Vashandi vakawanda veSweden vari kufungidzira mberi uye vachigadzirira kubhadhara mari. Nokuda kwechikonzero ichi, Dhipatimendi reZviviso rinoda kutora mukana uyu kupa humwe ruzivo rwakakosha kune avo vanga vakaita basa rinoremekedzwa remauto mushure meDecember 31, 1956. Iyi basa rinogona kunge rinogona kubhadharwa nekuda kwekurega basa. Kutanga musi waJanuary 1, 1957, basa rechiuto rakava pasi pekutongwa kweSocial Security.
Somugumisiro, basa iri rinoshandiswa kugadzirisa kodzero yemumwe munhu Social Security rubatsiro. Nenzira yakawanda, basa rechiuto rakaitwa pamberi paJanuary 1, 1957 rinofanirwa kuverengwa mukuverengwa kwehupfumi hwehupfumi kana kuponesa annuity. The Social Security Administration (SSA) haigoni kushandisa kushandiswa kwemauto ehurumende yekutanga-1957 kuenzanisa zvikomborero kana kubhadharwa kwehurumende kana kuponeswa kunobatsira kunobva mubasa rakadaro. Mumwe munhu haana chaanosarudza kuti ndeupi kushandiswa kwekubhadhara kunosanganisira basa remakore re-1957 risati rasvika (pane chimwe chinhu kune avo vakaponesa annuitants). Nechinangwa cheChristi Service Retirement System (CSRS), kukweretwa kwemashure ma1925 mauto ehondo kunobva pane zvinotevera:
Sangano reBurumende Pamberi 1 Gumiguru 82. Kazhinji, kana iwe wakatanga kushanda munzvimbo yakabatwa ne CSRS pamberi paOctober 1, 1982, unogona kugamuchira chikwereti nokuda kwemashoko ako 1956 kubasa rechiuto kana ukarega basa rehurumende musati wava nemakore makumi matanhatu nematanhatu.
Zvisinei, kana iwe usingakwanisi kuita basa rechiuto mushure mekuparadzaniswa kubva kuUnited States, basa remauto richabviswa kubva pakuverengwa kwe CSRS annuity apo iwe unosvika makore makumi matanhatu nematanhatu, kana uine kodzero yekuchengetedzwa kweSocial Security.
Sangano reHurumende Pashure peChishanu 82. Kazhinji, kana iwe wakatanga kushanda mune imwe nzvimbo yakafukidzwa neCSR kana musi waOctober 1, 1982, haungagamuchiri chikwereti nekuda kwepashure 1956 kushanda kwehondo kune chero chinangwa chekurega basa kunze kwekuti iwe uite basa rehondo rekuisa mari kuti kuparadzana kubva kuHurumende basa.
Nhamba yemari yacho inoshongedzwa yakaenzana ne7-muzana (inokosha yevashandi vanogona kubhadhara mari yakakwirira) yemari yebhadharo yepamusoro yakawanikwa panguva yebasa rechiuto, pamwe nekutarisira.
Nokuda kweGwaro reHeral Employee Retirement Retirement (FERS), kukweretwa kwemashure 1956 mauto ehondo kunobva pane zvinotevera:
Kazhinji, kana iwe wakangoerekana wakavharwa pasi peState Employees Retirement System (FERS) musi waJanuary 1, 1987 kana panguva ipi neipi mushure mekunge, iwe unofanirwa kuita basa rekuita basa remauto zvisati zvaparadzana kubva kuHurumende basa kuti uwane chikwereti chero chinangwa chekurega basa. Basa remauto rinonzi pasi peFERS mitemo kana rakaitwa mushure mekunge mavharwa neFERS kana kuti mune makore anopfuura mashanu ebasa remauto (kunze kwebasa re CSRS Rokupedzisira kana kuti Offset) pavanowanikwa neFERS.
Chiyero chemari yacho chikamu chakaenzana ne-3-muzana (inokosha yevashandi vanogona kubhadhara mari yakakwirira) yebhasi yebhadharo yakakosha yakawanikwa panguva yebasa rehondo, pamwe nekutarisira.
