Vadzidzi vakawanda vezvemari vanotsvaka Chartered Financial Analyst kurongwa kuti vavandudze mararamiro avo uye kutarisira mari. Muchikamu chino, tichatsva ma nhamba kumashure kweCFA data yemari kuti tione kusiyana kweCFA charter inogona kuita muhomwe. Haisi basa rakanaka, nokuti CFA Institute haina kuita kuti ruzivo rwakadaro ruwanike uye nokuti, kusiyana, inoti, dhigirii yemutemo, CFA inonyanya kushandiswa kumashandisirwo emari emari uye haina basa rakajeka rokufambira mberi.
Izvi zvinoita kuti zvive zvakaoma kuyera chero kuwedzera kwemari kunokonzerwa neCFA charter.
Mishaira inobva paIchiitiko
Maererano neCFAplanet, nzvimbo inotarisana neCFA-yakaenzana nhamba, pane nzira dzakasiyana-siyana dzokuputsa CFA miriyoni, yakadai semakore ekuziva. Maererano nekufungidzira kwavo, mutori wenharaunda ane makore maviri nemana emakambani ane ruzivo anogona kutarisira kuwana mari yepamutemo ye $ 78,190, asi avo vane makore mashanu kusvika mapfumbamwe pasi pemabhanhire avo vachawana avhareji ye $ 99,370. Vaya vane makore anopfuura makumi maviri vane ruzivo vanotora musha mari miviri ye $ 152,122. Iye zvino, rangarira kuti iyo ndiyo mihoro mizhinji, zvinoreva kuti pachava nevanhu vazhinji vanowana zvishoma nezvishoma kune iyo mifananidzo.
Zvichida nzira inonyanya kukosha yekufananidza CFA miriyoni ndeye zita rebasa sezvo iro richave rakakosha kune chero ani zvake ari kutsvaga kuziva kuti vangakwanisa sei kuwedzera kumisha yavo yezvino kuburikidza nekutsvaga CFA charter.
Data kubva kuWelcale.com inopupurira kuti madiki ekubhadhara CFA charterholder nzvimbo ndivo vanongorori vezvemari, avo vakagamuchira miriyoni pakati pe $ 43,741 ne $ 99,957. Nzvimbo dzepamusoro dzakabhadharwa dzichauya kusishamisi kune vazhinji vedu uye ndevaya vanochengetwa na Chief Financial Officers, vanowana pakati pe $ 78,410 uye $ 242,395.
Vashandi vekutsvaga mari vanozotevera pamutsara muhomwe uye vanogona kuwana mari yakawanda se $ 125,403.
A 2007 CFA Institute nhengo yehutano inopepereswa ye 9 000 US-based respondents inotipa mamwe mashoko akajekesa. 64% yevakapindura vaiva nemakore mashanu kusvika makumi maviri ezvakaitika uye makumi mashanu ezana mazana akanga apedza MBA. Kune rumwe rutivi, 37% vakanga vasina dzidzo yepamusoro. 42% yevanhu vakapindura vakashanda pamahofisi ekuchengetwa kwemari. Zvinyorwa zvitatu zvepamusoro zvakataurwa ndezvi: Mufambisi wemapurisa (9%), Mutengi-tsvakurudzo yekutsvakurudza (8%), uye C-Suite executive (8%).
Makomba uye Kuvhenekera
Iye zvino zvatakakupa imwe yenhoroondo, ngatitaurire pamusoro pezvinhu zvose zvemasango uye zvikwereti. Sezvo pasina nhepfenyuro yepamutemo kubva kuCFA Institute, zhinji idzi idzi nhamba dzemari dzakabatanidzwa pamwe chete kubva kumabasa emabasa uye basa rekutsvaga nzvimbo. Sezvaunogona kutarisira, zvakakosha kudzora zvinhu zvakadai semamiriro ekudzidzira, makore ezviitiko, uye nzvimbo yebasa kana uchitarisa dhora rekubhadhara. Maererano nemabhizimisi data, mubhadharo munyaya yezvemari yebhizimusi yakanyatsobatana nehupenyu.
Nhamba yakawanda yeCFA charterholders inobhadharwa nemabhonasi uye mubhadharo wekukurudzira izvo zvisingatorerwi mumisha yavo inorondedzerwa.
Maererano neCFA, mari yehutano yakataurwa pamusoro apa, 90% ve2007 vakapindura vakakodzera mari yemabhonasi uye 80% vaikwanisa kubhadhara mari isingabhadharwi sezvikamu zvisingabvumirwi kana zvigaro zvekugovana.
Muchidimbu, hapana imwe nzira iri nyore yekuongorora CFA yemari yemashoko. Zvisinei, pakuenzanisa, nzira iri nyore yokutonga kuti CFA charter yakawanda inobatsira sei basa rako ndeyekutarisa pamusoro pemari yemari yechinangwa chako chebasa uye uone kuti chii chichakutora iwe kuti uite basa iroro.
Kunzwisisa zvidzidzo zvepamusoro pakuwana basa rako raunoda kana hutano hwehutungamiri uye unonzwisisa izvo zvido zvaunoda zvingakubatsira iwe nokukurumidza chinhu chikuru chekushanda basa rekushanda. Mimwe mitambo yemabasa inoda CFA charter sechikamu chemamiriro ekudzidza. Kune vamwe, inongova nzira yekuzviparadzanisa iwe kubva kumakwikwi uye kuwedzera unyanzvi hwekuongorora.