siyana maawa ega ega.
Per-Call and Per-Minute Rates
Nhengo dzinopihwa pane imwe nguva-call uye nemaminitsi (kana kutaura "nguva nguva" ) inobhadharwa kwenguva chete pane foni-kwete kwenguva yekumirira mafoni kuti apinde. Mushandi anogona kunge akaziva nzira dzekuziva kuti inouya mukudzikama. Purofoni yekubhadhara mari inogona kunge iri kubva kune $ $10 kusvika ku $ 25 neminiti, asi hapana nzira yekuziva kare izvo izvo zvingazoita sekuita kweawa imwe chete. Mushure mekunge pane imwe nguva pabasa racho zvinokwanisika kuverenga mavhareji eawa imwe chete, iyo inogona kugadziriswa nokuda kwezvinhu zvinoshandiswa.
Kune avo vanobhadharwa nefoni, zviri pachena kuti vanofambira nokukurumidza kuburikidza nekufonera zvinoreva mari yakawanda. Maitirwo emabasa achabhadhara maawa mashoma maawa ega-kazhinji mashoma mubairo-kana mashomanana mashomanana ari kuuya anomuiti kuti awane mubairo wekutanga. Kunyange zvakadaro, makambani ezvimiririra haabviri kuwana kudzivirirwa kwakadaro uye zvinogona nyore kuita zvishoma kudarika mubayiro waro.
Nemhaka yokuti mitero haitoreri kubva kune vanozvimiririra makambani 'mubhadharo (kunyange zvazvo makontrakiti aripo aya aya gare gare panguva yemitero), zvinogona kuonekwa kuti vari kuita mari yakawanda kudarika avo vanobhadhara muawa imwe chete. Zvisinei, muzvokwadi vashandi vanozvimiririra vanobhadhara mitero nokuti vane mutoro wevanoshandira nevashandi zvikamu zveMedare uye Social Security mitero.
Vashandi vanobhadharwa pamusana pechirinhare kana pamaminitsi ega-ega vanofanira kuita tsika yekuverenga mubhadharo wavo paawa imwechete yezvinyorwa zvavo pachavo kuitira kuti vagone kubhadhara zvikwereti, kuenzanisa mabasa avo emazuva ano nemabasa angave nechokwadi kuti vari kuwedzera for call call centre. Uyewo, sekune iyo inobhadharwa neawa imwe neimwe, pfungwa yakanaka yekufungidzira mune chero mari inobatanidza nekushanda kune kambani.
Kukurudzira Kubhadhara
Muzvizhinji zvezviitiko, zvinokurudzira kune vashandi vose uye makontrakiti zvinowedzera kune imwe yehurongwa hwekubhadhara pasi pano.
Ikoko kunogona kunge kune vashoma vanozvimiririra makontrakita ekutengesa mabasa ayo anokurudzira chete. Zvinokurudzira zvinogona kungoreva mapeji ekutengesa (chikamu chemari inotengeswa), asi makambani ekumhanyira mapirisa anoshandisa mamwe mhando dzakawanda dzekukurudzira mapurogiramu. Makambani anogona kupa mabhonasi emari ekutengeswa kweimwe chigadzirwa, nokuda kwekutengesa pamusoro peimwe chikwata, kune mutengesi wepamusoro wezuva / vhiki / mwedzi, nezvimwewo. Zvinokurudzira zvinogona kupiwa mune zvisiri zvekutengesa mabasa zvakare. Makambani anokwanisa kupa chikwata chapamusoro kune avo vanozadzisa imwe nhamba yekufonera paawa, bhonasi yevaya vane mazano akanaka ekubatsirana nevatengi kana imwe nhamba yekufonera / kuongororwa kwakazadzikiswa.
Pasinei nokuti kambani inotora sei zvinokurudzira, vamiririri vanotanga basa idzva havazokwanisi kuronga kukurudzirwa kubhadhara kusvikira vanga vari mubasa kwekanguva. Uye kunyange zvakadaro, ichachinja.