Kana iwe uchigamuchira mari yekubata mari kana kuti yekuchengetedza, haungagamuchiri chikwereti chero chekuita basa remauto kunze kwekuti mamwe maitiro asangana kana kushandiswa.
Pane zvimwe zvikonzero zvakanaka zvekufunga kugadzira mari.
Kuita gwaro remashoko ehurumende muna 1956 kunobvumidza iwe kuti uwane chikwereti chekugadzwa kwebasa remauto pasi pehurumende yako yehurumende yekubvisa mari, uye basa remauto rinoramba richikweretwa nekuda kweHuman Social Security. Kuita kuiswa kwepamberi kunobatsira kudzivisa kuwedzera kwechimwe chido. Mutengo wekufarira wakatarwa pamashure 1956 inoshanduka kuchinja gore negore. Ichi chido chinowedzera uye chinogadzirwa gore negore pane yako Interest Accrual Date (IAD). Yako yekutanga IAD izuva 1-gore mushure mezuva iro nyasha dzisina kufarira dzenguva dzinoguma.
Iwe uchapiwa sarudzo yekuita mari yacho mune imwe chikwama chemari kana kuburikidza nekubviswa kwebhadhiro. Zvose-makumi mashanu nemakumi mashanu nemakumi mashanu ekuchengetwa kwemauto zvinofanira kuitirwa kuDefined Finance uye Accounting Service (DFAS) vasati vaparadzaniswa neHurumende yekushanda. Kunyange kana iwe usina kuronga kupedza basa kana kusiya Sangano reGermany nokukurumidza, iri pfungwa yakanaka chaizvo kuti uwane huwandu hwemauto ako ehondo kuitira kuti mari yacho inogona kuverengwa nyore nyore.
Kuti tishandise mari yacho, tinogona kushandisa mavoketi enyu chaiwo ekubhadhara mauto kwenguva yakazara yebasa rechiuto mukunyora mauto ehondo kana iwe unogona kuwana kuongororwa kunofanirwa kwemauto ako ehondo kubva kune rimwe basa rebazi rakakodzera. DLA Human Resources Center, Mahofisi Okutsigira Vatengi (CAS) anogona kupa mirayiridzo yekuwana chiyero chakazivikanwa.
Kana ukangopedzisa mari yacho, hofisi yekubhadhara yeDFAS ichakutumira risiti inoratidza kuti mari yako yaibhadharwa zvakakwana, mari yakabhadharwa uye nguva yebasa iyo deposit yakavhara. Kana uchinge wagamuchira receipiti iwe uchada kutumira kopi kuhofisi yeCSO iyo inokubatsira iwe uye iyo ichaiswa muPurita yako yeHurumende yeVashandi serekhodi yekusingaperi. Ihofisi yedu inoda ruzivo urwu kubva kwauri kuitira kuti uone kana iwe unogona kugamuchira chikwereti mu CSRS yako kana FERS retirement retract.
Apo mumwe munhu anobva kuBurumende kana kushandiswa pane mamwe mahofisi emahofisi ekubhadharira, marenda avo emitero akavharwa uye anotumirwa kuHofisi yeVashandi Vanotarisira (OPM).
OPM ichachengetedza zvinyorwa izvi kusvikira munhu achishanda pamubhedheni, anokumbira kudzorerwa kana kufa.
Ndapota cherechedzai kuti ichi chidimbu chidimbu chezvigadziro zvekugadzirisa mari yekugamuchira chikwereti chemashure ma1995 mubasa rehondo muchirongwa chekurega basa. Mune mamwe mamiriro ezvinhu, kunyanya kushanda mubasa rechiuto rakaitwa mushure meAugust 1, 1990 iyo inoparadza basa revanhu vanobhadhara mari (semuenzaniso, kusungirirwa kweDesert Shield / Desert Storm, nezvimwewo) mari yakakosha inogona kushanda nekuda kweNyuniti yeUniformed Services Employment and Employment Act Act muna 1994 (USERRA) mutemo.
Above Information Courtesy yeDhipatimendi Rekudzivirira