Zvinetso Zvinetso Vakadzi Vanotarisana Nhasi Mukusagadzikana Kwemari

Vakadzi vanoita mari shoma kupfuura varume. Vanhu vazhinji vanoziva kare vasina kutarisa nhamba dzekuti vakadzi vanowana mari shoma kupfuura varume, uye kuti vakadzi vane mabasa mashomanana uye mikana yekufambira mberi (pasinei nokuti vakadzi vakawanda vane madhigirii akareba kupfuura varume), asi pano pane dzimwe nzvimbo umo vakadzi vanotambura iwe unogona kunge unoziva nezve:

• 8 mumhuri gumi nevabereki vasina kuroorwa vari kutungamirirwa nevakadzi.
• Vakadzi vanowanzove vasina basa panguva yekuderera kupfuura varume.

• Vakadzi vanowanzogadziriswa apo makambani anoderera.
• Vakadzi vakawanda kupfuura varume vanoshandira mubhadharo wakaderera, mabasa ezvishoma-nguva.
• Vakashoma vakadzi kupfuura varume vanowana zvikodzero zvekukwanisa kubhadharwa (nokuti vanowana mibairo yakaderera uye kazhinji vanongopiwa maawa echinguva).
• Munguva yekuderera, mibairo yevarume mizhinji inowedzera asi misha yevakadzi yakatosiya 3%.
• Kune dhora rose munhu anowana kushanda nguva yakazara, vashandi vevakadzi vanowana chete masentimita 77 emabasa mamwechete.
• Vakadzi havanawo mikana yekukwanisa kubhadharwa nevashandi uye mabasa-based retratirement plans (401 (k).
• Maererano nekuongorora kweHarvard, mambure ehurumende yevasikana vasati varoora aiva $ 12,900, achienzaniswa ne $ 26,850 kuvanhu. Chidzidzo chacho chakatsanangura muhedheni wemubairo sechikonzero chinonyanya kukosha kwekusaziva uku.
• Mamiriyoni ezasi uye mari yakakwirira inoreva kuti vakadzi vanewo mari shoma uye mari shoma kupfuura varume.

Mari Yedzidzo Yevakadzi

Varume nevakadzi vanobhadhara mitengo yakafanana yezvokudya, gesi, asi vakadzi vanogara vachitakura mari iyo varume, vane mari yakakwirira, havaiti.

Iine vane gumi mu10 vasina mhuri vasina mubereki vari kutungamirirwa nevakadzi, ndeyevakadzi vanofanirwa kuenzanisa mabasa maviri ebasa uye kubereka - kwete varume. Apo vakafa-vakarova baba vanokundikana kubhadhara rubatsiro rwevana, vakadzi vazhinji vanofanirwa kutora tab kuburikidza nekutorazve mamwe, pasi-mubhadharo mabasa kuti vaedze uye vawane zvigaro.

Vanenge vese hurumende muUnited States vava kugadzirisa mari uye mapurogiramu (zvakare akadzikiswa pamagariro ehurumende) akambobatsira vakadzi kusimbisa mishonga yavo yekusimbisa vana, vakavadzidzisa kudzokazve kubasa, uye Congress yakatowedzera zvakanyanya mari yekubhadhara mabhizimisi ekubudirira kwebhizimisi kutanga muna 2009.

Nemhaka yezvinyorwa, kuchinja kwemitemo yekusimbisa vana, uye zvishoma zvisingakwanisi zvemitemo zvemadzimai, nhamba inowedzera yevarume iri kutarisana nekutsigirwa kwevana. Izvi zvinoreva kuti vakadzi vakawanda vari kutobhadhara zvose, kana zviyero zvisina kukwana, kupa zvidikanwi zvevana vavo.

Vakadzi vanowanzobhadhara mari yemishonga yemishonga yemainishuwarenzi uye mari yepamusoro yekutarisira hutano kupfuura varume, vasingafaniri kubhadhara kuberekwa nekuberekwa kana kuberekwa, uye nekuti vazhinji vakadzi vanobhadhara inshuwarhu yehutano yevana vavo kupfuura varume.

Zvikwereti zvevakadzi zvekukwereta zvinowanzoenzana kana kuti zviri nani kudarika varume, asi nemari shoma uye zviduku, kutenga vakadzi vekumba vanofanira kuenda ne "subprime" chikwereti 30-40% kakawanda kupfuura varume, izvo zvinoreva kuderera kwekubhadhara pasi, asi akakwirira pamwedzi kubhadhara.

Maererano neErin Parrish mu Minnesota Minnesota, "Vakadzi vanowanzosangana nematambudziko ekukweretesa maitiro, kwete nokuti vanowanzoshaya ruzivo rwedzidzo rwekudzidza, asiwo nokuti vanopiwa mari yepa subprime mari yakakwirira kupfuura varume. kazhinji zvinokonzera vakadzi kumucheto, vachivakumbirisa kusarudza pakati pekupa mhuri dzavo kana kubhadhara chikwereti. "

_{Kunobva:
Erin Parrish. Minnesota Women's Press. "MariFesheni: Vakadzi havanzwisisiki mune ngozi mune hupfumi husina kugadzikana nhasi." August 7, 2008.}