Iwe Uri Mushandi here kana kuti Mugadziri Wega?
Kana uri muchengeti wezvimiririra, iwe uri kushanda iwe pachako uye kambani ndiye mutengi wako. Iwe unofanirwa kubhadhara mitero yako yebasa uye iwe hauna kodzero yevashandi vanopiwa nekambani kana hurumende (kusanganisira kurapwa uye / kana mazino).
Iwe unofanirwawo kunyatsotevedzera zvaunowana pamagariro ekutaurira mutero, sezvo vashandi vako havazoiti, semitemo yakawanda, vanorega hurumende nemitero yenyika.
Semuenzaniso, pasi pemamiriro mazhinji emamiriro ezvinhu makambani haabvumirwi nekushaiwa basa .
Apo Uri Muri mushandi
Mushandi anonzi ari mushandi kana mushandi achidzora basa ripi richaitwa, kuti richaitwa sei, uye kana richaitwa. Chinokosha ndechekuti kambani ine kodzero yekurondedzera, kutonga, nekugadzirisa zvinhu izvi, izvo vashandi vavo vanofanira kufanana nazvo.
Vashandi vari mubhadharo rekambani, uye mubhadhari anorega hurumende uye hurumende mitero, Social Security, uye Medicare. Vashandi vanopiwa basa risina basa uye inshurensi yemari yemainishuwarenzi. Vashandi vanogona kupa zvikwereti zvakadai sokubhadhara zororo rerwere, hovha, inshuwarisi yehutano , uye 401 (k) kana imwe hurongwa hwekurega basa.
Zvimwe: Mubasa chii?
Apo Uri Mukonzi Wokuzvipira
Mutemo mukuru unotarisa kana mumwe munhu ari mushandi kana muchengeti akazvimiririra ndeyekuti mumwe munhu ndiye kambani yekuzvimirira kana achisarudza kuti sei basa racho richaitwa uye rini.
Vachigadziri vekambani havatauri nekambani zvavanofanira kuita uye kuti vanozviita sei. Chinonyanya kukosha mugumisiro wekupedzisira, uye kuti izvi zvinosvika sei kune kontrakta.
Vashandi vanozvimiririra vanowanzoisa maawa avo uye vanobhadhara pamusana pechigaro chekuzvipira, kana chiyero chepaguru kana yehuwandu hwemabasa. Nguva yebasa ravo, maitiro avo ezvimiririra maawa ekupedzisira, nemashoko ekubhadharwa kwawo anogadzwa nekonesheni yakasayirwa nevatengi vavo nguva isati yatanga basa.
Vachibvumirano vanozvimiririra vane mutoro wekubhadhara mitero yavo kune IRS uye kumatare avo emutero. Vachigadziri vezvikwereti havana kodzero yekuwana zvikwereti, kunyange avo vanorayirwa nemutemo sekushaya mabasa uye kubhadhara kwevashandi, nokuti havasi vashandi vekambani. Ivo vari ivo voga vane mhosva yekuchengetedza varapi vavo, mazino, uye nguva refu yekuchengetedza inshurensi.
IRS Mushandi kana Mutevedzeri Wezvokuchengetedza Pamwechete:
- Kuzvibata: Ko kambani inodzora kana ine kodzero yekudzivirira izvo mushandi anoita uye kuti mushandi anoita sei basa rake?
- Mari Yezvemari: Idzima rebhizimisi rebasa raanoshanda rinotungamirirwa nemubhadhari here? (izvi zvinosanganisira zvinhu zvakadai uye kuti sei kana mushandi achibhadharwa, kuti mari inobhadharwa here, ingave yakabhadharwa zororo kana kurwara kwezororo inopiwa, iyo inopa zvishandiso / zvigadzirwa, nezvimwewo)
- Rudzi rwehukama: Pane pane zvakanyorwa zvibvumirano kana mushandi wemhando yebasa (kureva hurongwa hwepensheni, inshuwarisi, mari yezororo, nezvimwewo)? Ihwo hukama hunopfuurira uye ihwo hunoitwa mune chinhu chikuru chebhizimisi here?
Pros uye Cons
Pane zvipo zvakasiyana zvakasiyana uye zvisingabatsiri pakuva mushandi kana muchengeti akazvimirira. Kazhinji, izvi zvinotapira kune nyaya yekuchengetedzwa kwebasa maererano neusununguko: sevashandi, iwe uchawana zvikwereti uye (tarisiro) kuchengeteka kwekuziva kuti iwe uchava nebasa rakasimba remangwana rinotaridzika kana ukaita basa rakanaka.
Zvisinei, iwe unogona kunge uchifanirwa kuenderana nemashandiro ehurongwa, zvinogona kuitwa nguva dzinopfuura, uye zvirongwa zvebasa zvinotsanangurwa nemushandi wako. Kuzvimiririra makambani, kune rumwe rutivi, vane rusununguko rwekusarudza nguva, sei, uye kunyatsoshanda kwavanoita sei (kurongedza izvi zvisarudzo nekudiwa kwavo kuwana mari yakakwana kuti vatsigire ivo uye kubhadhara ivo ivo pachavo vehutano hwehutano).
Nokubvisa kunzwisisa, nekuverenga mazwi emvumo yako, kana sangano rauri kushandira ibasa kana muchengeti, iwe unogona kunyatsogona kuita zvisarudzo zvine ruzivo nezvehupenyu hwako hwemangwana.
Verenga Zvimwe: Zvaunofanira Kuita Kana Mutengi Anokubata Iwe Sevashandi | Kusiyanisa Pakati Pakushanda uye Kuzvishanda