Kuzvidzivirira Kuzvidzivirira
IInternal Revenue Service inotsanangura mumwe munhu seanozvishanda, nokuda kwetero, se:
- Iwe unofamba uchiita bhizinesi kana bhizinesi semunhu wega wega kana kuti kambani yekuzvimirira.
- Iwe uri nhengo yebambirano inobata pabasa kana bhizinesi.
- Iwe unenge uri mune bhizinesi iwe pachako (kusanganisira bhizimisi remazana).
Employment Status
Paunenge uchishanda nekambani iwe unonzi uri mushandi . Vashandi vari mubhadharo rekambani, uye mubhadhari anorega hurumende uye hurumende mitero, Social Security, uye Medicare.
Vashandi vanopiwa basa risina basa uye inshurensi yemari yemainishuwarenzi. Vashandi vanogona kupa zvikwereti zvinobatsira zvinosanganisira zvinhu zvakadai zvakabhadharwa zororo rinorwara, hovha, inshuwarisi yehutano, kana 401 (k) kana imwe hurongwa hwekurega basa.
Kuzvipira Kubasa Mitero
Kana iwe uri wekushanda, iwe une mhosva yekubhadhara yako mitero kune Internal Revenue Service (IRS) uye kumatare ako emutero wehurumende. Kunyange kana iwe usina chikwereti chemutero, iwe unofanira kuzadza Fomu 1040 neHedheni SE kuti ubhadhara mutero wekuzvidzivirira wehupfumi hwehupfumi hwevanhu.
Mukuwedzera kune mitero yemari, vashandi vanozvimirira vanofanirawo kubhadhara Social Security uye Medicare mitero nenzira yeSeCA (Self-Employment Contributions Act).
Vachigadziri vezvikwereti havana kodzero yekubhadhara vashandi , kunyange avo vanorayirwa nemutemo sekusava nemabasa uye kubhadhara kwevashandi nokuti havasi vashandi vekambani. Kusiyana nemuongorori wenguva dzose, vashandi vanozvimiririra vanoshanda zvakanyanya nguva dzose. Dzinoshanda sezvinodiwa, uye dzinowanzobhadharwa neawa kana purojekiti, zvichienderana nemitemo yezvibvumirano.
Kubva pamutero, kubhadhara vashandi venguva dzose zvinodhura zvakanyanya kune vashandi pane vadziviriri vezvokuchengetedza nekuti vanofanirwa kubhadhara Social Security, Medicare, State uye kusarirwa kwemitero kune kuwedzera kumiganhu yakazara, mubhadharo kana mubhadharo.
Health Insurance uye Dzimwe Makomborero
Zvisinei, vanhu vanozvishanda uye vashandi vezvikwereti vanogona kukwanisa kutenga inshuwarano yehutano nezvimwe zvikomborero kwauri kuburikidza ne Affordable Health Care Act (Obamacare) kana kuburikidza nemasangano akaita seChamber of Commerce kana mamwe mapoka anopa zvipo kune vashandi vanozvishanda uye bhizinesi duku.
Kana iwe uine mari yekuzvipira, iwe unogona kutora rubatsiro rwehutano hwehutano huripo iwe pachako, wawakaroorana naye, uye vanovimba newe. Zvimwe zvinoshandiswa pakubhadhara mitero zvinosanganisira kumba kwemahofisi ehofisi, intaneti, foni, uye fax mari, kudya, bhizimusi kufamba uye motokari mari, kufarira kune zvikwereti zvebhizimisi, dzidzo, mipiro yeIRA, uye zvimwe zvekuvaraidza.
Pros uye Cons of Self-Employment
Kunyange zvazvo kune mazano mazhinji ekuzvipira iwe pachako sekusarudza maawa ako (akazara kana nguva-nguva), kupfupisa kana kuti kudzivisa zvachose kufamba kwako, uchifunga nezvezvinangwa zvebasa zvinonyanya kukoshesa kwauri, kukwanisa kushanda kure uye kutora mutero, chimwe chezvakaipisisa ndezvokuti zvikomborero zvinowanzobatanidzwa mubasa rakabhadhara rinofanira kubhadharwa kune kunze kwehomwe.
Uyezve, vashandi vanozvishanda ndivo vanoita zvose zvakarasikirwa nemari. Hapana huripo mazororo kana kurwara kubhadhara, uye purogiramu yekuwana inogona kunge iri shoma munguva pfupi paunotanga. Pasina mubatsiri kana mutariri kuti akuchengetedze, zvinotora pfungwa huru uye zvinokurudzira kuzvishanda. Mune mamiriro akawanda, maawa akawanda uye kushanda iwe pachako kunogona kusurukirwa.
Inishuwarenzi yehutano inofanira kubvumirwa kune mumwe munhu, hapana mazororo okubhadhara kana mazuva ekurwara, uye kubvisa basa kunofanira kurongwa.
Kuzvishanda
Kune avo vanofarira kuita shanho yekuva vanozvishanda, Bhizimisi Duku: Nyanzvi yeCanada Susan Ward ine mazano makuru ekushandura kubva pakuva mushandi wekuzvishanda.
Self Employment Tip
Zvaunofanira Kuita Kana Mutengi Anokubata Iwe Sevashandi