Nzira uye Nhengo yeVabereki Vose Vari kushanda
Kune mhinduro mbiri dzinopesana. Mhinduro yekutanga inotaura kuti mari yekusimudza nekusimbisa mhuri yakakwirira zvokuti, kuti vararame mune zvemari, vabereki vose vanofanira kushanda.
Imwe inopikisa kuti zvimwe zvakakosha zvekuti vabereki vose vaite basa, manzwiro uye kushungurudzika-zvakabatana, zvakakwirira zvokuti zviri nani kuti mubereki umwe arambe ari kumba.
Nei Vabereki Vose Vasingafaniri Kushanda
Ngationgororei zvinoremedza kurera vana. Hurumende yehurumende yekutanga gore rinodhura pa $ 5 490 kusvika ku $ 11,320. Zvikwereti zvisina kufanirwa zvemishonga zvechiremba uye chipatara pachaga zvichava $ 1,200; nguo dzekuberekwa, zvipfeko zvevana, zvipfeko zvevana, zvipfeko, mahara, mazai, zvokudya, vanachiremba, uye zvimwe zvinodhura zvinoumba zororo.
Asi izvozvo hazvibatsiri kutarisirwa kwezuva. Kana vabereki vose vari kushanda, wedzera $ 7,000 kumutemo. Nokudaro, uri kutarisa zvimwe $ 17,000 mugore rokutanga rokutanga mwana. Pamutengo iwoyo, vazhinji vakaroorana vane chokwadi kuti vabereki vose vanofanira kubhadhara mari, uye kana mubereki mumwe chete asiri kushanda kare, kumanikidzwa kutanga kutanga kwakanyanya.
Asi iyi ndiyo mhedziso yakarurama here?
Ngatitorei vabereki vedu vatsva mumwe nomumwe vanowana $ 30,000 pagore, nokuda kwekuwana pamwe chete mari ye $ 60,000.
Kuti varambe vachigona kukwanisa kutsigira mhuri, zvikurukuru vachifunga nezvemari mitsva yakauya nemwana wavo, vanonzwa vose vari vaviri vanofanira kuramba vachishanda. Asi iyo iyi yekuwana mari yechipiri inonyanya kukosha kuti upone mari?
Mari ye $ 30,000 yegore negore ndeye $ 2,500 pamwedzi. Kubvira ipapo, vanhu vazhinji vanopedza inenge $ 250 pamwedzi mukuenda mari; izvi zvinosanganisira chero mari yebhazi uye yemari yekupakira kana kutakura kwevanhu; kuda kwako.
Uyezve, iwe uchapedza mavhareji e $ 125 pamwedzi pamashandi emabasa. (Pamusoro pekushanda-pamba-basa-kupfeka kune avo vanopfekedza yunifomu.Vashandi veHhoteri vanotenga zvipfeko uye zvipfeko kana mashizha esiriki uye chepyhose.Zvose zvinowedzera kusvika kune zvinodhura zvakafanana.) Uchapedza $ 120 pamwedzi pamasikati, hofisi zvipo, uye zvinosungirwa zvipo. Uye usakanganwa zuva rekuchengeta, rinenge madhora mazana matanhatu pamwedzi. Pamwe chete, iwe uchapedza $ 1,100 pamwedzi mune zvekushanda-zvakabatanidzwa, chikamu chehafu yemhuri yemumwe mari. "Haisi dambudziko," iwe unoti. "Ini ndichiri kutora $ 1,400."
Oo, chaizvoizvo?
Usakanganwa mitero. Kana ukakosha $ 2,500, ucharasikirwa ne $ 1 000 mumitero. Nokudaro, mambure ako mushure mekubhadhara, mushure mebhadharo kutora pamba kumari inenge madhora mazana mana pamwedzi. Icho chiri pasi pe $ 100 nevhiki. Kana ukashanda maawa makumi mana pavhiki uye ukapedza awa imwe yega yekupfeka zuva rega rega nekushanda, iwe uri kutarisa izvi zvose kune $ 1.75 neawa. Uye iri pane $ 30,000 mari yakawanda!
Uye inowedzera. Hausi iwe chete uri nechepasi pasi pekuripa mubairo, funga nezvese nguva yausina kushandisa nemwana wako uye kuwedzera kwepfungwa kunowedzera kumhuri nekuziva kuti murume nomudzimai vari kushanda. Ndiani anogara kumba kana mwana ari kurwara? Ndiani anosiya musangano iwoyo unokosha kuti uende kumusana wekuchengetwa kwemasikati asati wavhara?
Izvozvo zvichava iwe here kana kuti wako wako unotora nguva yezororo kana kurwara nokuti iyo plumber inotarisirwa kumira? Tichifunga nezvezvinhu zvose zvisiri zvezvehupfumi zvine chokuita nemhuri, zvine musoro here kuti vabereki vose vabate?
Zvikonzero Zvishanu Zvinoita Kuti Vabereki Vose Vashande
Kubva pane izvi, ndingangokutungamirira kuti uite "kwete." Asi hazvisi izvo zviri nyore. Kusvika ikozvino ndapedza hafu yezvakakonzera, saka regai ndiuye kunodzivirira kwevakadzi vane vana vaduku uye vanoshanda kunze kwemusha. Pane zvikonzero zvishanu zvinoita kuti zvive nemafungiro akawanda kuna Amai nababa kushanda:
Chikonzero 1: Chengetedza Basa Rako
Kana mudzimai akasiya basa rake, aigona kuita kukanganisa kusingagoneki pamabasa ake, nokuti vashandi vake (makwikwi?) Vasingatore makore mashanu vachienderera mberi vachikwira kumakambani ekukwirira.
Chikonzero chechipiri: Mudzidzisi wepasi-pasi Anogona Kuva neUtano Inishuwarenzi Inobatsira
Ndiyo chikonzero chakanakisisa chekuramba uchishanda.
Chikonzero chechitatu: Usakanganwa Kubhadharwa Mubhadharo
Vakadzi muUnited States vanowanzorega basa reZimbabwe Social benefits kupfuura varume, nokuti vakadzi vanowanzoshanda kwemakore mashomanana. Ditto yezvirongwa zvepenhenji yekambani; kana iwe ukarega basa kwemakore mashanu, iwe uchabhadhara mutengo gare gare nenzira yechikwereti chakasara chekubvisa mari. Saka kukanganwa pamusoro pekurasikirwa kuduku nhasi; kugara kumba nevana kunogona kukonzera kurasikirwa mune zvemari gare gare. Nokuda kweizvi panyaya iyi, dzokera kune zvitsauko 66 ne68.
Chikonzero chechina: Vabereki Vane Utano Hwepfungwa
Vamwe vanhu havakwanisi zvakakodzera kugara mumba nevana vavo nguva yakazara. Vanoda kutaurirana kwevanhu vakuru. Mumwe wevashandi vangu, amai vari kushanda, vaiva nebasa iro mari yavo yaive yakaderera zvikuru akashandisa $ 35 vhiki imwezve, yakawanda yekuchengetwa kwevana, kudarika yaakawana. Pandakamuudza izvi, akapindura akati, "Zvakanaka, zvinodhura kudarika kurapa!"
Kufunga 5: Kuvandudza Kuvandudza Kwemwana Wako
Shamwari ine mukomana muduku akamboti kwandiri, "Kana mudzimai wangu aifanira kusiya basa rake uye agare kumba naBilly, aizotora mutezo wevanhu vose - amai vake.Asi mukuchengetedza kwezuva, ari kudzidza ruzivo rwemagariro evanhu kuva kumativi makumi maviri nemamwe vana. " Taura zvakanaka zvakatorwa: Kukosha kwehutano hwekukurukurirana kwemwana hakufaniri kubviswa.
Kusarudza Kushanda kana Kuramba Musha
Saka, iwe unofanirwa kushanda kana kugara mumba here? Zviri pachena, hazvisi nyore. Asi, vashandi vakawanda vari kupa kuchinja kunogona kuita kuti zvive nyore kupfuura kare kuti vabereki vose vashande. Jobho kugoverana , kushandiswa kwemapurogiramu emabasa, uye kushanda kubva kumba ndezvimwe zvezvasarudzo zviripo munzvimbo yemazuva ano yaunofanira kuongorora sezvo uchiedza kugadzirisa nyaya iyi.
Chinangwa changu ndechekuti une chisarudzo . Vabereki vakawanda kwazvo havazivi kuti zvisarudzo zviripo. Kazhinji, vabereki vanofunga kuti vanofanira kushanda pasina kufunga nezveimwe nzira. Kuti uve kubudirira nekuronga kwako mari, iwe nguva dzose unofanira kuongorora zvaunogona kuita. Uye kuronga kwakakodzera pamwe hakuna chero chinhu chakakosha zvikuru kupfuura pazvinouya pakurera vana vako.
Kubva Ichokwadi Pamusoro Pamari, yakabva kuna RicEdelman.com. Copyright 2002. Yakanyorwa zvakare nemvumo.